Shore Bancshares Statistics

Total Valuation

SHBI has a market cap or net worth of $533.56 million. The enterprise value is $484.98 million.

Market Cap	533.56M
Enterprise Value	484.98M

Important Dates

The next estimated earnings date is Wednesday, January 29, 2025, after market close.

Earnings Date	Jan 29, 2025
Ex-Dividend Date	Nov 12, 2024

Share Statistics

SHBI has 33.33 million shares outstanding. The number of shares has increased by 43.12% in one year.

Current Share Class	33.33M
Shares Outstanding	33.33M
Shares Change (YoY)	+43.12%
Shares Change (QoQ)	+0.32%
Owned by Insiders (%)	9.29%
Owned by Institutions (%)	48.16%
Float	26.85M

Valuation Ratios

The trailing PE ratio is 12.98 and the forward PE ratio is 10.93.

PE Ratio	12.98
Forward PE	10.93
PS Ratio	2.76
Forward PS	2.90
PB Ratio	1.00
P/TBV Ratio	1.24
P/FCF Ratio	12.05
P/OCF Ratio	10.56
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.80
EV / Sales	2.51
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	10.96

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.94%.

Return on Equity (ROE)	7.94%
Return on Assets (ROA)	0.71%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$306,425
Profits Per Employee	$65,233
Employee Count	630
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHBI has paid $13.97 million in taxes.

Income Tax	13.97M
Effective Tax Rate	25.37%

Stock Price Statistics

The stock price has increased by +14.44% in the last 52 weeks. The beta is 0.95, so SHBI's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+14.44%
50-Day Moving Average	15.77
200-Day Moving Average	13.03
Relative Strength Index (RSI)	44.09
Average Volume (20 Days)	105,499

Short Selling Information

The latest short interest is 162,246, so 0.49% of the outstanding shares have been sold short.

Short Interest	162,246
Short Previous Month	160,139
Short % of Shares Out	0.49%
Short % of Float	0.60%
Short Ratio (days to cover)	1.65

Income Statement

In the last 12 months, SHBI had revenue of $193.05 million and earned $41.10 million in profits. Earnings per share was $1.23.

Revenue	193.05M
Gross Profit	193.05M
Operating Income	70.88M
Pretax Income	25.38M
Net Income	41.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.23

Full Income Statement

Balance Sheet

The company has $183.89 million in cash and $135.31 million in debt, giving a net cash position of $48.58 million or $1.46 per share.

Cash & Cash Equivalents	183.89M
Total Debt	135.31M
Net Cash	48.58M
Net Cash Per Share	$1.46
Equity (Book Value)	533.27M
Book Value Per Share	16.00
Working Capital	-4.99B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $50.54 million and capital expenditures -$6.27 million, giving a free cash flow of $44.27 million.

Operating Cash Flow	50.54M
Capital Expenditures	-6.27M
Free Cash Flow	44.27M
FCF Per Share	$1.33

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	36.72%
Pretax Margin	28.53%
Profit Margin	21.29%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	22.93%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.00%.

Dividend Per Share	$0.48
Dividend Yield	3.00%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	38.90%
Buyback Yield	-43.12%
Shareholder Yield	-40.13%
Earnings Yield	7.70%
FCF Yield	8.30%

Dividend Details

Analyst Forecast

The average price target for SHBI is $20.00, which is 24.92% higher than the current price. The consensus rating is "Buy".

Price Target	$20.00
Price Target Difference	24.92%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4