SmartFinancial, Inc. (SMBK)

SmartFinancial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Cash & Equivalents	352.27	266.42	1,045	481.72	183.97
Cash & Cash Equivalents	352.27	266.42	1,045	481.72	183.97
Cash Growth	32.22%	-74.51%	116.95%	161.85%	58.84%
Property, Plant & Equipment	92.96	92.51	85.96	72.68	59.43
Goodwill and Intangibles	107.15	109.77	105.85	86.47	77.19
Total Assets	4,829	4,637	4,612	3,305	2,449
Total Liabilities	4,370	4,205	4,182	2,948	2,136
Total Debt	55.18	83.88	129.52	120.55	70.88
Debt Growth	-34.22%	-35.24%	7.44%	70.06%	14.01%
Retained Earnings	173.11	156.55	118.25	87.19	65.84
Comprehensive Income	-25.91	-35.32	1.44	2.18	0.17
Shareholders' Equity	459.89	432.45	429.43	357.17	312.75
Net Cash / Debt	297.09	182.55	915.56	361.17	113.09
Net Cash / Debt Growth	62.75%	-80.06%	153.50%	219.38%	110.80%
Net Cash Per Share	17.57	10.82	58.32	24.05	8.05
Book Value Per Share	27.37	25.83	27.58	23.88	22.41

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).