Southern Missouri Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Net Interest Income	172.85	154.62	139.48	126.75	103.57
Net Interest Income Growth	11.79%	10.85%	10.05%	22.38%	11.74%
Non-Interest Income	27.8	27.98	24.84	26.2	21.2
Non-Interest Income Growth	-0.66%	12.64%	-5.19%	23.59%	5.79%
Revenues Before Loan Losses	200.65	182.6	164.33	152.95	124.77
Provision for Credit Losses	11.45	6.52	3.6	17.06	1.49
Revenue	189.19	176.08	160.73	135.89	123.28
Revenue Growth	7.45%	9.55%	18.28%	10.22%	8.38%
Compensation Expenses	54.9	55.76	53.25	46.9	35.61
Selling, General & Admin	38.93	38.45	36.92	31.78	22.38
Other Non-Interest Expenses	8.26	7.87	7.44	7.75	5.39
Total Non-Interest Expense	102.09	102.08	97.62	86.43	63.38
Pretax Income	87.1	73.99	63.11	49.46	59.9
Provision for Income Taxes	15.27	15.42	12.93	10.23	12.74
Net Income	71.84	58.58	50.18	39.24	47.17
Net Income to Common	71.84	58.58	50.18	39.24	47.17
Net Income Growth	22.64%	16.73%	27.89%	-16.82%	-0.02%
Shares Outstanding (Basic)	11	11	11	10	9
Shares Outstanding (Diluted)	11	11	11	10	9
Shares Change	-1.13%	-0.38%	11.43%	12.55%	0.01%
EPS (Basic)	6.43	5.18	4.42	3.85	5.21
EPS (Diluted)	6.43	5.18	4.42	3.85	5.21
EPS Growth	24.13%	17.20%	14.80%	-26.10%	-0.19%
Free Cash Flow	0	75.29	61.22	55.98	62.73
Free Cash Flow Growth	-	22.99%	9.35%	-10.75%	28.26%
Free Cash Flow Per Share	-	6.69	5.42	5.52	6.96
Dividends Per Share	-	0.920	0.840	0.840	0.800
Dividend Growth	-	9.52%	0%	5.00%	29.03%
Profit Margin	37.97%	33.27%	31.22%	28.87%	38.26%
FCF Margin	0.00%	42.76%	38.09%	41.20%	50.88%
Effective Tax Rate	17.52%	20.83%	20.48%	20.67%	21.26%

SEC Filings: 10-K · 10-Q