Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
70.97
+0.07 (0.10%)
At close: Oct 8, 2025, 4:00 PM EDT
70.88
-0.09 (-0.13%)
After-hours: Oct 8, 2025, 7:20 PM EDT
0.10%
Market Cap26.40B
Revenue (ttm)9.19B
Net Income (ttm)3.20B
Shares Out 372.06M
EPS (ttm)8.21
PE Ratio8.64
Forward PE8.02
Dividend$1.20 (1.69%)
Ex-Dividend DateAug 5, 2025
Volume4,060,057
Open71.40
Previous Close70.90
Day's Range70.16 - 72.16
52-Week Range40.55 - 77.41
Beta1.50
AnalystsBuy
Price Target75.05 (+5.75%)
Earnings DateOct 15, 2025

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2024, Synchrony Financial's revenue was $9.39 billion, an increase of 22.58% compared to the previous year's $7.66 billion. Earnings were $3.43 billion, an increase of 56.06%.

Financial Statements

Analyst Summary

According to 21 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $75.05, which is an increase of 5.75% from the latest price.

Price Target
$75.05
(5.75% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Synchrony Financial: Even After The Recent Gain, I Still See Value In This Stock

Synchrony Financial is rated a buy due to stable asset quality, NIM expansion potential, and attractive valuation despite recent stock gains. SYF benefits from proactive pricing changes and improved c...

5 days ago - Seeking Alpha

PSG Completes Sale of Versatile Credit to Synchrony

BOSTON--(BUSINESS WIRE)--PSG, a leading growth equity firm that specializes in partnering with software and technology-enabled services companies to capitalize on transformational growth, today announ...

7 days ago - Business Wire

Versatile Credit Bringing Leading Credit Access Platform to Synchrony

Synchrony Acquired Versatile Credit's Multi-Source Financing Platform, Expanding Technological Capabilities Versatile Credit Will Continue Serving Many Lenders And Merchants STAMFORD, Conn. and MECHAN...

7 days ago - PRNewsWire

mClub® Selects Synchrony's CareCredit® as Exclusive Financing Partner, Bolstering Independent Veterinary Practices with Comprehensive Pet Care Solutions

Synchrony's CareCredit Partnership Helps mClub Members Deliver a Lifetime of Pet Care STAMFORD, Conn. and LAKEVILLE, Minn.

7 days ago - PRNewsWire

Synchrony Names Deborah Ellinger to Board of Directors

Strategic leader and boardroom veteran enhances expertise in health and wellness, and consumer retail STAMFORD, Conn. , Sept. 29, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF), a premier consum...

9 days ago - PRNewsWire

New Sun Country Airlines Credit Card from Synchrony Rewards Travelers Every Time They Fly

New "Plus Status" Offering Allows Travelers to Earn Additional Benefits for Flights and Everyday Purchases STAMFORD, Conn. and MINNEAPOLIS , Sept.

Other symbols: SNCY
15 days ago - PRNewsWire

These 15 stocks have beaten the S&P 500 this year — while getting cheaper in the process

Gains haven't been limited to the companies at the top of the S&P 500.

16 days ago - Market Watch

Synchrony and University of Illinois Urbana-Champaign Celebrate Major Expansion as Emerging Technology Center Surpasses 400 Internships, Empowering the Next Generation of Innovators

University Leaders Join Ceremony to Unveil Expanded Center to Train Students in Tech Skills of the Future  CHAMPAIGN, Ill. , Sept. 18, 2025 /PRNewswire/ -- University of Illinois Urbana-Champaign (U.

20 days ago - PRNewsWire

Synchrony Partners with Audibel to Offer CareCredit as Preferred Financing Solution for Hearing Health Care

STAMFORD, Conn. , Sept. 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company announces a new partnership with Audibel to offer Synchrony's CareCredit credit ca...

21 days ago - PRNewsWire

Synchrony to Announce Third Quarter 2025 Financial Results on October 15, 2025

STAMFORD, Conn., Sept. 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2025 results on Wednesday, October 15, 2025.

21 days ago - PRNewsWire

SYNCHRONY INVESTS $1 MILLION IN EDUCATORS TO ADVANCE PERSONAL FINANCE EDUCATION FOR STUDENTS NATIONWIDE

New Synchrony survey shows more than 80% of teachers say financial education is essential for their students' success, but  2 in 3 teachers report struggling with student engagement and a lack of rele...

21 days ago - PRNewsWire

Synchrony Financial (SYF) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Synchrony Financial (NYSE:SYF) Barclays 23rd Annual Global Financial Services Conference September 10, 2025 7:30 AM EDT Company Participants Brian Wenzel - Executive VP & CFO Conference Call Particip...

4 weeks ago - Seeking Alpha

Synchrony to Participate in the Barclays Global Financial Services Conference

STAMFORD, Conn. , Sept. 3, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

5 weeks ago - PRNewsWire

Final Trades: KKR & Co, Schlumberger, Synchrony Financial and CrowdStrike

The Investment Committee give you their top stocks to watch for the second half.

Other symbols: CRWDKKRSLB
5 weeks ago - CNBC Television

Financials hit a new all-time high: The Committee's top bank plays

The Investment Committee discuss their top bank plays as the Financials ETF hits a new all-time high.

Other symbols: BACBKCFGGSJPMKREMS
6 weeks ago - CNBC Television

Josh Brown's Best Stocks in the Market: O'Reilly Auto, Synchrony Financial & Hartford Insurance

Josh Brown, CEO of Ritholtz Wealth Management, joins CNBC's “Halftime Report” to detail his latest additions to his ‘Best Stocks in the Market.'

Other symbols: HIGORLY
6 weeks ago - CNBC Television

Synchrony and Dental Intelligence Partner to Simplify Payment and Marketing Solutions for Dentists

New seamless integration includes Synchrony CareCredit financing options, innovations including Synchrony's CareCredit Status Tool and customer marketing materials STAMFORD, Conn. , July 23, 2025 /PRN...

2 months ago - PRNewsWire

Synchrony Financial: Still Bullish But More Cautious Near All-Time Highs

Synchrony Financial's Q2 results show stronger credit quality and growing interest income, supporting continued earnings strength despite flat loan growth. Strategic partnerships with Amazon, PayPal, ...

2 months ago - Seeking Alpha

Synchrony Financial (SYF) Q2 2025 Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q2 2025 Earnings Conference Call July 22, 2025 8:00 AM ET Company Participants Brian D. Doubles - President, CEO & Director Brian J.

2 months ago - Seeking Alpha

Synchrony Financial Q2 Review: Encouraging Credit Trends Reflected In Valuation

Synchrony Financial delivered a strong Q2, with EPS up 61% and credit costs sharply lower, easing fears of a consumer credit downturn. Loan balances and purchase volumes dipped, signaling more cautiou...

2 months ago - Seeking Alpha

Synchrony Reports Second Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

Company also declares preferred stock dividends STAMFORD, Conn. , July 22, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced second quarter 2025 results for the period ending June 3...

2 months ago - PRNewsWire

Synchrony and KTM North America Partner to Sponsor Babes in the Dirt 2025 Off-Road Adventure Series to Highlight Women Off-Roaders

Synchrony to Serve as the Official Financing Partner for Babes in the Dirt Sales and Services, KTM to Provide Demonstrations of its Newest Motorcycles STAMFORD, Conn. and MURRIETA, Calif.

3 months ago - PRNewsWire

Synchrony Partners with Sploot Veterinary Care to Finance Comprehensive Veterinary Services with CareCredit

CareCredit to be First Financing Solution Offered by Sploot, Giving Pet Owners Flexible Payment Options for Care STAMFORD, Conn. , June 24, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consum...

3 months ago - PRNewsWire

Synchrony to Announce Second Quarter 2025 Financial Results on July 22, 2025

STAMFORD, Conn., June 24, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its second quarter 2025 results on Tuesday, July 22, 2025.

3 months ago - PRNewsWire

Synchrony and Payzer to Offer Seamless Home Improvement Financing Options

Technology Integration to Transform Home Improvement Financing for Contractors and Their Customers STAMFORD, Conn. , June 18, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier financial services c...

4 months ago - PRNewsWire