Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $339.09 million. The enterprise value is $356.65 million.
Important Dates
The last earnings date was Tuesday, July 22, 2025, before market open.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 8.18 million shares outstanding. The number of shares has decreased by -0.02% in one year.
| Current Share Class | 8.18M |
| Shares Outstanding | 8.18M |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | +0.29% |
| Owned by Insiders (%) | 6.01% |
| Owned by Institutions (%) | 62.60% |
| Float | 6.29M |
Valuation Ratios
The trailing PE ratio is 15.40 and the forward PE ratio is 11.08.
| PE Ratio | 15.40 |
| Forward PE | 11.08 |
| PS Ratio | 3.25 |
| Forward PS | 4.35 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 8.08 |
| P/OCF Ratio | 7.96 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.32 |
| EV / Sales | 3.47 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.50 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.58%.
| Return on Equity (ROE) | 6.58% |
| Return on Assets (ROA) | 0.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $346,391 |
| Profits Per Employee | $73,589 |
| Employee Count | 297 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $6.27 million in taxes.
| Income Tax | 6.27M |
| Effective Tax Rate | 22.29% |
Stock Price Statistics
The stock price has increased by +37.03% in the last 52 weeks. The beta is 0.84, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.84 |
| 52-Week Price Change | +37.03% |
| 50-Day Moving Average | 39.54 |
| 200-Day Moving Average | 37.60 |
| Relative Strength Index (RSI) | 51.88 |
| Average Volume (20 Days) | 31,105 |
Short Selling Information
The latest short interest is 49,649, so 0.61% of the outstanding shares have been sold short.
| Short Interest | 49,649 |
| Short Previous Month | 52,332 |
| Short % of Shares Out | 0.61% |
| Short % of Float | 0.79% |
| Short Ratio (days to cover) | 1.84 |
Income Statement
In the last 12 months, SFST had revenue of $102.88 million and earned $21.86 million in profits. Earnings per share was $2.69.
| Revenue | 102.88M |
| Gross Profit | 102.88M |
| Operating Income | 32.15M |
| Pretax Income | 17.92M |
| Net Income | 21.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.69 |
Full Income StatementBalance Sheet
The company has $271.41 million in cash and $288.97 million in debt, giving a net cash position of -$17.56 million or -$2.15 per share.
| Cash & Cash Equivalents | 271.41M |
| Total Debt | 288.97M |
| Net Cash | -17.56M |
| Net Cash Per Share | -$2.15 |
| Equity (Book Value) | 345.46M |
| Book Value Per Share | 42.23 |
| Working Capital | -3.36B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $42.58 million and capital expenditures -$634,000, giving a free cash flow of $41.95 million.
| Operating Cash Flow | 42.58M |
| Capital Expenditures | -634,000 |
| Free Cash Flow | 41.95M |
| FCF Per Share | $5.13 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.25% |
| Pretax Margin | 27.34% |
| Profit Margin | 21.24% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.77% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.02% |
| Shareholder Yield | 0.02% |
| Earnings Yield | 6.45% |
| FCF Yield | 12.37% |
Dividend DetailsAnalyst Forecast
The average price target for SFST is $51.00, which is 23.04% higher than the current price. The consensus rating is "Buy".
| Price Target | $51.00 |
| Price Target Difference | 23.04% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
