Shore Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	455.05	355.57	459.85	372.41	55.5	583.61
Investment Securities	6.03	143.22	176.96	187.52	181.87	127.71
Trading Asset Securities	-	0.1	0.28	0.11	0.08	-
Mortgage-Backed Securities	737.02	498.16	459.14	441.9	462.4	395.24
Total Investments	743.05	641.47	636.38	629.52	644.35	522.95
Gross Loans	4,903	4,979	4,864	4,754	2,563	2,120
Allowance for Loan Losses	-59.55	-58.84	-57.91	-57.35	-16.64	-13.94
Other Adjustments to Gross Loans	-	-78.2	-92	-113.1	-6.7	-0.52
Net Loans	4,843	4,841	4,714	4,584	2,539	2,105
Property, Plant & Equipment	88.37	90.69	93.19	94.87	61.12	62.99
Goodwill	63.27	63.27	63.27	63.27	63.27	63.42
Other Intangible Assets	24.03	29.72	38.31	48.09	5.55	7.54
Loans Held for Sale	14.87	32.54	19.61	8.78	4.25	37.75
Accrued Interest Receivable	20.89	18.55	19.57	19.22	9.38	6.72
Other Receivables	-	-	-	-	-	0.62
Other Current Assets	-	-	-	-	-	2.87
Long-Term Deferred Tax Assets	32.59	29.83	31.86	40.71	7.36	2.93
Other Real Estate Owned & Foreclosed	13.48	-	-	-	0.2	0.53
Other Long-Term Assets	155.67	155.72	154.65	150.39	86.85	62.99
Total Assets	6,454	6,259	6,231	6,011	3,477	3,460

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	-	-	-	-	2.75
Accrued Expenses	-	-	-	-	-	3.42
Interest Bearing Deposits	4,079	3,542	3,591	3,773	2,148	2,099
Institutional Deposits	-	403.5	374.1	354.6	-	-
Non-Interest Bearing Deposits	1,617	1,588	1,563	1,258	862.02	927.5
Total Deposits	5,696	5,534	5,528	5,386	3,010	3,026
Short-Term Borrowings	-	0.06	0.02	0.18	40.01	4.14
Current Portion of Leases	-	2.02	-	-	-	-
Accrued Interest Payable	-	-	-	-	-	0.69
Long-Term Debt	58.89	58.89	43.87	43.14	24.67	42.76
Federal Home Loan Bank Debt, Long-Term	-	-	50	-	-	10.14
Long-Term Leases	9.83	9.01	11.84	12.86	9.91	11.57
Trust Preferred Securities	30.41	30.17	29.85	29.53	18.4	-
Other Long-Term Liabilities	39.61	34.93	25.78	27.96	10.21	7.74
Total Liabilities	5,835	5,669	5,690	5,500	3,113	3,109

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.33	0.33	0.33	0.33	0.2	0.2
Additional Paid-In Capital	357.21	360.55	358.11	356.01	201.49	200.47
Retained Earnings	272.85	233.58	190.17	162.29	171.61	149.97
Comprehensive Income & Other	-11.09	-4.59	-7.55	-7.49	-9.02	0.06
Shareholders' Equity	619.3	589.87	541.07	511.14	364.29	350.69
Total Liabilities & Equity	6,454	6,259	6,231	6,011	3,477	3,460

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	99.13	100.15	135.58	85.7	92.99	68.61
Net Cash (Debt)	355.92	255.52	324.54	286.82	-37.42	515.01
Net Cash Growth	26.74%	-21.27%	13.15%	-	-	228.94%
Net Cash Per Share	10.64	7.65	9.75	10.79	-1.89	39.26
Filing Date Shares Outstanding	33.31	33.42	33.35	33.21	19.9	19.84
Total Common Shares Outstanding	33.31	33.41	33.33	33.16	19.85	19.81
Book Value Per Share	18.59	17.65	16.23	15.41	18.35	17.71
Tangible Book Value	532.01	496.89	439.49	399.78	295.47	279.74
Tangible Book Value Per Share	15.97	14.87	13.19	12.06	14.89	14.12

SEC Filings: 10-K · 10-Q