Shore Bancshares, Inc. (SHBI)

Shore Bancshares Statistics

Total Valuation

SHBI has a market cap or net worth of $645.38 million. The enterprise value is $387.40 million.

Market Cap	645.38M
Enterprise Value	387.40M

Important Dates

The last earnings date was Wednesday, January 28, 2026, after market close.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Mar 4, 2026

Share Statistics

SHBI has 33.41 million shares outstanding. The number of shares has increased by 0.37% in one year.

Current Share Class	33.41M
Shares Outstanding	33.41M
Shares Change (YoY)	+0.37%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	8.74%
Owned by Institutions (%)	65.49%
Float	30.45M

Valuation Ratios

The trailing PE ratio is 10.90 and the forward PE ratio is 9.88.

PE Ratio	10.90
Forward PE	9.88
PS Ratio	2.97
Forward PS	2.84
PB Ratio	1.10
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.51
EV / Sales	1.79
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.52%.

Return on Equity (ROE)	10.52%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.92%
Revenue Per Employee	$362,965
Profits Per Employee	$99,675
Employee Count	597
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHBI has paid $19.15 million in taxes.

Income Tax	19.15M
Effective Tax Rate	24.35%

Stock Price Statistics

The stock price has increased by +27.53% in the last 52 weeks. The beta is 0.89, so SHBI's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+27.53%
50-Day Moving Average	18.73
200-Day Moving Average	16.73
Relative Strength Index (RSI)	52.50
Average Volume (20 Days)	285,836

Short Selling Information

The latest short interest is 539,675, so 1.62% of the outstanding shares have been sold short.

Short Interest	539,675
Short Previous Month	591,603
Short % of Shares Out	1.62%
Short % of Float	1.77%
Short Ratio (days to cover)	3.05

Income Statement

In the last 12 months, SHBI had revenue of $216.69 million and earned $59.51 million in profits. Earnings per share was $1.78.

Revenue	216.69M
Gross Profit	216.69M
Operating Income	91.00M
Pretax Income	78.66M
Net Income	59.51M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.78

Balance Sheet

The company has $355.57 million in cash and $100.09 million in debt, with a net cash position of $255.48 million or $7.65 per share.

Cash & Cash Equivalents	355.57M
Total Debt	100.09M
Net Cash	255.48M
Net Cash Per Share	$7.65
Equity (Book Value)	589.87M
Book Value Per Share	17.65
Working Capital	-5.12B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.99%
Pretax Margin	36.30%
Profit Margin	27.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.47%.

Dividend Per Share	$0.48
Dividend Yield	2.47%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	26.97%
Buyback Yield	-0.37%
Shareholder Yield	2.11%
Earnings Yield	9.26%
FCF Yield	n/a

Analyst Forecast

The average price target for SHBI is $19.17, which is -0.75% lower than the current price. The consensus rating is "Buy".

Price Target	$19.17
Price Target Difference	-0.75%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2