Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
71.28
-1.29 (-1.78%)
Nov 5, 2026, 12:35 PM EST - Market open
Southern Missouri Bancorp Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Interest Income on Loans | 268.92 | 265.21 | 250.85 | 222.51 | 162.22 | 111.5 |
Interest Income on Investments | 22.87 | 23.78 | 26.52 | 25.86 | 14.19 | 5.37 |
Total Interest Income | 291.78 | 288.99 | 277.37 | 248.38 | 176.42 | 116.87 |
Interest Paid on Deposits | 108.45 | 109.21 | 115.77 | 101.71 | 44.39 | 11.82 |
Interest Paid on Borrowings | 6.96 | 6.93 | 6.98 | 7.19 | 5.28 | 1.48 |
Total Interest Expense | 115.41 | 116.14 | 122.75 | 108.89 | 49.67 | 13.3 |
Net Interest Income | 176.37 | 172.85 | 154.62 | 139.48 | 126.75 | 103.57 |
Net Interest Income Growth | 9.98% | 11.79% | 10.85% | 10.05% | 22.38% | 11.74% |
Trust Income | 3.75 | 3.77 | 3.3 | 3.17 | 2.18 | 1.81 |
Gain (Loss) on Sale of Investments | - | - | 0.05 | -1.49 | - | - |
Other Non-Interest Income | 14.1 | 13.64 | 15.26 | 15.06 | 15.48 | 11.34 |
Total Non-Interest Income | 28.37 | 27.8 | 27.98 | 24.84 | 26.2 | 21.2 |
Non-Interest Income Growth | 3.60% | -0.67% | 12.64% | -5.19% | 23.59% | 5.79% |
Revenues Before Loan Losses | 204.74 | 200.65 | 182.6 | 164.33 | 152.95 | 124.77 |
Provision for Loan Losses | 9.91 | 11.45 | 6.52 | 3.6 | 17.06 | 1.49 |
| 194.83 | 189.19 | 176.08 | 160.73 | 135.89 | 123.28 | |
Revenue Growth | 8.91% | 7.45% | 9.55% | 18.28% | 10.22% | 8.38% |
Salaries and Employee Benefits | 54.63 | 53.11 | 54.09 | 52.22 | 46.06 | 34.91 |
Occupancy Expenses | 14.44 | 14.22 | 13.7 | 14.41 | 11.22 | 9.25 |
Federal Deposit Insurance | 2.15 | 2.2 | 2.34 | 2.46 | 1.47 | 0.74 |
Amortization of Goodwill & Intangibles | 2.91 | 3.08 | 3.54 | 4.07 | 2.63 | 1.44 |
Selling, General & Administrative | 20.75 | 21.23 | 20.55 | 17.01 | 17.29 | 11.65 |
Other Non-Interest Expense | 8.44 | 8.02 | 7.77 | 7.29 | 7.66 | 4.86 |
Total Non-Interest Expense | 103.61 | 102.09 | 102.08 | 97.62 | 86.43 | 63.38 |
EBT Excluding Unusual Items | 91.23 | 87.1 | 73.99 | 63.11 | 49.46 | 59.9 |
Pretax Income | 91.23 | 87.1 | 73.99 | 63.11 | 49.46 | 59.9 |
Income Tax Expense | 15.94 | 15.27 | 15.42 | 12.93 | 10.23 | 12.74 |
Net Income | 75.29 | 71.84 | 58.58 | 50.18 | 39.24 | 47.17 |
Preferred Dividends & Other Adjustments | 0.33 | 0.31 | 0.26 | 0.26 | 0.19 | 0.2 |
Net Income to Common | 74.96 | 71.53 | 58.31 | 49.93 | 39.05 | 46.97 |
Net Income Growth | 21.88% | 22.66% | 16.80% | 27.87% | -16.88% | -0.11% |
Basic Shares Outstanding | 11 | 11 | 11 | 11 | 10 | 9 |
Diluted Shares Outstanding | 11 | 11 | 11 | 11 | 10 | 9 |
Shares Change | -1.77% | -1.13% | -0.38% | 11.43% | 12.55% | 0.01% |
EPS (Basic) | 6.80 | 6.44 | 5.19 | 4.42 | 3.86 | 5.22 |
EPS (Diluted) | 6.78 | 6.43 | 5.18 | 4.42 | 3.85 | 5.21 |
EPS Growth | 24.25% | 24.13% | 17.20% | 14.80% | -26.10% | -0.19% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Dividend Per Share | 1.020 | 1.000 | 0.920 | 0.840 | 0.840 | 0.800 |
Dividend Growth | 8.51% | 8.70% | 9.52% | 0% | 5.00% | 29.03% |
Effective Tax Rate | 17.48% | 17.52% | 20.83% | 20.48% | 20.67% | 21.26% |