Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
54.20
+0.02 (0.03%)
May 5, 2025, 4:00 PM EDT - Market closed
0.03%
Market Cap 20.63B
Revenue (ttm) 8.71B
Net Income (ttm) 2.88B
Shares Out 380.66M
EPS (ttm) 7.27
PE Ratio 7.45
Forward PE 6.58
Dividend $1.20 (2.21%)
Ex-Dividend Date May 5, 2025
Volume 3,761,183
Open 53.41
Previous Close 54.18
Day's Range 53.41 - 54.79
52-Week Range 40.55 - 70.93
Beta 1.41
Analysts Buy
Price Target 62.00 (+14.4%)
Earnings Date Apr 22, 2025

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Industry Credit Services
Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2024, Synchrony Financial's revenue was $9.39 billion, an increase of 22.58% compared to the previous year's $7.66 billion. Earnings were $3.43 billion, an increase of 56.06%.

Financial Statements

Analyst Forecast

According to 21 analysts, the average rating for SYF stock is "Buy." The 12-month stock price forecast is $62.0, which is an increase of 14.40% from the latest price.

Price Target
$62.0
(14.40% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

Lower-income earners are reining in their transactions to focus on essentials, while the wealthy continue to spend freely on perks including dining out and luxury travel, according to first-quarter re...

Other symbols: AXPBFHCJPM
7 days ago - CNBC

Synchrony's CareCredit Offered at 100% of Public Veterinary University Hospitals Nationwide, Expanding Access to Pet Care

With Addition of Texas A&M, All 29 Public Veterinary University Hospitals in the U.S. Now Accept CareCredit STAMFORD, Conn. , April 24, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer f...

11 days ago - PRNewsWire

Why Capital One and other banks took ‘rainy day' money off their balance sheets

Capital One Financial Corp.'s customers continued to spend last quarter, and the company ended up releasing money it had set aside for losses on loans.

Other symbols: COFALLYAXPBACDFSJPM
12 days ago - Market Watch

Synchrony Financial: Mr. Market Puts It On Sale Again

Synchrony Financial shares are undervalued due to market overreaction to consumer spending fears, despite stable loan balances and non-recessionary credit metrics. The bank's strong capital ratios and...

12 days ago - Seeking Alpha

Synchrony and Belle Tire Partner on New Credit Card Program to Help Make Car Care More Affordable

Belle Tire Taps Synchrony to Provide Flexible Payment Options for Customers Purchasing Tires and Auto Services STAMFORD, Conn. and SOUTHFIELD, Mich.

12 days ago - PRNewsWire

Synchrony Financial: On The Precipice Of Potential Consumer Debt Collapse

Synchrony Financial's Q1 EPS beat expectations despite lower sales, but macroeconomic factors and tariffs are leading to a bearish outlook on consumer demand. The company's high net interest margins s...

12 days ago - Seeking Alpha

Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined'

Synchrony Financial's first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their credit card debt. The n...

13 days ago - PYMNTS

Synchrony Financial: Solid Q1 But Doubts Remain (Upgrade)

Synchrony Financial's stock has fallen over 30% from its highs, with Q1 earnings showing mixed signals amid economic concerns and credit quality issues. Despite beating earnings estimates, lower credi...

13 days ago - Seeking Alpha

Synchrony Financial (SYF) Q1 2025 Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q1 2025 Earnings Conference Call April 22, 2025 8:00 AM ET Company Participants Kathryn Miller - Senior Vice President, Investor Relations Brian Doubles - President & C...

13 days ago - Seeking Alpha

Synchrony Reports First Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share and Approval of a $2.5 Billion Share Repurchase Program

Company also declares preferred stock dividends STAMFORD, Conn. , April 22, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced first quarter 2025 results for the period ending March ...

13 days ago - PRNewsWire

Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.

Multi-year Consumer Financing Agreement Features Digital-First Cardholder Experience and Rewards STAMFORD, Conn. , April 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial se...

Other symbols: AEO
18 days ago - PRNewsWire

Synchrony and Ashley Celebrate Nearly 15 Years of Helping Consumers Furnish Their Homes

Synchrony and Ashley Extend Strategic Partnership to Drive Retail Growth and Offer Flexible Financing Options for Consumers STAMFORD, Conn., and ARCADIA, Wis.

21 days ago - PRNewsWire

Synchrony Offers A Lot Of Value

Synchrony Financial's strong profitability, with a net income of $3.5 billion and ROA of 2.9%, makes it an attractive investment despite economic challenges. The stock is undervalued with a P/E ratio ...

27 days ago - Seeking Alpha

Synchrony Announces Integration with Adobe Commerce to Support Merchants with Innovative Financing Options

STAMFORD, Conn. , April 8, 2025 /PRNewswire/ -- Synchrony, (NYSE: SYF), a premier consumer financial services company, today announced a new integration with Adobe Commerce to help merchants grow thei...

27 days ago - PRNewsWire

The Best Financial Stocks to Buy

Financial stocks play a critical role in the economy and are a key component of any well-rounded portfolio.

Other symbols: BKBLKBXCGDFSEGGS
4 weeks ago - Kiplinger

Synchrony Empowers Women in Auto Care with $25,000 Donation

Donation Supports the Education, Professional Development and Advancement of Women in the Automotive Aftermarket STAMFORD, Conn. , April 3, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consum...

4 weeks ago - PRNewsWire

Synchrony Announces More Than $1.5 Million in Grants to Stamford Nonprofits, Joins Mayor Simmons to Celebrate Spring with Daffodil Blooms

STAMFORD, Conn. , April 2, 2025 /PRNewswire/ -- In a vibrant celebration of spring and community spirit, Synchrony (NYSE: SYF), a premier consumer financial services company headquartered in Stamford,...

4 weeks ago - PRNewsWire

Synchrony Named No. 2 Best Company to Work For

Employee Co-Design Spurs Innovation and Business Success 94% of U.S. Employees Say Synchrony is a Great Place to Work STAMFORD, Conn. , April 2, 2025 /PRNewswire/ -- Celebrating its people-centric cul...

4 weeks ago - PRNewsWire

Synchrony to Announce First Quarter 2025 Financial Results on April 22, 2025

STAMFORD, Conn., April 1, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its first quarter 2025 results on Tuesday, April 22, 2025.

4 weeks ago - PRNewsWire

Synchrony Makes a Big Splash in Connecticut Celebrating a Decade of Polar Plunges to Support Charity

STAMFORD, Conn. , March 7, 2025 /PRNewswire/ --  Synchrony  (NYSE: SYF) employees, in a heartwarming display of courage and compassion, today braved icy waters at The Point at Norwalk Cove for the ten...

2 months ago - PRNewsWire

Synchrony Financial: Undervalued High-Yield Preferred Shares For Our Short-Duration Portfolio

Despite underperforming the S&P 500, analysts are bullish on Synchrony Financial, noting excellent growth and profitability grades, though momentum has stalled. Synchrony Financial's preferred stock S...

2 months ago - Seeking Alpha

Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Synchrony Financial (SYF) and Encourages Shareholders to Learn More About the Investigation

NEW YORK CITY, NY / ACCESS Newswire / March 5, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Synchrony Financial ("Synchrony" or "the Company")...

2 months ago - Accesswire

Synchrony Financial (SYF) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Investors to Contact the Firm to Learn More About the Investigation

NEW YORK CITY, NY / ACCESS Newswire / March 4, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Synchrony Financial ("Synchrony" or "the Company")...

2 months ago - Accesswire

Bronstein, Gewirtz & Grossman, LLC Encourages Synchrony Financial (SYF) Shareholders to Inquire about Securities Investigation

NEW YORK CITY, NY / ACCESS Newswire / March 3, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Synchrony Financial ("Synchrony" or "the Company")...

2 months ago - Accesswire

The Schall Law Firm Invites Shareholders With Losses In Synchrony Financial To Join A Securities Fraud Investigation

LOS ANGELES, CA / ACCESS Newswire / March 2, 2025 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Synchrony Fi...

2 months ago - Accesswire