Synchrony Financial (SYF)
| Market Cap | 28.88B |
| Revenue (ttm) | 9.65B |
| Net Income (ttm) | 3.49B |
| Shares Out | 360.17M |
| EPS (ttm) | 9.10 |
| PE Ratio | 8.81 |
| Forward PE | 8.76 |
| Dividend | $1.20 (1.50%) |
| Ex-Dividend Date | Nov 5, 2025 |
| Volume | 5,909,639 |
| Open | 79.20 |
| Previous Close | 77.70 |
| Day's Range | 79.20 - 81.84 |
| 52-Week Range | 40.55 - 88.77 |
| Beta | 1.42 |
| Analysts | Buy |
| Price Target | 85.10 (+6.12%) |
| Earnings Date | Jan 27, 2026 |
About SYF
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]
Financial Performance
In 2024, Synchrony Financial's revenue was $9.39 billion, an increase of 22.58% compared to the previous year's $7.66 billion. Earnings were $3.43 billion, an increase of 56.06%.
Financial StatementsAnalyst Summary
According to 21 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $85.1, which is an increase of 6.12% from the latest price.
News
I Am Pounding The Table, I Demand Income
Dividends have represented ~40% of the market's total returns since 1930. Markets move up and down; income is the only form of tangible return that can be used at your discretion. Income investing pro...
Synchrony Financial: The Dip Made Valuation Synchronized With Fundamentals
Synchrony Financial: The Dip Made Valuation Synchronized With Fundamentals
Synchrony Financial: Trump's Credit Card Proposal Creates An Opportunity
Synchrony Financial faces heightened political risk after President Trump proposed a 10% cap on credit card interest rates. A 10% cap would render SYF's business model unprofitable, potentially leadin...
Fiserv and Synchrony Enable Healthcare Providers to Offer Patient Financing Solution
Health and wellness providers who use Clover devices can now offer their patients CareCredit's patient financing solution. The offering is enabled by an expanded integration of CareCredit parent compa...
Synchrony Accelerates Growth by Expanding CareCredit® Financing to Health and Wellness Providers via Exclusive Clover App Market Integration
Integration on Clover devices now reaches over 40,000 health and wellness providers, streamlining patient applications and payments at the point of sale Key Highlights: Enables all providers who use ...
Synchrony to Announce Fourth Quarter 2025 Financial Results on January 27, 2026
STAMFORD, Conn., Jan. 6, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its fourth quarter 2025 results on Tuesday, January 27, 2026.
CareCredit Remains Exclusive Financing Solution for AmSpa Members as Synchrony and the American Med Spa Association Extend Partnership
Renewed collaboration reinforces both organizations' commitment to driving industry growth and offering preferred transaction rates Key Highlights: Synchrony and AmSpa have extended their successful p...
Synchrony Financial (SYF) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
Synchrony Financial (SYF) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
Synchrony and METUS Renew Relationship to Offer Customers Flexible HVAC Financing for Greater Comfort
Decade-long Collaboration Continues to Provide Financing Tools for Contractors Nationwide Key Insights: Synchrony and Mitsubishi Electric Trane HVAC US LLC (METUS) renewed their strategic residential ...
Synchrony to Participate in the 2025 Goldman Sachs Financial Services Conference
STAMFORD, Conn. , Dec. 2, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) President and Chief Executive Officer, Brian D.
Synchrony and The Toro Company Launch New Credit Card for Financing Lawn Equipment
Program Designed to Boost Dealer Sales by Offering Flexible Consumer Financing on Toro, Exmark, Spartan and Z Turf Equipment Products STAMFORD, Conn. , Nov. 20, 2025 /PRNewswire/ -- Synchrony (NYSE: S...
Synchrony Financial: Credit Continues To Defy Fears (Rating Upgrade)
Synchrony Financial (SYF) is upgraded to a buy, with shares offering over 15% upside and a fair value of $83-$90. Q3 results showed strong credit quality, reserve releases, and stable delinquencies, s...
Synchrony Financial (SYF) Presents at KBW Fintech Payments Conference 2025 Transcript
Synchrony Financial ( SYF) KBW Fintech Payments Conference 2025 November 12, 2025 10:10 AM EST Company Participants Brian Wenzel - Executive VP & CFO Conference Call Participants Sanjay Sakhrani - Ke...
Synchrony to Participate in the 2025 KBW Fintech Payments Conference
STAMFORD, Conn. , Nov. 5, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.
Synchrony Announces Quarterly Common Stock Dividend of $0.30 Per Share
Company also declares preferred stock dividends STAMFORD, Conn. , Oct. 23, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors declared a quarterly cash d...
These Analysts Increase Their Forecasts On Synchrony Financial After Upbeat Q3 Earnings
Synchrony Financial (NYSE:SYF) reported better-than-expected earnings for the third quarter on Wednesday.
Synchrony Financial: Upgrading The Customer Base Pays Off
Synchrony Financial remains a Buy, supported by improved credit quality, strong net interest margins, and aggressive share buybacks. Synchrony's upgraded customer base has led to lower delinquencies a...
Synchrony Financial (SYF) Q3 2025 Earnings Call Transcript
Synchrony Financial (NYSE:SYF) Q3 2025 Earnings Call October 15, 2025 8:00 AM EDT Company Participants Kathryn Miller - Senior Vice President of Investor Relations Brian Doubles - President, CEO & Di...
Synchrony's Q3 Shows Strength, Not Strain, as Consumers Hold the Line
Today's economy remains oscillating between resilience, restraint and a hopeful rebound. This makes few barometers of consumer health as revealing as their spending habits, and puts Synchrony, the cou...
Bank On Big Dividends For Your Retirement; Yields +7%
Banks have catered to the ever-evolving trade and commerce for centuries. We like investing in essential sectors, but seek to get paid for our time and money. We discuss two steady dividend-payers fro...
Synchrony Financial Posts Higher Profit, Revenue
Synchrony Financial logged higher profit and revenue in the third quarter as it returned to purchase volume growth, driven by stronger spending trends.
Synchrony Reports Third Quarter 2025 Results; Company also Announces Approval of $1 Billion Increase in Share Repurchase Authority
STAMFORD, Conn. , Oct. 15, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its third quarter 2025 results for the period ending September 30, 2025.
OPEIU and CWA Call on Synchrony Financial To Disclose Material Relationships Compromising Director Independence
New York, NY, Oct. 14, 2025 (GLOBE NEWSWIRE) -- The Office and Professional Employees International Union (OPEIU) and the Communications Workers of America (CWA) union filed complaints with the Securi...
Synchrony and Pumpkin Pet Insurance Partner to Deliver Simple Reimbursements for Pet Owners Through CareCredit
Synchrony Expands its Innovative Solution to Help Pet Parents Minimize Out of Pocket Costs STAMFORD, Conn. and NEW YORK , Oct. 14, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financ...
Synchrony Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call
Synchrony Financial (NYSE:SYF) will release earnings results for the third quarter, before the opening bell on Wednesday, Oct. 15.