Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
74.72
-0.24 (-0.32%)
At close: Oct 28, 2025, 4:00 PM EDT
74.50
-0.22 (-0.29%)
After-hours: Oct 28, 2025, 7:00 PM EDT
-0.32%
Market Cap26.91B
Revenue (ttm)9.65B
Net Income (ttm)3.49B
Shares Out 360.17M
EPS (ttm)9.10
PE Ratio8.21
Forward PE8.21
Dividend$1.20 (1.60%)
Ex-Dividend DateNov 5, 2025
Volume2,321,324
Open75.00
Previous Close74.96
Day's Range74.25 - 75.08
52-Week Range40.55 - 77.41
Beta1.50
AnalystsBuy
Price Target80.26 (+7.41%)
Earnings DateOct 15, 2025

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2024, Synchrony Financial's revenue was $9.39 billion, an increase of 22.58% compared to the previous year's $7.66 billion. Earnings were $3.43 billion, an increase of 56.06%.

Financial Statements

Analyst Summary

According to 19 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $80.26, which is an increase of 7.41% from the latest price.

Price Target
$80.26
(7.41% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Synchrony Announces Quarterly Common Stock Dividend of $0.30 Per Share

Company also declares preferred stock dividends  STAMFORD, Conn. , Oct. 23, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors declared a quarterly cash d...

5 days ago - PRNewsWire

These Analysts Increase Their Forecasts On Synchrony Financial After Upbeat Q3 Earnings

Synchrony Financial (NYSE:SYF) reported better-than-expected earnings for the third quarter on Wednesday.

12 days ago - Benzinga

Synchrony Financial: Upgrading The Customer Base Pays Off

Synchrony Financial remains a Buy, supported by improved credit quality, strong net interest margins, and aggressive share buybacks. Synchrony's upgraded customer base has led to lower delinquencies a...

12 days ago - Seeking Alpha

Synchrony Financial (SYF) Q3 2025 Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q3 2025 Earnings Call October 15, 2025 8:00 AM EDT Company Participants Kathryn Miller - Senior Vice President of Investor Relations Brian Doubles - President, CEO & Di...

13 days ago - Seeking Alpha

Synchrony's Q3 Shows Strength, Not Strain, as Consumers Hold the Line

Today's economy remains oscillating between resilience, restraint and a hopeful rebound. This makes few barometers of consumer health as revealing as their spending habits, and puts Synchrony, the cou...

13 days ago - PYMNTS

Bank On Big Dividends For Your Retirement; Yields +7%

Banks have catered to the ever-evolving trade and commerce for centuries. We like investing in essential sectors, but seek to get paid for our time and money. We discuss two steady dividend-payers fro...

Other symbols: BTO
13 days ago - Seeking Alpha

Synchrony Financial Posts Higher Profit, Revenue

Synchrony Financial logged higher profit and revenue in the third quarter as it returned to purchase volume growth, driven by stronger spending trends.

13 days ago - WSJ

Synchrony Reports Third Quarter 2025 Results; Company also Announces Approval of $1 Billion Increase in Share Repurchase Authority

STAMFORD, Conn. , Oct. 15, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its third quarter 2025 results for the period ending September 30, 2025.

13 days ago - PRNewsWire

OPEIU and CWA Call on Synchrony Financial To Disclose Material Relationships Compromising Director Independence

New York, NY, Oct. 14, 2025 (GLOBE NEWSWIRE) -- The Office and Professional Employees International Union (OPEIU) and the Communications Workers of America (CWA) union filed complaints with the Securi...

14 days ago - GlobeNewsWire

Synchrony and Pumpkin Pet Insurance Partner to Deliver Simple Reimbursements for Pet Owners Through CareCredit

Synchrony Expands its Innovative Solution to Help Pet Parents Minimize Out of Pocket Costs STAMFORD, Conn. and NEW YORK , Oct. 14, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financ...

14 days ago - PRNewsWire

Synchrony Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

Synchrony Financial (NYSE:SYF) will release earnings results for the third quarter, before the opening bell on Wednesday, Oct. 15.

15 days ago - Benzinga

Synchrony Financial: Even After The Recent Gain, I Still See Value In This Stock

Synchrony Financial is rated a buy due to stable asset quality, NIM expansion potential, and attractive valuation despite recent stock gains. SYF benefits from proactive pricing changes and improved c...

25 days ago - Seeking Alpha

PSG Completes Sale of Versatile Credit to Synchrony

BOSTON--(BUSINESS WIRE)--PSG, a leading growth equity firm that specializes in partnering with software and technology-enabled services companies to capitalize on transformational growth, today announ...

27 days ago - Business Wire

Versatile Credit Bringing Leading Credit Access Platform to Synchrony

Synchrony Acquired Versatile Credit's Multi-Source Financing Platform, Expanding Technological Capabilities Versatile Credit Will Continue Serving Many Lenders And Merchants STAMFORD, Conn. and MECHAN...

27 days ago - PRNewsWire

mClub® Selects Synchrony's CareCredit® as Exclusive Financing Partner, Bolstering Independent Veterinary Practices with Comprehensive Pet Care Solutions

Synchrony's CareCredit Partnership Helps mClub Members Deliver a Lifetime of Pet Care STAMFORD, Conn. and LAKEVILLE, Minn.

27 days ago - PRNewsWire

Synchrony Names Deborah Ellinger to Board of Directors

Strategic leader and boardroom veteran enhances expertise in health and wellness, and consumer retail STAMFORD, Conn. , Sept. 29, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF), a premier consum...

4 weeks ago - PRNewsWire

New Sun Country Airlines Credit Card from Synchrony Rewards Travelers Every Time They Fly

New "Plus Status" Offering Allows Travelers to Earn Additional Benefits for Flights and Everyday Purchases STAMFORD, Conn. and MINNEAPOLIS , Sept.

Other symbols: SNCY
5 weeks ago - PRNewsWire

These 15 stocks have beaten the S&P 500 this year — while getting cheaper in the process

Gains haven't been limited to the companies at the top of the S&P 500.

5 weeks ago - Market Watch

Synchrony and University of Illinois Urbana-Champaign Celebrate Major Expansion as Emerging Technology Center Surpasses 400 Internships, Empowering the Next Generation of Innovators

University Leaders Join Ceremony to Unveil Expanded Center to Train Students in Tech Skills of the Future  CHAMPAIGN, Ill. , Sept. 18, 2025 /PRNewswire/ -- University of Illinois Urbana-Champaign (U.

5 weeks ago - PRNewsWire

Synchrony Partners with Audibel to Offer CareCredit as Preferred Financing Solution for Hearing Health Care

STAMFORD, Conn. , Sept. 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company announces a new partnership with Audibel to offer Synchrony's CareCredit credit ca...

5 weeks ago - PRNewsWire

Synchrony to Announce Third Quarter 2025 Financial Results on October 15, 2025

STAMFORD, Conn., Sept. 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2025 results on Wednesday, October 15, 2025.

5 weeks ago - PRNewsWire

SYNCHRONY INVESTS $1 MILLION IN EDUCATORS TO ADVANCE PERSONAL FINANCE EDUCATION FOR STUDENTS NATIONWIDE

New Synchrony survey shows more than 80% of teachers say financial education is essential for their students' success, but  2 in 3 teachers report struggling with student engagement and a lack of rele...

5 weeks ago - PRNewsWire

Synchrony Financial (SYF) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Synchrony Financial (NYSE:SYF) Barclays 23rd Annual Global Financial Services Conference September 10, 2025 7:30 AM EDT Company Participants Brian Wenzel - Executive VP & CFO Conference Call Particip...

6 weeks ago - Seeking Alpha

Synchrony to Participate in the Barclays Global Financial Services Conference

STAMFORD, Conn. , Sept. 3, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

7 weeks ago - PRNewsWire

Final Trades: KKR & Co, Schlumberger, Synchrony Financial and CrowdStrike

The Investment Committee give you their top stocks to watch for the second half.

Other symbols: CRWDKKRSLB
2 months ago - CNBC Television