Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
73.01
+0.38 (0.52%)
At close: Sep 2, 2026, 4:00 PM EDT
73.11
+0.10 (0.14%)
After-hours: Sep 2, 2026, 7:30 PM EDT
Southern Missouri Bancorp Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Interest Income on Loans | 261.19 | 250.85 | 222.51 | 162.22 | 111.5 | 105.08 |
Interest Income on Investments | 25.67 | 26.52 | 25.86 | 14.19 | 5.37 | 4.4 |
Total Interest Income | 286.86 | 277.37 | 248.38 | 176.42 | 116.87 | 109.48 |
Interest Paid on Deposits | 111.46 | 115.77 | 101.71 | 44.39 | 11.82 | 14.89 |
Interest Paid on Borrowings | 6.63 | 6.98 | 7.19 | 5.28 | 1.48 | 1.9 |
Total Interest Expense | 118.08 | 122.75 | 108.89 | 49.67 | 13.3 | 16.79 |
Net Interest Income | 168.78 | 154.62 | 139.48 | 126.75 | 103.57 | 92.69 |
Net Interest Income Growth | 12.98% | 10.85% | 10.05% | 22.38% | 11.74% | 15.66% |
Trust Income | 3.56 | 3.3 | 3.17 | 2.18 | 1.81 | - |
Gain (Loss) on Sale of Investments | - | 0.05 | -1.49 | - | - | 0.09 |
Other Non-Interest Income | 14.17 | 15.26 | 15.06 | 15.48 | 11.34 | 10.72 |
Total Non-Interest Income | 27.72 | 27.98 | 24.84 | 26.2 | 21.2 | 20.04 |
Non-Interest Income Growth | -2.65% | 12.64% | -5.19% | 23.59% | 5.79% | 42.61% |
Revenues Before Loan Losses | 196.49 | 182.6 | 164.33 | 152.95 | 124.77 | 112.73 |
Provision for Loan Losses | 10.76 | 6.52 | 3.6 | 17.06 | 1.49 | -1.02 |
| 185.73 | 176.08 | 160.73 | 135.89 | 123.28 | 113.75 | |
Revenue Growth | 7.41% | 9.55% | 18.28% | 10.22% | 8.38% | 28.99% |
Salaries and Employee Benefits | 53.22 | 54.09 | 52.22 | 46.06 | 34.91 | 30.46 |
Occupancy Expenses | 14.18 | 13.7 | 13.19 | 11.22 | 9.25 | 7.88 |
Federal Deposit Insurance | 2.32 | 2.34 | 2.46 | 1.47 | 0.74 | 0.77 |
Amortization of Goodwill & Intangibles | 3.23 | 3.54 | 4.07 | 2.63 | 1.44 | 1.4 |
Selling, General & Administrative | 21.26 | 20.55 | 18.23 | 17.29 | 11.65 | 9.59 |
Other Non-Interest Expense | 8.13 | 7.77 | 7.29 | 7.66 | 4.86 | 3.81 |
Total Non-Interest Expense | 102.52 | 102.08 | 97.62 | 86.43 | 63.38 | 54.05 |
EBT Excluding Unusual Items | 83.22 | 73.99 | 63.11 | 49.46 | 59.9 | 59.71 |
Pretax Income | 83.22 | 73.99 | 63.11 | 49.46 | 59.9 | 59.71 |
Income Tax Expense | 15.87 | 15.42 | 12.93 | 10.23 | 12.74 | 12.53 |
Net Income | 67.35 | 58.58 | 50.18 | 39.24 | 47.17 | 47.18 |
Preferred Dividends & Other Adjustments | 0.3 | 0.26 | 0.26 | 0.19 | 0.2 | 0.15 |
Net Income to Common | 67.05 | 58.31 | 49.93 | 39.05 | 46.97 | 47.03 |
Net Income Growth | 19.60% | 16.80% | 27.87% | -16.88% | -0.11% | 70.73% |
Basic Shares Outstanding | 11 | 11 | 11 | 10 | 9 | 9 |
Diluted Shares Outstanding | 11 | 11 | 11 | 10 | 9 | 9 |
Shares Change | -0.57% | -0.38% | 11.43% | 12.55% | 0.01% | -2.05% |
EPS (Basic) | 6.00 | 5.19 | 4.42 | 3.86 | 5.22 | 5.22 |
EPS (Diluted) | 5.98 | 5.18 | 4.42 | 3.85 | 5.21 | 5.22 |
EPS Growth | 19.89% | 17.20% | 14.80% | -26.10% | -0.19% | 74.58% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Dividend Per Share | 0.980 | 0.920 | 0.840 | 0.840 | 0.800 | 0.620 |
Dividend Growth | 8.89% | 9.52% | 0% | 5.00% | 29.03% | 3.33% |
Effective Tax Rate | 19.07% | 20.83% | 20.48% | 20.67% | 21.26% | 20.98% |