Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $575.44 million. The enterprise value is $455.73 million.
| Market Cap | 575.44M |
| Enterprise Value | 455.73M |
Important Dates
The last earnings date was Tuesday, October 20, 2026, before market open.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 9.49 million shares outstanding. The number of shares has increased by 10.06% in one year.
| Current Share Class | 9.49M |
| Shares Outstanding | 9.49M |
| Shares Change (YoY) | +10.06% |
| Shares Change (QoQ) | +2.67% |
| Owned by Insiders (%) | 4.92% |
| Owned by Institutions (%) | 74.69% |
| Float | 7.47M |
Valuation Ratios
The trailing PE ratio is 12.49 and the forward PE ratio is 10.57.
| PE Ratio | 12.49 |
| Forward PE | 10.57 |
| PS Ratio | 4.29 |
| Forward PS | 3.48 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 12.75 |
| P/OCF Ratio | 12.01 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 10.60 |
| EV / Sales | 3.40 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.10 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.61 |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.55%.
| Return on Equity (ROE) | 10.55% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.64% |
| Revenue Per Employee | $427,514 |
| Profits Per Employee | $137,035 |
| Employee Count | 315 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $12.37 million in taxes.
| Income Tax | 12.37M |
| Effective Tax Rate | 22.28% |
Stock Price Statistics
The stock price has increased by +24.86% in the last 52 weeks. The beta is 0.75, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | +24.86% |
| 50-Day Moving Average | 60.80 |
| 200-Day Moving Average | 59.12 |
| Relative Strength Index (RSI) | 50.91 |
| Average Volume (20 Days) | 83,611 |
Short Selling Information
The latest short interest is 431,762, so 4.55% of the outstanding shares have been sold short.
| Short Interest | 431,762 |
| Short Previous Month | 420,186 |
| Short % of Shares Out | 4.55% |
| Short % of Float | 5.78% |
| Short Ratio (days to cover) | 5.28 |
Income Statement
In the last 12 months, SFST had revenue of $134.67 million and earned $43.17 million in profits. Earnings per share was $4.85.
| Revenue | 134.67M |
| Gross Profit | 134.67M |
| Operating Income | 59.22M |
| Pretax Income | 55.54M |
| Net Income | 43.17M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.85 |
Balance Sheet
The company has $399.61 million in cash and $279.90 million in debt, with a net cash position of $119.71 million or $12.61 per share.
| Cash & Cash Equivalents | 399.61M |
| Total Debt | 279.90M |
| Net Cash | 119.71M |
| Net Cash Per Share | $12.61 |
| Equity (Book Value) | 462.05M |
| Book Value Per Share | 48.68 |
| Working Capital | -3.70B |
Cash Flow
In the last 12 months, operating cash flow was $48.08 million and capital expenditures -$2.80 million, giving a free cash flow of $45.28 million.
| Operating Cash Flow | 48.08M |
| Capital Expenditures | -2.80M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -11.50M |
| Free Cash Flow | 45.28M |
| FCF Per Share | $4.77 |
Margins
| Gross Margin | n/a |
| Operating Margin | 43.98% |
| Pretax Margin | 41.24% |
| Profit Margin | 32.05% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.62% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -10.06% |
| Shareholder Yield | -10.06% |
| Earnings Yield | 8.01% |
| FCF Yield | 7.84% |
Analyst Forecast
The average price target for SFST is $68.75, which is 13.39% higher than the current price. The consensus rating is "Hold".
| Price Target | $68.75 |
| Price Target Difference | 13.39% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 20.43% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |