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SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
48.62
+0.89 (1.86%)
Nov 9, 2026, 1:31 PM EST - Market open

SmartFinancial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
831630524416464460
Market Cap Growth
36.87%20.12%25.99%-10.38%1.03%66.34%
Last Close Price
47.7336.7730.5123.8226.3825.97

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.2512.5114.5114.5610.8013.21
PS Ratio
3.963.273.152.792.883.39
PB Ratio
1.401.141.070.911.071.07
P/FCF Ratio
12.7410.6211.3312.4410.4810.49
P/OCF Ratio
11.3310.219.9510.488.189.95

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.170.230.150.180.250.34
Debt / FCF Ratio
-2.141.592.402.403.29
Net Debt / Equity Ratio
-0.46-0.63-0.66-0.62-0.40-2.10
Net Debt / FCF Ratio
--5.91-7.05-8.52-3.88-20.59
Return on Equity (ROE)
11.13%9.64%7.60%6.41%9.98%8.85%
Return on Assets (ROA)
1.03%0.90%0.71%0.60%0.93%0.88%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.55%7.99%6.89%6.87%9.26%7.57%
FCF Yield
7.85%9.42%8.83%8.04%9.54%9.53%
Dividend Yield
0.74%0.86%1.03%1.31%1.02%0.88%
Payout Ratio
9.81%10.83%15.00%18.98%10.98%10.72%
Buyback Yield / Dilution
-0.51%-0.13%0.21%-0.24%-7.47%-4.53%
Total Shareholder Return
0.23%0.74%1.24%1.07%-6.45%-3.65%
SEC Filings: 10-K · 10-Q