Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $403.24 million. The enterprise value is $408.64 million.
Important Dates
The last earnings date was Tuesday, October 28, 2025, before market open.
| Earnings Date | Oct 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 8.19 million shares outstanding. The number of shares has decreased by -0.35% in one year.
| Current Share Class | 8.19M |
| Shares Outstanding | 8.19M |
| Shares Change (YoY) | -0.35% |
| Shares Change (QoQ) | -0.66% |
| Owned by Insiders (%) | 6.01% |
| Owned by Institutions (%) | 63.41% |
| Float | 6.30M |
Valuation Ratios
The trailing PE ratio is 15.24 and the forward PE ratio is 11.36.
| PE Ratio | 15.24 |
| Forward PE | 11.36 |
| PS Ratio | 3.62 |
| Forward PS | 3.46 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | 13.35 |
| P/OCF Ratio | 13.12 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.64 |
| EV / Sales | 3.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.53 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.56 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.65%.
| Return on Equity (ROE) | 7.65% |
| Return on Assets (ROA) | 0.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $368,320 |
| Profits Per Employee | $88,000 |
| Employee Count | 297 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $7.59 million in taxes.
| Income Tax | 7.59M |
| Effective Tax Rate | 22.51% |
Stock Price Statistics
The stock price has increased by +15.44% in the last 52 weeks. The beta is 0.77, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +15.44% |
| 50-Day Moving Average | 44.31 |
| 200-Day Moving Average | 38.85 |
| Relative Strength Index (RSI) | 73.01 |
| Average Volume (20 Days) | 24,787 |
Short Selling Information
The latest short interest is 54,517, so 0.67% of the outstanding shares have been sold short.
| Short Interest | 54,517 |
| Short Previous Month | 57,762 |
| Short % of Shares Out | 0.67% |
| Short % of Float | 0.86% |
| Short Ratio (days to cover) | 3.04 |
Income Statement
In the last 12 months, SFST had revenue of $109.39 million and earned $26.14 million in profits. Earnings per share was $3.23.
| Revenue | 109.39M |
| Gross Profit | 109.39M |
| Operating Income | 37.69M |
| Pretax Income | 33.73M |
| Net Income | 26.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.23 |
Full Income StatementBalance Sheet
The company has $283.27 million in cash and $288.67 million in debt, giving a net cash position of -$5.40 million or -$0.66 per share.
| Cash & Cash Equivalents | 283.27M |
| Total Debt | 288.67M |
| Net Cash | -5.40M |
| Net Cash Per Share | -$0.66 |
| Equity (Book Value) | 356.35M |
| Book Value Per Share | 43.51 |
| Working Capital | -3.39B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $30.74 million and capital expenditures -$527,000, giving a free cash flow of $30.21 million.
| Operating Cash Flow | 30.74M |
| Capital Expenditures | -527,000 |
| Free Cash Flow | 30.21M |
| FCF Per Share | $3.69 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 34.45% |
| Pretax Margin | 30.83% |
| Profit Margin | 23.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.62% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.35% |
| Shareholder Yield | 0.35% |
| Earnings Yield | 6.48% |
| FCF Yield | 7.49% |
Dividend DetailsAnalyst Forecast
The average price target for SFST is $51.00, which is 3.66% higher than the current price. The consensus rating is "Buy".
| Price Target | $51.00 |
| Price Target Difference | 3.66% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
