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SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
50.51
-0.33 (-0.65%)
At close: Oct 19, 2026, 4:00 PM EDT
49.42
-1.09 (-2.16%)
After-hours: Oct 19, 2026, 4:56 PM EDT

SmartFinancial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
864630524416464460
Market Cap Growth
46.06%20.12%25.99%-10.38%1.03%66.34%
Last Close Price
50.5136.7730.5123.8226.3825.97

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.9012.5114.5114.5610.8013.21
PS Ratio
4.233.273.152.792.883.39
PB Ratio
1.501.141.070.911.071.07
P/FCF Ratio
13.2110.6211.3312.4410.4810.49
P/OCF Ratio
11.7610.219.9510.488.189.95

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.210.230.150.180.250.34
Debt / FCF Ratio
1.852.141.592.402.403.29
Net Debt / Equity Ratio
-0.47-0.63-0.66-0.62-0.40-2.10
Net Debt / FCF Ratio
-4.11-5.91-7.05-8.52-3.88-20.59
Return on Equity (ROE)
10.47%9.64%7.60%6.41%9.98%8.85%
Return on Assets (ROA)
0.99%0.90%0.71%0.60%0.93%0.88%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.65%7.99%6.89%6.87%9.26%7.57%
FCF Yield
7.57%9.42%8.83%8.04%9.54%9.53%
Dividend Yield
0.71%0.86%1.03%1.31%1.02%0.88%
Payout Ratio
10.62%10.83%15.00%18.98%10.98%10.72%
Buyback Yield / Dilution
-0.41%-0.13%0.21%-0.24%-7.47%-4.53%
Total Shareholder Return
0.31%0.74%1.24%1.07%-6.45%-3.65%
SEC Filings: 10-K · 10-Q