SmartFinancial Statistics

Total Valuation

SmartFinancial has a market cap or net worth of $512.91 million. The enterprise value is $137.24 million.

Market Cap	512.91M
Enterprise Value	137.24M

Important Dates

The last earnings date was Monday, April 21, 2025, after market close.

Earnings Date	Apr 21, 2025
Ex-Dividend Date	Jan 31, 2025

Share Statistics

SmartFinancial has 17.02 million shares outstanding. The number of shares has decreased by -0.33% in one year.

Current Share Class	17.02M
Shares Outstanding	17.02M
Shares Change (YoY)	-0.33%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	15.60%
Owned by Institutions (%)	55.67%
Float	14.36M

Valuation Ratios

The trailing PE ratio is 13.34 and the forward PE ratio is 10.85.

PE Ratio	13.34
Forward PE	10.85
PS Ratio	2.94
Forward PS	2.53
PB Ratio	1.01
P/TBV Ratio	1.28
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	3.61
EV / Sales	0.80
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.82%.

Return on Equity (ROE)	7.82%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$280,497
Profits Per Employee	$62,152
Employee Count	612
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SmartFinancial has paid $8.99 million in taxes.

Income Tax	8.99M
Effective Tax Rate	19.12%

Stock Price Statistics

The stock price has increased by +53.31% in the last 52 weeks. The beta is 0.58, so SmartFinancial's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+53.31%
50-Day Moving Average	31.69
200-Day Moving Average	31.19
Relative Strength Index (RSI)	52.49
Average Volume (20 Days)	59,613

Short Selling Information

The latest short interest is 130,945, so 0.77% of the outstanding shares have been sold short.

Short Interest	130,945
Short Previous Month	126,352
Short % of Shares Out	0.77%
Short % of Float	0.91%
Short Ratio (days to cover)	1.53

Income Statement

In the last 12 months, SmartFinancial had revenue of $171.66 million and earned $38.04 million in profits. Earnings per share was $2.26.

Revenue	171.66M
Gross Profit	171.66M
Operating Income	55.75M
Pretax Income	32.54M
Net Income	38.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.26

Full Income Statement

Balance Sheet

The company has $422.98 million in cash and $47.32 million in debt, giving a net cash position of $375.67 million or $22.08 per share.

Cash & Cash Equivalents	422.98M
Total Debt	47.32M
Net Cash	375.67M
Net Cash Per Share	$22.08
Equity (Book Value)	505.94M
Book Value Per Share	29.72
Working Capital	-4.38B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	32.47%
Pretax Margin	27.40%
Profit Margin	22.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.06%.

Dividend Per Share	$0.32
Dividend Yield	1.06%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	14.16%
Buyback Yield	0.33%
Shareholder Yield	1.40%
Earnings Yield	7.42%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for SmartFinancial is $31.17, which is 3.42% higher than the current price. The consensus rating is "Buy".

Price Target	$31.17
Price Target Difference	3.42%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 23, 2015. It was a reverse split with a ratio of 0.25:1.

Last Split Date	Sep 23, 2015
Split Type	Reverse
Split Ratio	0.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2