Shore Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	355.57	459.85	372.41	55.5	583.61
Investment Securities	641.37	176.96	187.52	181.87	127.71
Trading Asset Securities	-	0.28	0.11	0.08	-
Mortgage-Backed Securities	-	459.14	441.9	462.4	395.24
Total Investments	641.37	636.38	629.52	644.35	522.95
Gross Loans	4,900	4,864	4,754	2,563	2,120
Allowance for Loan Losses	-58.84	-57.91	-57.35	-16.64	-13.94
Other Adjustments to Gross Loans	-	-92	-113.1	-6.7	-0.52
Net Loans	4,841	4,714	4,584	2,539	2,105
Property, Plant & Equipment	90.69	93.19	94.87	61.12	62.99
Goodwill	63.27	63.27	63.27	63.27	63.42
Other Intangible Assets	29.72	38.31	48.09	5.55	7.54
Loans Held for Sale	32.54	19.61	8.78	4.25	37.75
Accrued Interest Receivable	18.55	19.57	19.22	9.38	6.72
Other Receivables	-	-	-	-	0.62
Other Current Assets	-	-	-	-	2.87
Long-Term Deferred Tax Assets	29.83	31.86	40.71	7.36	2.93
Other Real Estate Owned & Foreclosed	-	-	-	0.2	0.53
Other Long-Term Assets	155.82	154.65	150.39	86.85	62.99
Total Assets	6,259	6,231	6,011	3,477	3,460
Accounts Payable	-	-	-	-	2.75
Accrued Expenses	-	-	-	-	3.42
Interest Bearing Deposits	3,946	3,591	3,773	2,148	2,099
Institutional Deposits	-	374.1	354.6	-	-
Non-Interest Bearing Deposits	1,588	1,563	1,258	862.02	927.5
Total Deposits	5,534	5,528	5,386	3,010	3,026
Short-Term Borrowings	-	0.02	0.18	40.01	4.14
Current Portion of Leases	-	1.71	-	-	-
Accrued Interest Payable	-	-	-	-	0.69
Long-Term Debt	58.89	43.87	43.14	24.67	42.76
Federal Home Loan Bank Debt, Long-Term	-	50	-	-	10.14
Long-Term Leases	11.03	10.13	12.86	9.91	11.57
Trust Preferred Securities	30.17	29.85	29.53	18.4	-
Other Long-Term Liabilities	34.99	25.78	27.96	10.21	7.74
Total Liabilities	5,669	5,690	5,500	3,113	3,109
Common Stock	0.33	0.33	0.33	0.2	0.2
Additional Paid-In Capital	360.55	358.11	356.01	201.49	200.47
Retained Earnings	233.58	190.17	162.29	171.61	149.97
Comprehensive Income & Other	-4.59	-7.55	-7.49	-9.02	0.06
Shareholders' Equity	589.87	541.07	511.14	364.29	350.69
Total Liabilities & Equity	6,259	6,231	6,011	3,477	3,460
Total Debt	100.09	135.58	85.7	92.99	68.61
Net Cash (Debt)	255.48	324.54	286.82	-37.42	515.01
Net Cash Growth	-21.28%	13.15%	-	-	228.94%
Net Cash Per Share	7.65	9.75	10.79	-1.89	39.26
Filing Date Shares Outstanding	33.41	33.35	33.21	19.9	19.84
Total Common Shares Outstanding	33.41	33.33	33.16	19.85	19.81
Book Value Per Share	17.65	16.23	15.41	18.35	17.71
Tangible Book Value	496.89	439.49	399.78	295.47	279.74
Tangible Book Value Per Share	14.87	13.19	12.06	14.89	14.12

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q