SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
36.86
+0.07 (0.19%)
At close: Sep 10, 2025, 4:00 PM
36.86
0.00 (0.00%)
After-hours: Sep 10, 2025, 7:00 PM EDT
SmartFinancial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Net Income | 41.74 | 36.14 | 28.59 | 43.02 | 34.79 | 24.33 | Upgrade |
Depreciation & Amortization | 10.98 | 11.42 | 13.5 | 12.64 | 9 | 7.76 | Upgrade |
Gain (Loss) on Sale of Assets | 0.98 | -0.65 | 0.1 | -0.16 | 0.16 | 0.19 | Upgrade |
Gain (Loss) on Sale of Investments | -0.06 | -0.06 | 6.8 | -0.14 | -0.05 | -0.01 | Upgrade |
Total Asset Writedown | - | - | - | -2.16 | -4.51 | -4.46 | Upgrade |
Provision for Credit Losses | 8.1 | 5.15 | 3.03 | 4.02 | 1.63 | 8.68 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.42 | -0.12 | -1.63 | 4.9 | 10.66 | -1.99 | Upgrade |
Accrued Interest Receivable | -1.69 | -0.9 | -2.99 | -4.24 | 0.81 | -2.46 | Upgrade |
Change in Other Net Operating Assets | 0.3 | 3.67 | -9.86 | 1.59 | -0.8 | 2.49 | Upgrade |
Other Operating Activities | -4.32 | -2.36 | -0.66 | -2.41 | -1.07 | -1.93 | Upgrade |
Operating Cash Flow | 57.39 | 52.7 | 39.72 | 56.79 | 46.18 | 29.07 | Upgrade |
Operating Cash Flow Growth | 36.62% | 32.69% | -30.07% | 22.98% | 58.87% | -2.67% | Upgrade |
Capital Expenditures | -4.09 | -6.41 | -6.27 | -12.49 | -2.38 | -5.44 | Upgrade |
Sale of Property, Plant and Equipment | 0.07 | 4.7 | 0.68 | 1.46 | - | - | Upgrade |
Cash Acquisitions | - | - | - | -4.88 | 15.36 | 46.13 | Upgrade |
Investment in Securities | 10.81 | 79.1 | 80.96 | -268.97 | -286.71 | -6.19 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -555.18 | -469.25 | -213.59 | -558.39 | 46.64 | -293.96 | Upgrade |
Other Investing Activities | -28.41 | -28.36 | 2.98 | 2.45 | -40.74 | -1.19 | Upgrade |
Investing Cash Flow | -576.81 | -420.22 | -135.24 | -840.82 | -264.99 | -259.34 | Upgrade |
Short-Term Debt Issued | - | - | 0.3 | - | - | - | Upgrade |
Long-Term Debt Issued | - | 160.1 | 26.28 | 30.89 | 8.2 | 339.68 | Upgrade |
Total Debt Issued | 157.1 | 160.1 | 26.58 | 30.89 | 8.2 | 339.68 | Upgrade |
Short-Term Debt Repaid | - | -0.94 | - | -0.31 | -1.51 | -0.38 | Upgrade |
Long-Term Debt Repaid | - | -166.6 | -30.78 | -76.3 | -1.1 | -289.72 | Upgrade |
Total Debt Repaid | -165.37 | -167.54 | -30.78 | -76.61 | -2.61 | -290.1 | Upgrade |
Net Debt Issued (Repaid) | -8.27 | -7.44 | -4.2 | -45.73 | 5.59 | 49.58 | Upgrade |
Issuance of Common Stock | 0.09 | 0.07 | 0.17 | 0.4 | 0.21 | 0.34 | Upgrade |
Repurchase of Common Stock | -0.34 | -3.19 | -0.06 | -0.21 | -1.21 | -4.31 | Upgrade |
Common Dividends Paid | -5.43 | -5.42 | -5.43 | -4.72 | -3.73 | -2.99 | Upgrade |
Total Dividends Paid | -5.43 | -5.42 | -5.43 | -4.72 | -3.73 | -2.99 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 555.52 | 418.7 | 190.89 | 55.63 | 781.32 | 485.4 | Upgrade |
Other Financing Activities | 0.11 | 0.11 | - | - | - | - | Upgrade |
Financing Cash Flow | 541.68 | 402.82 | 181.37 | 5.37 | 782.17 | 528.02 | Upgrade |
Net Cash Flow | 22.26 | 35.3 | 85.85 | -778.65 | 563.36 | 297.75 | Upgrade |
Free Cash Flow | 53.3 | 46.3 | 33.45 | 44.31 | 43.81 | 23.63 | Upgrade |
Free Cash Flow Growth | 53.24% | 38.42% | -24.51% | 1.14% | 85.38% | 0.14% | Upgrade |
Free Cash Flow Margin | 29.78% | 27.83% | 22.39% | 27.48% | 32.28% | 21.96% | Upgrade |
Free Cash Flow Per Share | 3.16 | 2.74 | 1.98 | 2.63 | 2.79 | 1.57 | Upgrade |
Cash Interest Paid | 112.85 | 113.67 | 85.44 | 21.36 | 12.16 | 16.9 | Upgrade |
Cash Income Tax Paid | 9.6 | 8.77 | 9.35 | 12.21 | 9.28 | 8.61 | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.