Shore Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	271	192.38	170.55	135.31	101.3	64.13
Net Interest Income Growth	54.58%	12.80%	26.05%	33.57%	57.96%	21.93%
Non-Interest Income	29.02	32.69	31.15	33.16	23.09	13.5
Non-Interest Income Growth	20.74%	4.95%	-6.07%	43.63%	71.03%	25.57%
Revenues Before Loan Losses	300.02	225.07	201.7	168.47	124.39	77.63
Provision for Credit Losses	7.43	8.38	4.74	30.95	1.93	-0.36
Revenue	292.58	216.69	196.96	137.51	122.46	77.99
Revenue Growth (YoY)	50.82%	10.02%	43.23%	12.29%	57.03%	31.19%
Compensation Expenses	74.61	71.41	66.58	57	45.84	28.48
Selling, General & Admin	39.82	39.46	37.81	28.23	18.83	12.61
Other Non-Interest Expenses	26.85	27.17	33.87	38.09	15.65	15.72
Total Non-Interest Expense	141.28	138.04	138.25	123.33	80.32	56.81
Pretax Income	83.06	78.66	58.7	14.18	42.14	21.18
Provision for Income Taxes	20.23	19.15	14.82	2.96	10.96	5.81
Net Income	62.83	59.51	43.89	11.23	31.18	15.37
Net Income to Common	62.83	59.51	43.89	11.23	31.18	15.37
Net Income Growth	27.01%	35.58%	290.89%	-63.99%	102.87%	-2.30%
Shares Outstanding (Basic)	33	33	33	27	20	13
Shares Outstanding (Diluted)	33	33	33	27	20	13
Shares Change (YoY)	0.30%	0.37%	25.25%	33.89%	51.28%	5.97%
EPS (Basic)	1.88	1.78	1.32	0.42	1.57	1.17
EPS (Diluted)	1.88	1.78	1.32	0.42	1.57	1.17
EPS Growth	26.17%	34.85%	214.29%	-73.25%	34.19%	-7.87%
Free Cash Flow	70.95	59.22	41.66	16.76	50.23	-10.95
Free Cash Flow Growth	19.80%	42.15%	148.60%	-66.64%	-	-
Free Cash Flow Per Share	2.12	1.77	1.25	0.63	2.53	-0.83
Dividends Per Share	0.480	0.480	0.480	0.480	0.480	0.480
Profit Margin	21.47%	27.46%	22.28%	8.17%	25.46%	19.71%
FCF Margin	24.25%	27.33%	21.15%	12.19%	41.02%	-14.04%
EBITDA	14.83	15.33	16.04	10.94	5.86	3.09
EBITDA Margin	5.07%	7.08%	8.14%	7.95%	4.79%	3.96%
Effective Tax Rate	24.35%	24.35%	25.24%	20.84%	26.02%	27.44%

SEC Filings: 10-K · 10-Q