SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
39.21
-1.84 (-4.48%)
At close: Feb 27, 2026, 4:00 PM EST
39.13
-0.08 (-0.20%)
After-hours: Feb 27, 2026, 7:00 PM EST

SmartFinancial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Net Income
36.1428.5943.0234.79
Depreciation & Amortization
11.4213.512.649
Gain (Loss) on Sale of Assets
-0.650.1-0.160.16
Gain (Loss) on Sale of Investments
-0.066.8-0.14-0.05
Total Asset Writedown
---2.16-4.51
Provision for Credit Losses
5.153.034.021.63
Net Decrease (Increase) in Loans Originated / Sold - Operating
-0.12-1.634.910.66
Accrued Interest Receivable
-0.9-2.99-4.240.81
Change in Other Net Operating Assets
3.67-9.861.59-0.8
Other Operating Activities
-2.36-0.66-2.41-1.07
Operating Cash Flow
52.739.7256.7946.18
Operating Cash Flow Growth
32.69%-30.07%22.98%58.87%
Capital Expenditures
-6.41-6.27-12.49-2.38
Sale of Property, Plant and Equipment
4.70.681.46-
Cash Acquisitions
---4.8815.36
Investment in Securities
79.180.96-268.97-286.71
Net Decrease (Increase) in Loans Originated / Sold - Investing
-469.25-213.59-558.3946.64
Other Investing Activities
-28.362.982.45-40.74
Investing Cash Flow
-420.22-135.24-840.82-264.99
Short-Term Debt Issued
-0.3--
Long-Term Debt Issued
160.126.2830.898.2
Total Debt Issued
160.126.5830.898.2
Short-Term Debt Repaid
-0.94--0.31-1.51
Long-Term Debt Repaid
-166.6-30.78-76.3-1.1
Total Debt Repaid
-167.54-30.78-76.61-2.61
Net Debt Issued (Repaid)
-7.44-4.2-45.735.59
Issuance of Common Stock
0.070.170.40.21
Repurchase of Common Stock
-3.19-0.06-0.21-1.21
Common Dividends Paid
-5.42-5.43-4.72-3.73
Total Dividends Paid
-5.42-5.43-4.72-3.73
Net Increase (Decrease) in Deposit Accounts
418.7190.8955.63781.32
Other Financing Activities
0.11---
Financing Cash Flow
402.82181.375.37782.17
Net Cash Flow
35.385.85-778.65563.36
Free Cash Flow
46.333.4544.3143.81
Free Cash Flow Growth
38.42%-24.51%1.14%85.38%
Free Cash Flow Margin
27.83%22.39%27.48%32.28%
Free Cash Flow Per Share
2.741.982.632.79
Cash Interest Paid
113.6785.4421.3612.16
Cash Income Tax Paid
8.779.3512.219.28
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q