SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
52.96
-0.15 (-0.28%)
Jul 29, 2026, 4:00 PM EDT - Market closed
SmartFinancial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 379.39 | 928.83 | 775.14 | 704.54 | 532.85 | 2,090 |
Securities and Investments | 697.44 | 678.44 | 623.73 | 703.31 | 785.37 | 575.92 |
Other Earning Assets | 9.63 | 10.87 | 6 | 4.42 | 1.75 | 5.1 |
Gross Loans | 4,683 | 4,364 | 3,906 | 3,444 | 3,254 | 2,693 |
Allowance for Loan Losses | -45.25 | -40.91 | -37.42 | -35.07 | -23.33 | -19.35 |
Net Loans | 4,638 | 4,323 | 3,869 | 3,409 | 3,230 | 2,674 |
Net Property, Plant & Equipment | 93.31 | 88.39 | 91.09 | 92.96 | 92.51 | 85.96 |
Goodwill | 94.42 | 95.33 | 104.72 | 107.15 | 109.77 | 105.85 |
Other Non-Earning Assets | 203.44 | 200.69 | 193.88 | 159.88 | 151.37 | 119.63 |
Total Assets | 6,115 | 5,861 | 5,276 | 4,829 | 4,637 | 4,612 |
Interest-bearing deposits | 4,464 | 4,090 | 3,721 | 3,370 | 3,005 | 2,967 |
Noninterest-bearing deposits | 921.88 | 1,063 | 965.55 | 898.04 | 1,072 | 1,055 |
Total Deposits | 5,386 | 5,153 | 4,686 | 4,268 | 4,077 | 4,022 |
Short-Term Borrowings | 0.6 | 3.01 | 8.14 | 13.08 | 41.86 | 87.59 |
Long-Term Debt | 98.81 | 98.66 | 39.68 | 42.1 | 42.02 | 41.93 |
Other Liabilities | 53.42 | 53.86 | 50.14 | 46.47 | 44.07 | 30.7 |
Total Liabilities | 5,538 | 5,308 | 4,784 | 4,370 | 4,205 | 4,182 |
Common Stock | 17.1 | 17.03 | 16.93 | 16.99 | 16.9 | 16.8 |
Additional Paid-in Capital | 296.84 | 295.95 | 294.27 | 295.7 | 294.33 | 292.94 |
Accumulated Other Comprehensive Income | -12.94 | -9.32 | -23.67 | -25.91 | -35.32 | 1.44 |
Retained Earnings | 275.81 | 248.72 | 203.82 | 173.11 | 156.55 | 118.25 |
Total Common Shareholders' Equity | 576.81 | 552.38 | 491.35 | 459.89 | 432.45 | 429.43 |
Minority Interest | 0.11 | 0.11 | 0.11 | - | - | - |
Shareholders' Equity | 576.92 | 552.49 | 491.46 | 459.89 | 432.45 | 429.43 |
Total Liabilities & Equity | 6,115 | 5,861 | 5,276 | 4,829 | 4,637 | 4,612 |
Total Debt | 98.81 | 98.66 | 39.68 | 42.1 | 42.02 | 41.93 |
Net Cash (Debt) | -98.81 | -98.66 | -39.68 | -42.1 | -42.02 | -41.93 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -5.83 | -5.84 | -2.35 | -2.49 | -2.49 | -2.67 |
Book Value | 576.81 | 552.38 | 491.35 | 459.89 | 432.45 | 429.43 |
Book Value Per Share | 34.07 | 32.69 | 29.12 | 27.19 | 25.63 | 27.35 |
Tangible Book Value | 482.39 | 457.05 | 386.63 | 352.74 | 322.68 | 323.58 |
Tangible Book Value Per Share | 28.49 | 27.05 | 22.91 | 20.86 | 19.13 | 20.61 |