Shore Bancshares, Inc. (SHBI)

Shore Bancshares Statistics

Total Valuation

SHBI has a market cap or net worth of $524.72 million. The enterprise value is $244.10 million.

Market Cap	524.72M
Enterprise Value	244.10M

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Aug 11, 2025

Share Statistics

SHBI has 33.42 million shares outstanding. The number of shares has increased by 0.42% in one year.

Current Share Class	33.42M
Shares Outstanding	33.42M
Shares Change (YoY)	+0.42%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	9.01%
Owned by Institutions (%)	61.64%
Float	30.36M

Valuation Ratios

The trailing PE ratio is 9.24 and the forward PE ratio is 8.47.

PE Ratio	9.24
Forward PE	8.47
PS Ratio	2.47
Forward PS	2.58
PB Ratio	0.91
P/TBV Ratio	1.09
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	4.29
EV / Sales	1.15
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.25%.

Return on Equity (ROE)	10.25%
Return on Assets (ROA)	0.93%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$355,935
Profits Per Employee	$95,312
Employee Count	597
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHBI has paid $19.11 million in taxes.

Income Tax	19.11M
Effective Tax Rate	25.14%

Stock Price Statistics

The stock price has increased by +10.60% in the last 52 weeks. The beta is 1.08, so SHBI's price volatility has been similar to the market average.

Beta (5Y)	1.08
52-Week Price Change	+10.60%
50-Day Moving Average	16.51
200-Day Moving Average	15.28
Relative Strength Index (RSI)	45.51
Average Volume (20 Days)	126,107

Short Selling Information

The latest short interest is 455,441, so 1.36% of the outstanding shares have been sold short.

Short Interest	455,441
Short Previous Month	484,254
Short % of Shares Out	1.36%
Short % of Float	1.50%
Short Ratio (days to cover)	3.26

Income Statement

In the last 12 months, SHBI had revenue of $212.49 million and earned $56.90 million in profits. Earnings per share was $1.71.

Revenue	212.49M
Gross Profit	212.49M
Operating Income	88.82M
Pretax Income	76.01M
Net Income	56.90M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.71

Balance Sheet

The company has $416.51 million in cash and $135.89 million in debt, giving a net cash position of $280.62 million or $8.40 per share.

Cash & Cash Equivalents	416.51M
Total Debt	135.89M
Net Cash	280.62M
Net Cash Per Share	$8.40
Equity (Book Value)	577.21M
Book Value Per Share	17.27
Working Capital	-5.07B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.80%
Pretax Margin	35.77%
Profit Margin	26.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.05%.

Dividend Per Share	$0.48
Dividend Yield	3.05%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	28.15%
Buyback Yield	-0.42%
Shareholder Yield	2.62%
Earnings Yield	10.84%
FCF Yield	n/a

Analyst Forecast

The average price target for SHBI is $20.00, which is 27.15% higher than the current price. The consensus rating is "Buy".

Price Target	$20.00
Price Target Difference	27.15%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2