Shore Bancshares, Inc. (SHBI)

NASDAQ: SHBI · Real-Time Price · USD

22.78

+0.23 (1.02%)

Oct 29, 2026, 12:28 PM EDT - Market open

Shore Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	234.38	216.69	196.96	128.7	122.46	77.99
Revenue Growth	10.30%	10.02%	53.04%	5.09%	57.03%	31.19%
Net Income	68.61	59.51	43.89	11.23	31.18	15.37
Earnings Per Share	2.05	1.78	1.32	0.42	1.57	1.17
EPS Growth	20.21%	34.92%	214.12%	-73.25%	34.02%	-7.76%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	455.05	355.67	460.13	372.53	55.58	583.61
Total Debt	99.13	100.15	135.58	85.7	92.99	68.61
Net Cash (Debt)	355.92	255.52	324.54	286.82	-37.42	515.01
Net Cash Growth	26.74%	-21.27%	13.15%	-	-	228.94%
Net Cash Per Share	10.64	7.65	9.75	10.79	-1.89	39.26

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	62.39	46.89	22.71	52.65	-7.5
Capital Expenditures	-	-3.17	-5.22	-5.95	-2.42	-3.45
Free Cash Flow	-	59.22	41.66	16.76	50.23	-10.95
Free Cash Flow Growth	-	42.15%	148.60%	-66.64%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	29.27%	27.46%	22.28%	8.72%	25.46%	19.71%
FCF Margin	-	27.33%	21.15%	13.02%	41.02%	-14.04%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.560	0.480	0.480	0.480	0.480	0.480
Dividend Per Share Growth	8.33%	0%	0%	0%	0%	0%
Dividend Yield	2.46%	2.71%	3.03%	3.37%	2.75%	2.30%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.11	9.93	12.04	42.07	11.11	26.87
Forward PE	10.13	9.33	10.82	9.54	9.16	13.81
P/FCF Ratio	8.69	9.98	12.68	28.18	6.89	-
PS Ratio	3.23	2.73	2.68	3.67	2.83	5.30