SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
41.70
-0.03 (-0.07%)
At close: May 29, 2026, 4:00 PM EDT
41.69
-0.01 (-0.02%)
After-hours: May 29, 2026, 7:00 PM EDT
SmartFinancial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 52.77 | 50.35 | 36.14 | 28.59 | 43.02 | 34.79 |
Depreciation & Amortization | 8.76 | 9.74 | 11.42 | 13.5 | 12.64 | 9 |
Provision for Credit Losses | 10.91 | 7.75 | 5.15 | 3.03 | 4.02 | 1.69 |
Stock-Based Compensation | 1.89 | 1.94 | 1.63 | 1.35 | 1.3 | 1.38 |
Net Change in Loans Held-for-Sale | -0.6 | -2.3 | -0.12 | -1.63 | 4.9 | 10.75 |
Other Adjustments | -2.95 | -6.23 | -4.54 | 5.2 | -6.39 | -10.09 |
Changes in Accrued Interest and Accounts Receivable | -1.64 | -1.45 | -0.9 | -2.99 | -4.24 | 0.81 |
Changes in Accounts Payable | -0.65 | 3.43 | 0.25 | 2.52 | -0.02 | -0.61 |
Changes in Other Operating Activities | -0.74 | -1.49 | 3.67 | -9.86 | 1.59 | 7.3 |
Operating Cash Flow | 63.8 | 61.72 | 52.7 | 39.72 | 56.79 | 46.18 |
Operating Cash Flow Growth | 6.49% | 17.12% | 32.69% | -30.07% | 22.98% | 58.87% |
Net Change in Loans Held-for-Investment | -532.24 | -464.34 | -469.25 | -213.59 | -558.39 | -37.11 |
Net Change in Securities and Investments | -149.94 | -45.89 | 77.65 | 82.83 | -268.01 | -327.88 |
Payments for Business Acquisitions | - | - | - | - | -4.88 | - |
Proceeds from Business Divestments | 0.09 | 11.2 | - | - | - | 15.36 |
Capital Expenditures | -7.66 | -2.39 | -6.41 | -6.27 | -12.49 | -2.38 |
Sale of Property, Plant & Equipment | 0.11 | 0.12 | 4.7 | 0.68 | 1.46 | - |
Other Investing Activities | 1.86 | 2.25 | -26.92 | 1.11 | 1.48 | 87.01 |
Investing Cash Flow | -576.72 | -499.05 | -420.22 | -135.24 | -840.82 | -264.99 |
Net Change in Deposits | 387.6 | 466.34 | 418.7 | 190.89 | 55.63 | 781.32 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -0.43 | -1.13 | -0.94 | 0.3 | -0.31 | -1.51 |
Long-Term Debt Issued | 1.99 | 101.07 | 160.1 | 26.28 | 30.89 | 8.2 |
Long-Term Debt Repaid | -6 | -46.5 | -166.6 | -30.78 | -76.3 | -1.1 |
Net Long-Term Debt Issued (Repaid) | -4.01 | 54.57 | -6.5 | -4.5 | -45.42 | 7.1 |
Issuance of Common Stock | 0.09 | 0.15 | 0.07 | 0.17 | 0.4 | 0.2 |
Repurchase of Common Stock | -0.35 | -0.31 | -3.19 | -0.06 | -0.21 | -1.21 |
Net Common Stock Issued (Repurchased) | -0.26 | -0.16 | -3.12 | 0.11 | 0.19 | -1.01 |
Common Dividends Paid | -5.46 | -5.45 | -5.42 | -5.43 | -4.72 | -3.73 |
Other Financing Activities | - | - | 0.11 | - | - | - |
Financing Cash Flow | 436.01 | 514.17 | 402.82 | 181.37 | 5.37 | 782.17 |
Net Cash Flow | -76.91 | 76.85 | 35.3 | 85.85 | -778.65 | 563.36 |
Free Cash Flow | 56.13 | 59.34 | 46.3 | 33.45 | 44.31 | 43.81 |
Free Cash Flow Growth | -5.40% | 28.17% | 38.42% | -24.51% | 1.14% | 85.38% |
FCF Margin | 28.56% | 30.79% | 27.83% | 22.39% | 27.49% | 32.28% |
Free Cash Flow Per Share | 3.32 | 3.51 | 2.74 | 1.98 | 2.63 | 2.79 |
Levered Free Cash Flow | 46.82 | 112.75 | 37.67 | 20.99 | -4.91 | 56.01 |
Unlevered Free Cash Flow | -1.94 | 7.84 | 8.03 | -3.1 | -2.52 | 14.12 |