Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $310.66 million. The enterprise value is $292.83 million.
Important Dates
The next estimated earnings date is Thursday, July 17, 2025, before market open.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 8.17 million shares outstanding. The number of shares has increased by 0.23% in one year.
| Current Share Class | 8.17M |
| Shares Outstanding | 8.17M |
| Shares Change (YoY) | +0.23% |
| Shares Change (QoQ) | +0.17% |
| Owned by Insiders (%) | 6.03% |
| Owned by Institutions (%) | 62.06% |
| Float | 6.28M |
Valuation Ratios
The trailing PE ratio is 16.08 and the forward PE ratio is 12.35.
| PE Ratio | 16.08 |
| Forward PE | 12.35 |
| PS Ratio | 3.00 |
| Forward PS | 3.14 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 8.77 |
| P/OCF Ratio | 8.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.02 |
| EV / Sales | 3.00 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.27 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.60%.
| Return on Equity (ROE) | 5.60% |
| Return on Assets (ROA) | 0.44% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $328,286 |
| Profits Per Employee | $61,529 |
| Employee Count | 297 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $5.17 million in taxes.
| Income Tax | 5.17M |
| Effective Tax Rate | 22.04% |
Stock Price Statistics
The stock price has increased by +40.02% in the last 52 weeks. The beta is 0.77, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +40.02% |
| 50-Day Moving Average | 35.81 |
| 200-Day Moving Average | 36.48 |
| Relative Strength Index (RSI) | 58.99 |
| Average Volume (20 Days) | 17,733 |
Short Selling Information
The latest short interest is 57,178, so 0.70% of the outstanding shares have been sold short.
| Short Interest | 57,178 |
| Short Previous Month | 51,724 |
| Short % of Shares Out | 0.70% |
| Short % of Float | 0.91% |
| Short Ratio (days to cover) | 3.67 |
Income Statement
In the last 12 months, SFST had revenue of $97.50 million and earned $18.27 million in profits. Earnings per share was $2.25.
| Revenue | 97.50M |
| Gross Profit | 97.50M |
| Operating Income | 27.52M |
| Pretax Income | 17.92M |
| Net Income | 18.27M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.25 |
Full Income StatementBalance Sheet
The company has $305.63 million in cash and $287.80 million in debt, giving a net cash position of $17.83 million or $2.18 per share.
| Cash & Cash Equivalents | 305.63M |
| Total Debt | 287.80M |
| Net Cash | 17.83M |
| Net Cash Per Share | $2.18 |
| Equity (Book Value) | 337.60M |
| Book Value Per Share | 41.33 |
| Working Capital | -3.31B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $36.06 million and capital expenditures -$646,000, giving a free cash flow of $35.42 million.
| Operating Cash Flow | 36.06M |
| Capital Expenditures | -646,000 |
| Free Cash Flow | 35.42M |
| FCF Per Share | $4.34 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.22% |
| Pretax Margin | 24.04% |
| Profit Margin | 18.74% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.33% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.23% |
| Shareholder Yield | -0.23% |
| Earnings Yield | 5.88% |
| FCF Yield | 11.40% |
Dividend DetailsAnalyst Forecast
The average price target for SFST is $43.00, which is 12.51% higher than the current price. The consensus rating is "Buy".
| Price Target | $43.00 |
| Price Target Difference | 12.51% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
