Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
75.16
+1.77 (2.41%)
Feb 6, 2026, 4:00 PM EST - Market closed
2.41%
Market Cap26.11B -4.9%
Revenue (ttm)9.76B +3.9%
Net Income3.47B +1.5%
EPS9.28 +8.5%
Shares Out 347.40M
PE Ratio8.10
Forward PE8.13
Dividend$1.20 (1.60%)
Ex-Dividend DateFeb 6, 2026
Volume2,945,511
Open74.83
Previous Close73.39
Day's Range74.73 - 75.83
52-Week Range40.55 - 88.77
Beta1.40
AnalystsBuy
Price Target86.37 (+14.92%)
Earnings DateJan 27, 2026

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.

Financial Statements

Analyst Summary

According to 19 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $86.37, which is an increase of 14.92% from the latest price.

Price Target
$86.37
(14.92% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Synchrony to Participate in the 2026 UBS Financial Services Conference

STAMFORD, Conn., Feb. 3, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

3 days ago - PRNewsWire

Synchrony Financial Analysts Slash Their Forecasts Following Q4 Earnings

Synchrony Financial (NYSE: SYF) reported mixed results for the fourth quarter on Tuesday.

9 days ago - Benzinga

Synchrony Financial: Growth At A Cost

Synchrony Financial achieved 8.6% EPS growth in 2025 through margin expansion, lower charge-offs, and aggressive buybacks, despite flat loan balances. Synchrony's 2026 outlook is for flat EPS, as loan...

9 days ago - Seeking Alpha

Synchrony Financial (SYF) Q4 2025 Earnings Call Transcript

Synchrony Financial (SYF) Q4 2025 Earnings Call Transcript

10 days ago - Seeking Alpha

Synchrony Says BNPL Lifts Sales Without Hurting Cards

Synchrony Financial closed 2025 with fourth-quarter purchase volume of $49 billion, a company record and a 3% year-over-year increase, as spending patterns strengthened across most platforms and co-br...

10 days ago - PYMNTS

Synchrony Reports Fourth Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

Company also declares preferred stock dividends STAMFORD, Conn., Jan. 27, 2026 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its fourth quarter 2025 results for the fiscal year endin...

11 days ago - PRNewsWire

These stocks were the biggest losers on the S&P 500's worst day in three months

The damage was widespread as investors showed their displeasure with Trump's tough words for U.S. allies

17 days ago - Market Watch

I Am Pounding The Table, I Demand Income

Dividends have represented ~40% of the market's total returns since 1930. Markets move up and down; income is the only form of tangible return that can be used at your discretion. Income investing pro...

Other symbols: DFP
20 days ago - Seeking Alpha

Synchrony Financial: The Dip Made Valuation Synchronized With Fundamentals

Synchrony Financial: The Dip Made Valuation Synchronized With Fundamentals

23 days ago - Seeking Alpha

Synchrony Financial: Trump's Credit Card Proposal Creates An Opportunity

Synchrony Financial faces heightened political risk after President Trump proposed a 10% cap on credit card interest rates. A 10% cap would render SYF's business model unprofitable, potentially leadin...

25 days ago - Seeking Alpha

Fiserv and Synchrony Enable Healthcare Providers to Offer Patient Financing Solution

Health and wellness providers who use Clover devices can now offer their patients CareCredit's patient financing solution. The offering is enabled by an expanded integration of CareCredit parent compa...

Other symbols: FISV
25 days ago - PYMNTS

Synchrony Accelerates Growth by Expanding CareCredit® Financing to Health and Wellness Providers via Exclusive Clover App Market Integration

Integration on Clover devices now reaches over 40,000 health and wellness providers, streamlining patient applications and payments at the point of sale  Key Highlights: Enables all providers who use ...

Other symbols: FISV
25 days ago - PRNewsWire

Synchrony to Announce Fourth Quarter 2025 Financial Results on January 27, 2026

STAMFORD, Conn., Jan. 6, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its fourth quarter 2025 results on Tuesday, January 27, 2026.

4 weeks ago - PRNewsWire

CareCredit Remains Exclusive Financing Solution for AmSpa Members as Synchrony and the American Med Spa Association Extend Partnership

Renewed collaboration reinforces both organizations' commitment to driving industry growth and offering preferred transaction rates Key Highlights: Synchrony and AmSpa have extended their successful p...

7 weeks ago - PRNewsWire

Synchrony Financial (SYF) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Synchrony Financial (SYF) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

2 months ago - Seeking Alpha

Synchrony and METUS Renew Relationship to Offer Customers Flexible HVAC Financing for Greater Comfort

Decade-long Collaboration Continues to Provide Financing Tools for Contractors Nationwide Key Insights: Synchrony and Mitsubishi Electric Trane HVAC US LLC (METUS) renewed their strategic residential ...

2 months ago - PRNewsWire

Synchrony to Participate in the 2025 Goldman Sachs Financial Services Conference

STAMFORD, Conn. , Dec. 2, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) President and Chief Executive Officer, Brian D.

2 months ago - PRNewsWire

Synchrony and The Toro Company Launch New Credit Card for Financing Lawn Equipment

Program Designed to Boost Dealer Sales by Offering Flexible Consumer Financing on Toro, Exmark, Spartan and Z Turf Equipment Products STAMFORD, Conn. , Nov. 20, 2025 /PRNewswire/ -- Synchrony (NYSE: S...

2 months ago - PRNewsWire

Synchrony Financial: Credit Continues To Defy Fears (Rating Upgrade)

Synchrony Financial (SYF) is upgraded to a buy, with shares offering over 15% upside and a fair value of $83-$90. Q3 results showed strong credit quality, reserve releases, and stable delinquencies, s...

2 months ago - Seeking Alpha

Synchrony Financial (SYF) Presents at KBW Fintech Payments Conference 2025 Transcript

Synchrony Financial ( SYF) KBW Fintech Payments Conference 2025 November 12, 2025 10:10 AM EST Company Participants Brian Wenzel - Executive VP & CFO Conference Call Participants Sanjay Sakhrani - Ke...

3 months ago - Seeking Alpha

Synchrony to Participate in the 2025 KBW Fintech Payments Conference

STAMFORD, Conn. , Nov. 5, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

3 months ago - PRNewsWire

Synchrony Announces Quarterly Common Stock Dividend of $0.30 Per Share

Company also declares preferred stock dividends  STAMFORD, Conn. , Oct. 23, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors declared a quarterly cash d...

3 months ago - PRNewsWire

These Analysts Increase Their Forecasts On Synchrony Financial After Upbeat Q3 Earnings

Synchrony Financial (NYSE:SYF) reported better-than-expected earnings for the third quarter on Wednesday.

4 months ago - Benzinga

Synchrony Financial: Upgrading The Customer Base Pays Off

Synchrony Financial remains a Buy, supported by improved credit quality, strong net interest margins, and aggressive share buybacks. Synchrony's upgraded customer base has led to lower delinquencies a...

4 months ago - Seeking Alpha

Synchrony Financial (SYF) Q3 2025 Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q3 2025 Earnings Call October 15, 2025 8:00 AM EDT Company Participants Kathryn Miller - Senior Vice President of Investor Relations Brian Doubles - President, CEO & Di...

4 months ago - Seeking Alpha