Interest Income on Loans | 213.56 | 186.48 | 136.38 | 118.58 | 112.31 | |
Interest Income on Investments | 37.56 | 31.56 | 22.45 | 6.65 | 5.3 | |
Total Interest Income | 251.12 | 218.04 | 158.83 | 125.23 | 117.61 | |
Interest Paid on Deposits | 109.26 | 84.26 | 18.23 | 8.85 | 13.6 | |
Interest Paid on Borrowings | 4.51 | 3.7 | 3.11 | 2.99 | 3.15 | |
Total Interest Expense | 113.77 | 87.96 | 21.33 | 11.84 | 16.75 | |
Net Interest Income | 137.35 | 130.08 | 137.5 | 113.39 | 100.87 | |
Net Interest Income Growth (YoY) | 5.59% | -5.40% | 21.26% | 12.42% | 20.25% | |
Mortgage Banking Activities | 1.58 | 1.04 | 1.55 | 4.04 | 3.88 | |
Gain (Loss) on Sale of Investments | 0.06 | -6.8 | 0.14 | 0.05 | 0.01 | |
Other Non-Interest Income | 25.65 | 21.58 | 20.17 | 15.21 | 8.14 | |
Total Non-Interest Income | 34.15 | 22.33 | 27.72 | 23.95 | 15.43 | |
Non-Interest Income Growth (YoY) | 52.98% | -19.45% | 15.72% | 55.25% | 88.24% | |
Revenues Before Loan Losses | 171.5 | 152.41 | 165.22 | 137.34 | 116.29 | |
Provision for Loan Losses | 5.15 | 3.03 | 4.02 | 1.63 | 8.68 | |
Revenue | 166.35 | 149.38 | 161.2 | 135.71 | 107.61 | |
Revenue Growth (YoY) | 11.36% | -7.33% | 18.78% | 26.11% | 20.27% | |
Salaries and Employee Benefits | 70.47 | 64.4 | 62.03 | 50.71 | 42.38 | |
Occupancy Expenses | 11.63 | 11.65 | 10.3 | 8.88 | 7.19 | |
Federal Deposit Insurance | 3.39 | 3.16 | 2.67 | 1.83 | 1.19 | |
Amortization of Goodwill & Intangibles | 2.43 | 2.62 | 2.61 | 2.26 | 1.74 | |
Selling, General & Administrative | 19.07 | 17.17 | 15.49 | 12.61 | 9.96 | |
Other Non-Interest Expense | 11.08 | 11.64 | 10.18 | 9.31 | 7.65 | |
Total Non-Interest Expense | 120.89 | 113.04 | 105.73 | 87.69 | 72.15 | |
EBT Excluding Unusual Items | 45.46 | 36.34 | 55.47 | 48.02 | 35.46 | |
Pretax Income | 45.46 | 36.23 | 54.91 | 44.32 | 30.89 | |
Income Tax Expense | 9.32 | 7.63 | 11.89 | 9.53 | 6.56 | |
Net Income | 36.14 | 28.59 | 43.02 | 34.79 | 24.33 | |
Net Income to Common | 36.14 | 28.59 | 43.02 | 34.79 | 24.33 | |
Net Income Growth | 26.40% | -33.54% | 23.66% | 42.98% | -8.35% | |
Basic Shares Outstanding | 17 | 17 | 17 | 16 | 15 | |
Diluted Shares Outstanding | 17 | 17 | 17 | 16 | 15 | |
Shares Change (YoY) | -0.21% | 0.24% | 7.47% | 4.53% | 6.93% | |
EPS (Basic) | 2.16 | 1.70 | 2.57 | 2.23 | 1.63 | |
EPS (Diluted) | 2.14 | 1.69 | 2.55 | 2.22 | 1.62 | |
EPS Growth | 26.63% | -33.73% | 14.87% | 37.04% | -14.29% | |
Dividend Per Share | 0.320 | 0.320 | 0.280 | 0.240 | 0.200 | |
Dividend Growth | - | 14.29% | 16.67% | 20.00% | 300.00% | |
Effective Tax Rate | 20.50% | 21.07% | 21.65% | 21.50% | 21.23% | |