Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
68.45
-1.00 (-1.44%)
At close: Aug 7, 2025, 4:00 PM
68.55
+0.10 (0.15%)
After-hours: Aug 7, 2025, 7:50 PM EDT
-1.44%
Market Cap25.47B
Revenue (ttm)9.19B
Net Income (ttm)3.20B
Shares Out 372.06M
EPS (ttm)8.21
PE Ratio8.34
Forward PE7.81
Dividend$1.20 (1.75%)
Ex-Dividend DateAug 5, 2025
Volume3,466,696
Open70.16
Previous Close69.45
Day's Range68.29 - 70.27
52-Week Range40.55 - 73.76
Beta1.48
AnalystsBuy
Price Target72.06 (+5.27%)
Earnings DateJul 22, 2025

About SAGE

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2024, Synchrony Financial's revenue was $9.39 billion, an increase of 22.58% compared to the previous year's $7.66 billion. Earnings were $3.43 billion, an increase of 56.06%.

Financial numbers in IDR Financial Statements

Analyst Summary

According to 19 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $72.06, which is an increase of 5.27% from the latest price.

Price Target
$72.06
(5.27% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Synchrony and Dental Intelligence Partner to Simplify Payment and Marketing Solutions for Dentists

New seamless integration includes Synchrony CareCredit financing options, innovations including Synchrony's CareCredit Status Tool and customer marketing materials STAMFORD, Conn. , July 23, 2025 /PRN...

15 days ago - PRNewsWire

Synchrony Financial: Still Bullish But More Cautious Near All-Time Highs

Synchrony Financial's Q2 results show stronger credit quality and growing interest income, supporting continued earnings strength despite flat loan growth. Strategic partnerships with Amazon, PayPal, ...

16 days ago - Seeking Alpha

Synchrony Financial (SYF) Q2 2025 Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q2 2025 Earnings Conference Call July 22, 2025 8:00 AM ET Company Participants Brian D. Doubles - President, CEO & Director Brian J.

16 days ago - Seeking Alpha

Synchrony Financial Q2 Review: Encouraging Credit Trends Reflected In Valuation

Synchrony Financial delivered a strong Q2, with EPS up 61% and credit costs sharply lower, easing fears of a consumer credit downturn. Loan balances and purchase volumes dipped, signaling more cautiou...

16 days ago - Seeking Alpha

Synchrony Reports Second Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

Company also declares preferred stock dividends STAMFORD, Conn. , July 22, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced second quarter 2025 results for the period ending June 3...

16 days ago - PRNewsWire

Synchrony and KTM North America Partner to Sponsor Babes in the Dirt 2025 Off-Road Adventure Series to Highlight Women Off-Roaders

Synchrony to Serve as the Official Financing Partner for Babes in the Dirt Sales and Services, KTM to Provide Demonstrations of its Newest Motorcycles STAMFORD, Conn. and MURRIETA, Calif.

6 weeks ago - PRNewsWire

Synchrony Partners with Sploot Veterinary Care to Finance Comprehensive Veterinary Services with CareCredit

CareCredit to be First Financing Solution Offered by Sploot, Giving Pet Owners Flexible Payment Options for Care STAMFORD, Conn. , June 24, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consum...

6 weeks ago - PRNewsWire

Synchrony to Announce Second Quarter 2025 Financial Results on July 22, 2025

STAMFORD, Conn., June 24, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its second quarter 2025 results on Tuesday, July 22, 2025.

6 weeks ago - PRNewsWire

Synchrony and Payzer to Offer Seamless Home Improvement Financing Options

Technology Integration to Transform Home Improvement Financing for Contractors and Their Customers STAMFORD, Conn. , June 18, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier financial services c...

7 weeks ago - PRNewsWire

Synchrony Financial: Sticking With The 7.65% Yielding Series A Preferred Shares

I prefer Synchrony Financial's Series A preferred shares over Series B, given the likelihood of lower interest rates and capital appreciation potential. SYF's strong interest income and resilient asse...

7 weeks ago - Seeking Alpha

Synchrony Sets a New Standard in Consumer Credit Education with Fair Financing Principles

Resource hub combines the company's principles with new consumer tools in a bold move toward industry transparency in Health & Wellness New procedure calculator provides estimates of the most-searched...

7 weeks ago - PRNewsWire

Making Dreams a Reality: Synchrony Teams Up with Future 5 to Empower Students in Stamford

STAMFORD, Conn. , June 11, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company headquartered in Stamford, this week joined students and community leaders to celeb...

2 months ago - PRNewsWire

SYNCHRONY RANKS AS NO. 1 WORKPLACE IN NEW YORK

Fortune magazine and Great Place to Work recognize financial leader for creating a workplace where trust, flexibility and innovation thrive for Tri-State employees  STAMFORD, Conn. , June 11, 2025 /PR...

2 months ago - PRNewsWire

Synchrony Financial (SYF) Presents at Morgan Stanley US Financials, Payments & CRE Conference 2025 Transcript

Synchrony Financial (NYSE:SYF) Morgan Stanley US Financials, Payments & CRE Conference 2025 June 10, 2025 8:15 AM ET Company Participants Brian J. Wenzel - Executive VP & CFO Conference Call Particip...

2 months ago - Seeking Alpha

OnePay and Synchrony to Launch New Industry-Leading Credit Card Program With Walmart; Credit Card to Be Powered by Mastercard and Set to Go Live This Fall

Synchrony to become exclusive issuer of OnePay credit cards at Walmart, with the credit card experience embedded inside the OnePay app

Other symbols: WMT
2 months ago - GlobeNewsWire

PayPal Enhances Popular Online Credit Offering with New Physical Card for In-Store Use

Includes a limited-time offer for customers to pay for travel purchases over six months with promotional financing and no minimum spend1 SAN JOSE, Calif. , June 3, 2025 /PRNewswire/ -- Today, PayPal a...

2 months ago - PRNewsWire

Synchrony to Participate in the Morgan Stanley US Financials Conference

STAMFORD, Conn. , June 3, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

2 months ago - PRNewsWire

New Synchrony Study Finds Nearly 8 out of 10 Pet Owners Underestimate the Cost of Care, Reaching Up to $61,000 During a Pet's Lifetime

Lifetime of Care Costs Continue to Rise From 2022 Findings — Up More Than 10% For Dogs and Nearly 20% For Cats 2025 Study Adds Data on Small Companion Animals, Also Called "Pocket Pets" STAMFORD, Conn...

2 months ago - PRNewsWire

Synchrony and Jewelers Mutual® Collaborate on Innovative New Sponsorship Agreement, Combining Finance and Insurance Marketing Efforts

Synchrony Financing Solutions Will Be Offered in Jewelers Mutual Marketing Materials and in Zing Marketplace STAMFORD, Conn. , May 28, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer fi...

2 months ago - PRNewsWire

Synchrony Partners with the Independent Animal Hospital Association (IAHA) to offer CareCredit, Spotlighting Commitment to the Nation's Independent Veterinary Hospitals

As Preferred Financing Partner, CareCredit to Drive Growth Among Independent Veterinary Practices and Expand Access to Credit for Pet Owners STAMFORD, Conn. , May 20, 2025 /PRNewswire/ -- Synchrony (N...

2 months ago - PRNewsWire

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

Banks quickly raised interest rates to record levels and added new monthly fees on credit cards last year when a Consumer Financial Protection Bureau rule threatened a key revenue source for the indus...

Other symbols: BFHC
3 months ago - CNBC

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

Lower-income earners are reining in their transactions to focus on essentials, while the wealthy continue to spend freely on perks including dining out and luxury travel, according to first-quarter re...

Other symbols: AXPBFHCJPM
3 months ago - CNBC

Synchrony's CareCredit Offered at 100% of Public Veterinary University Hospitals Nationwide, Expanding Access to Pet Care

With Addition of Texas A&M, All 29 Public Veterinary University Hospitals in the U.S. Now Accept CareCredit STAMFORD, Conn. , April 24, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer f...

3 months ago - PRNewsWire

Why Capital One and other banks took ‘rainy day' money off their balance sheets

Capital One Financial Corp.'s customers continued to spend last quarter, and the company ended up releasing money it had set aside for losses on loans.

Other symbols: COFALLYAXPBACDFSJPM
3 months ago - Market Watch