SmartFinancial, Inc. (SMBK)

SmartFinancial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	406	416	464	460	276	330
Market Cap Growth	-8.61%	-10.39%	1.03%	66.34%	-16.30%	29.71%
Enterprise Value	-20	119	282	-456	-85	217
PE Ratio	15.34	14.56	10.80	13.21	11.36	12.44
PS Ratio	2.75	2.79	2.88	3.39	2.57	3.42
PB Ratio	0.87	0.91	1.07	1.07	0.77	1.06
P/FCF Ratio	13.04	12.20	10.15	10.49	11.70	13.99
P/OCF Ratio	11.45	10.48	8.18	9.95	9.51	11.06
EV/Sales Ratio	-0.45	0.80	1.75	-3.36	-0.79	2.25
EV/EBITDA Ratio	-1.43	2.40	4.17	-8.55	-2.19	5.75
EV/EBIT Ratio	-1.99	3.29	5.13	-10.29	-2.75	6.49
EV/FCF Ratio	-2.14	3.49	6.16	-10.41	-3.59	9.20
Debt / Equity Ratio	0.11	0.12	0.19	0.30	0.34	0.23
Debt / EBITDA Ratio	1.11	1.11	1.24	2.43	3.12	1.88
Debt / FCF Ratio	1.67	1.62	1.83	2.96	5.10	3.00
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.04
Return on Equity (ROE)	5.80%	6.40%	10.20%	8.70%	7.00%	8.80%
Return on Assets (ROA)	0.50%	0.60%	0.90%	0.90%	0.80%	1.10%
Return on Capital (ROIC)	5.10%	5.55%	8.33%	6.22%	5.09%	6.92%
Earnings Yield	6.52%	6.87%	9.26%	7.57%	8.80%	8.04%
FCF Yield	7.67%	8.20%	9.85%	9.53%	8.55%	7.15%
Dividend Yield	1.35%	1.30%	1.00%	0.90%	1.10%	0.20%
Payout Ratio	20.65%	18.80%	10.90%	10.80%	12.30%	2.60%
Buyback Yield / Dilution	-0.17%	-0.24%	-7.47%	-4.53%	-6.93%	-12.21%
Total Shareholder Return	1.17%	1.06%	-6.47%	-3.63%	-5.83%	-12.01%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).