Southern First Bancshares Statistics
Total Valuation
SFST has a market cap or net worth of $287.10 million. The enterprise value is $396.14 million.
| Market Cap | 287.10M |
| Enterprise Value | 396.14M |
Important Dates
The last earnings date was Thursday, July 18, 2024, before market open.
| Earnings Date | Jul 18, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
SFST has 8.16 million shares outstanding. The number of shares has increased by 0.61% in one year.
| Shares Outstanding | 8.16M |
| Shares Change (YoY) | +0.61% |
| Shares Change (QoQ) | +0.76% |
| Owned by Insiders (%) | 6.75% |
| Owned by Institutions (%) | 81.32% |
| Float | 6.33M |
Valuation Ratios
The trailing PE ratio is 21.46 and the forward PE ratio is 19.61. SFST's PEG ratio is 2.31.
| PE Ratio | 21.46 |
| Forward PE | 19.61 |
| PS Ratio | 3.30 |
| Forward PS | 3.21 |
| PB Ratio | 0.91 |
| P/FCF Ratio | 23.63 |
| PEG Ratio | 2.31 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 17.93, with an EV/FCF ratio of 32.60.
| EV / Earnings | 29.91 |
| EV / Sales | 4.55 |
| EV / EBITDA | 17.93 |
| EV / EBIT | 22.94 |
| EV / FCF | 32.60 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.88 |
| Debt / EBITDA | 12.51 |
| Debt / FCF | 22.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.30% and return on invested capital (ROIC) is 2.24%.
| Return on Equity (ROE) | 4.30% |
| Return on Assets (ROA) | 0.30% |
| Return on Capital (ROIC) | 2.24% |
| Revenue Per Employee | $294,240 |
| Profits Per Employee | $44,747 |
| Employee Count | 296 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SFST has paid $4.03 million in taxes.
| Income Tax | 4.03M |
| Effective Tax Rate | 23.32% |
Stock Price Statistics
The stock price has increased by +21.93% in the last 52 weeks. The beta is 0.83, so SFST's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +21.93% |
| 50-Day Moving Average | 28.28 |
| 200-Day Moving Average | 30.51 |
| Relative Strength Index (RSI) | 78.33 |
| Average Volume (20 Days) | 24,930 |
Short Selling Information
The latest short interest is 58,300, so 0.71% of the outstanding shares have been sold short.
| Short Interest | 58,300 |
| Short Previous Month | 44,241 |
| Short % of Shares Out | 0.71% |
| Short % of Float | 0.92% |
| Short Ratio (days to cover) | 3.83 |
Income Statement
In the last 12 months, SFST had revenue of $87.10 million and earned $13.25 million in profits. Earnings per share was $1.64.
| Revenue | 87.10M |
| Gross Profit | 87.10M |
| Operating Income | 17.27M |
| Pretax Income | 17.27M |
| Net Income | 13.25M |
| EBITDA | 22.10M |
| EBIT | 17.27M |
| Earnings Per Share (EPS) | $1.64 |
Balance Sheet
The company has $167.31 million in cash and $276.35 million in debt, giving a net cash position of -$109.04 million or -$13.37 per share.
| Cash & Cash Equivalents | 167.31M |
| Total Debt | 276.35M |
| Net Cash | -109.04M |
| Net Cash Per Share | -$13.37 |
| Equity (Book Value) | 315.26M |
| Book Value Per Share | 38.65 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $13.49 million and capital expenditures -$1.34 million, giving a free cash flow of $12.15 million.
| Operating Cash Flow | 13.49M |
| Capital Expenditures | -1.34M |
| Free Cash Flow | 12.15M |
| FCF Per Share | $1.50 |
Margins
Gross margin is 100.00%, with operating and profit margins of 19.83% and 15.21%.
| Gross Margin | 100.00% |
| Operating Margin | 19.83% |
| Pretax Margin | 19.83% |
| Profit Margin | 15.21% |
| EBITDA Margin | 25.37% |
| EBIT Margin | 19.83% |
| FCF Margin | 13.95% |
Dividends & Yields
SFST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.61% |
| Shareholder Yield | -0.61% |
| Earnings Yield | 4.61% |
| FCF Yield | 4.23% |
Analyst Forecast
The average price target for SFST is $44.00, which is 25.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $44.00 |
| Price Target Difference | 25.00% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 30, 2013. It was a forward split with a ratio of 11:10.
| Last Split Date | Jan 30, 2013 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |