Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $436.17 million. The enterprise value is $452.98 million.
Important Dates
The next estimated earnings date is Tuesday, April 21, 2026, before market open.
| Earnings Date | Apr 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 8.23 million shares outstanding. The number of shares has increased by 0.54% in one year.
| Current Share Class | 8.23M |
| Shares Outstanding | 8.23M |
| Shares Change (YoY) | +0.54% |
| Shares Change (QoQ) | +0.53% |
| Owned by Insiders (%) | 6.11% |
| Owned by Institutions (%) | 64.59% |
| Float | 6.34M |
Valuation Ratios
The trailing PE ratio is 14.24 and the forward PE ratio is 9.78.
| PE Ratio | 14.24 |
| Forward PE | 9.78 |
| PS Ratio | 3.78 |
| Forward PS | 3.39 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.18 |
| P/FCF Ratio | 14.57 |
| P/OCF Ratio | 14.29 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.92 |
| EV / Sales | 3.93 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.69%.
| Return on Equity (ROE) | 8.69% |
| Return on Assets (ROA) | 0.72% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.04% |
| Revenue Per Employee | $365,521 |
| Profits Per Employee | $96,400 |
| Employee Count | 315 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $9.24 million in taxes.
| Income Tax | 9.24M |
| Effective Tax Rate | 23.33% |
Stock Price Statistics
The stock price has increased by +66.22% in the last 52 weeks. The beta is 0.75, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | +66.22% |
| 50-Day Moving Average | 55.75 |
| 200-Day Moving Average | 46.80 |
| Relative Strength Index (RSI) | 37.53 |
| Average Volume (20 Days) | 85,530 |
Short Selling Information
The latest short interest is 81,851, so 0.99% of the outstanding shares have been sold short.
| Short Interest | 81,851 |
| Short Previous Month | 61,136 |
| Short % of Shares Out | 0.99% |
| Short % of Float | 1.29% |
| Short Ratio (days to cover) | 1.30 |
Income Statement
In the last 12 months, SFST had revenue of $115.14 million and earned $30.37 million in profits. Earnings per share was $3.72.
| Revenue | 115.14M |
| Gross Profit | 115.14M |
| Operating Income | 43.48M |
| Pretax Income | 39.61M |
| Net Income | 30.37M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.72 |
Full Income StatementBalance Sheet
The company has $268.82 million in cash and $286.61 million in debt, with a net cash position of -$17.80 million or -$2.16 per share.
| Cash & Cash Equivalents | 268.82M |
| Total Debt | 286.61M |
| Net Cash | -17.80M |
| Net Cash Per Share | -$2.16 |
| Equity (Book Value) | 368.66M |
| Book Value Per Share | 44.89 |
| Working Capital | -3.43B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $30.46 million and capital expenditures -$581,000, giving a free cash flow of $29.88 million.
| Operating Cash Flow | 30.46M |
| Capital Expenditures | -581,000 |
| Free Cash Flow | 29.88M |
| FCF Per Share | $3.63 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.76% |
| Pretax Margin | 34.40% |
| Profit Margin | 26.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 25.95% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.53% |
| Shareholder Yield | -0.53% |
| Earnings Yield | 6.98% |
| FCF Yield | 6.87% |
Analyst Forecast
The average price target for SFST is $64.00, which is 20.78% higher than the current price. The consensus rating is "Buy".
| Price Target | $64.00 |
| Price Target Difference | 20.78% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
