Shore Bancshares, Inc. (SHBI)

Shore Bancshares Statistics

Total Valuation

SHBI has a market cap or net worth of $451.59 million. The enterprise value is $127.04 million.

Market Cap	451.59M
Enterprise Value	127.04M

Important Dates

The next estimated earnings date is Thursday, May 1, 2025, after market close.

Earnings Date	May 1, 2025
Ex-Dividend Date	Feb 13, 2025

Share Statistics

SHBI has 33.35 million shares outstanding. The number of shares has increased by 25.25% in one year.

Current Share Class	33.35M
Shares Outstanding	33.35M
Shares Change (YoY)	+25.25%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	8.83%
Owned by Institutions (%)	50.14%
Float	27.39M

Valuation Ratios

The trailing PE ratio is 10.26 and the forward PE ratio is 8.61.

PE Ratio	10.26
Forward PE	8.61
PS Ratio	2.29
Forward PS	2.17
PB Ratio	0.83
P/TBV Ratio	1.03
P/FCF Ratio	10.84
P/OCF Ratio	9.63
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	2.89
EV / Sales	0.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	3.05

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.25
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.34%.

Return on Equity (ROE)	8.34%
Return on Assets (ROA)	0.72%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$329,913
Profits Per Employee	$73,516
Employee Count	597
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHBI has paid $14.82 million in taxes.

Income Tax	14.82M
Effective Tax Rate	25.24%

Stock Price Statistics

The stock price has increased by +17.61% in the last 52 weeks. The beta is 0.99, so SHBI's price volatility has been similar to the market average.

Beta (5Y)	0.99
52-Week Price Change	+17.61%
50-Day Moving Average	15.02
200-Day Moving Average	14.42
Relative Strength Index (RSI)	34.99
Average Volume (20 Days)	264,319

Short Selling Information

The latest short interest is 294,058, so 0.88% of the outstanding shares have been sold short.

Short Interest	294,058
Short Previous Month	189,019
Short % of Shares Out	0.88%
Short % of Float	1.07%
Short Ratio (days to cover)	1.26

Income Statement

In the last 12 months, SHBI had revenue of $196.96 million and earned $43.89 million in profits. Earnings per share was $1.32.

Revenue	196.96M
Gross Profit	196.96M
Operating Income	72.90M
Pretax Income	25.38M
Net Income	43.89M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.32

Balance Sheet

The company has $460.13 million in cash and $135.58 million in debt, giving a net cash position of $324.54 million or $9.73 per share.

Cash & Cash Equivalents	460.13M
Total Debt	135.58M
Net Cash	324.54M
Net Cash Per Share	$9.73
Equity (Book Value)	541.07M
Book Value Per Share	16.23
Working Capital	-5.03B

Cash Flow

In the last 12 months, operating cash flow was $46.89 million and capital expenditures -$5.22 million, giving a free cash flow of $41.66 million.

Operating Cash Flow	46.89M
Capital Expenditures	-5.22M
Free Cash Flow	41.66M
FCF Per Share	$1.25

Margins

Gross Margin	n/a
Operating Margin	37.01%
Pretax Margin	29.81%
Profit Margin	22.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.15%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.55%.

Dividend Per Share	$0.48
Dividend Yield	3.55%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	36.38%
Buyback Yield	-25.25%
Shareholder Yield	-21.68%
Earnings Yield	9.72%
FCF Yield	9.23%

Analyst Forecast

The average price target for SHBI is $20.00, which is 47.71% higher than the current price. The consensus rating is "Buy".

Price Target	$20.00
Price Target Difference	47.71%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 6, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 6, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4