Shore Bancshares, Inc. (SHBI)

Shore Bancshares Statistics

Total Valuation

SHBI has a market cap or net worth of $537.02 million. The enterprise value is $484.02 million.

Market Cap	537.02M
Enterprise Value	484.02M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 11, 2025

Share Statistics

SHBI has 33.42 million shares outstanding. The number of shares has increased by 0.41% in one year.

Current Share Class	33.42M
Shares Outstanding	33.42M
Shares Change (YoY)	+0.41%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	9.01%
Owned by Institutions (%)	61.40%
Float	30.36M

Valuation Ratios

The trailing PE ratio is 10.04 and the forward PE ratio is 9.02.

PE Ratio	10.04
Forward PE	9.02
PS Ratio	2.59
Forward PS	2.53
PB Ratio	0.96
P/TBV Ratio	1.14
P/FCF Ratio	n/a
P/OCF Ratio	10.08
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.01
EV / Sales	2.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.88%.

Return on Equity (ROE)	9.88%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$348,759
Profits Per Employee	$90,020
Employee Count	597
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHBI has paid $18.25 million in taxes.

Income Tax	18.25M
Effective Tax Rate	25.35%

Stock Price Statistics

The stock price has increased by +24.79% in the last 52 weeks. The beta is 1.02, so SHBI's price volatility has been similar to the market average.

Beta (5Y)	1.02
52-Week Price Change	+24.79%
50-Day Moving Average	15.70
200-Day Moving Average	15.17
Relative Strength Index (RSI)	53.06
Average Volume (20 Days)	128,832

Short Selling Information

The latest short interest is 380,845, so 1.14% of the outstanding shares have been sold short.

Short Interest	380,845
Short Previous Month	407,677
Short % of Shares Out	1.14%
Short % of Float	1.25%
Short Ratio (days to cover)	2.18

Income Statement

In the last 12 months, SHBI had revenue of $208.21 million and earned $53.74 million in profits. Earnings per share was $1.61.

Revenue	208.21M
Gross Profit	208.21M
Operating Income	81.09M
Pretax Income	25.38M
Net Income	53.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.61

Balance Sheet

The company has $185.41 million in cash and $136.09 million in debt, giving a net cash position of $49.32 million or $1.48 per share.

Cash & Cash Equivalents	185.41M
Total Debt	136.09M
Net Cash	49.32M
Net Cash Per Share	$1.48
Equity (Book Value)	565.19M
Book Value Per Share	16.94
Working Capital	-5.07B

Cash Flow

Operating Cash Flow	52.92M
Capital Expenditures	-3.77M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.95%
Pretax Margin	34.58%
Profit Margin	25.81%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.96%.

Dividend Per Share	$0.48
Dividend Yield	2.96%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	29.78%
Buyback Yield	-0.41%
Shareholder Yield	2.61%
Earnings Yield	10.08%
FCF Yield	n/a

Analyst Forecast

The average price target for SHBI is $20.00, which is 24.46% higher than the current price. The consensus rating is "Buy".

Price Target	$20.00
Price Target Difference	24.46%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3