Shore Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	62.83	59.51	43.89	11.23	31.18	15.37
Depreciation & Amortization	14.83	15.33	16.04	10.94	5.86	3.09
Provision for Credit Losses	7.43	8.38	4.74	30.95	1.93	-0.36
Stock-Based Compensation	2.29	1.89	1.73	1.17	0.64	0.38
Net Change in Loans Held-for-Sale	-2.74	-7.83	-6.21	-1.64	29.14	-26.64
Other Adjustments	-19.61	-18.48	-14.21	-16.75	-6.44	-0.37
Changes in Accrued Interest and Accounts Receivable	-0.12	1.02	-0.35	-0.72	-2.67	2.15
Changes in Accounts Payable	0.55	-0.42	-1.31	2.1	0.3	-0.01
Changes in Other Operating Activities	8.03	3	2.58	-14.56	-7.29	-1.12
Operating Cash Flow	74.18	62.39	46.89	22.71	52.65	-7.5
Operating Cash Flow Growth	15.40%	33.07%	106.43%	-56.86%	-	-
Net Change in Loans Held-for-Investment	-65.23	-122.58	-123.28	-308.67	-426.97	-79.77
Net Change in Securities and Investments	-3.96	1.27	-8.73	461.07	-142.4	-174.6
Payments for Business Acquisitions	-	-	-	25.37	-	305.78
Capital Expenditures	-3.23	-3.17	-5.22	-5.95	-2.42	-3.45
Sale of Property, Plant & Equipment	-	-	-	-	0.02	-
Other Investing Activities	3.94	6.16	2.69	0.49	-9.81	-0.44
Investing Cash Flow	-69.64	-118.32	-134.54	172.31	-581.57	38.19
Net Change in Deposits	-0.62	3.3	140.73	243.24	-15.9	370.33
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-50	-50	-	-109	35.86	3.09
Long-Term Debt Issued	-	50	108.86	-	-	-
Long-Term Debt Repaid	-	-44.5	-	-	-10	-
Net Long-Term Debt Issued (Repaid)	-	5.5	108.86	-	-10	-
Issuance of Common Stock	0.17	0.08	0.38	0.39	0.39	0.01
Repurchase of Common Stock	-0.54	-	-	-	-	-0.82
Net Common Stock Issued (Repurchased)	-0.37	0.08	0.38	0.39	0.39	-0.81
Common Dividends Paid	-16.09	-16.09	-16.01	-12.73	-9.53	-6.61
Financing Cash Flow	-52.72	-48.35	175.09	121.89	0.81	366.01
Net Cash Flow	-48.18	-104.29	87.44	316.91	-528.11	396.7
Free Cash Flow	70.95	59.22	41.66	16.76	50.23	-10.95
Free Cash Flow Growth	19.80%	42.15%	148.60%	-66.64%	-	-
FCF Margin	24.25%	27.33%	21.15%	12.19%	41.02%	-14.04%
Free Cash Flow Per Share	2.12	1.77	1.25	0.63	2.53	-0.83
Levered Free Cash Flow	82.89	80.77	164.48	3.02	14.97	16.03
Unlevered Free Cash Flow	20.06	15.76	11.73	-8.21	-6.21	0.66

SEC Filings: 10-K · 10-Q