SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
52.96
-0.15 (-0.28%)
Jul 29, 2026, 4:00 PM EDT - Market closed

SmartFinancial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
906630524416465460
Market Cap Growth
50.70%20.13%26.03%-10.48%1.10%67.76%
Last Close Price
52.9636.9930.9824.4927.5027.36

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.6212.4114.4814.4910.7812.32
Forward PE
13.3811.4914.1514.279.2812.99
PS Ratio
4.433.273.152.792.883.39
PB Ratio
1.571.141.070.901.071.07
P/TBV Ratio
1.861.371.351.171.441.33
P/FCF Ratio
16.1310.6211.3312.4410.4910.49
P/OCF Ratio
14.1910.219.9510.488.189.95

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.170.180.080.090.100.10
Debt / FCF Ratio
-1.660.861.260.950.96
Net Debt / Equity Ratio
0.170.180.080.090.100.10
Net Debt / FCF Ratio
-1.660.861.260.950.96
Asset Turnover
0.030.030.030.030.030.03
Return on Equity (ROE)
10.16%9.65%7.60%6.41%9.98%8.85%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.34%8.06%6.91%6.90%9.27%8.11%
FCF Yield
6.20%9.42%8.83%8.04%9.53%9.53%
Dividend Yield
0.68%0.88%1.04%1.32%1.03%0.87%
Payout Ratio
10.62%10.83%15.00%18.98%10.98%10.72%
Buyback Yield / Dilution
-0.41%-0.12%0.21%-0.24%-7.47%-4.53%
Total Shareholder Return
0.27%0.75%1.25%1.08%-6.44%-3.65%
SEC Filings: 10-K · 10-Q