Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
71.97
+3.12 (4.53%)
At close: Apr 8, 2026, 4:00 PM EDT
71.93
-0.04 (-0.06%)
After-hours: Apr 8, 2026, 7:05 PM EDT
Market Cap25.02B +15.3%
Revenue (ttm)9.76B +3.9%
Net Income3.47B +1.5%
EPS9.28 +8.5%
Shares Out 347.60M
PE Ratio7.76
Forward PE7.80
Dividend$1.20 (1.67%)
Ex-Dividend DateFeb 6, 2026
Volume3,933,231
Open72.18
Previous Close68.85
Day's Range71.35 - 72.81
52-Week Range42.10 - 88.77
Beta1.38
AnalystsBuy
Price Target84.95 (+18.04%)
Earnings DateApr 21, 2026

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.

Financial Statements

Analyst Summary

According to 19 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $84.95, which is an increase of 18.04% from the latest price.

Price Target
$84.95
(18.04% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Synchrony's CareCredit Credit Card Now Accepted on Walmart.com

CareCredit cardholders can now use their CareCredit credit card to pay for select health and wellness products on Walmart.com and at all Walmart and Sam's Club locations nationwide Key Highlights: Car...

1 day ago - PRNewsWire

Synchrony Puts Teachers First This Financial Literacy Month with $2 Million Commitment to Bring Training, Tools, and Financial Literacy Labs to U.S. High Schools

Company accelerates investment in personal finance education in classrooms nationwide Key Highlights Synchrony announces $2 million in Empowering Financial Future grants and in-kind donations, as well...

2 days ago - PRNewsWire

I'm Watching These 6 Dividend Stocks For Big Announcements

Dividend raises mean something right now. These are companies saying that they are going to make more money in the year ahead in the face of everything that is happening around the globe.

Other symbols: GLPGLPINDAQPAYXVCTR
3 days ago - Forbes

Synchrony Named No. 1 Best Company to Work For in the U.S., Powered by a High-Trust Culture that Fuels Innovation

Top employer recognition by Fortune and   Great Place To Work® spotlights Synchrony's employee-first workplace built on trust, accelerating innovation and business performance   Key Highlights Synchro...

7 days ago - PRNewsWire

Synchrony Takes the Plunge for Charity, Marking 11 Years of Giving Back in Connecticut

STAMFORD, Conn., March 25, 2026 /PRNewswire/ -- More than 150 Synchrony (NYSE: SYF) employees once again took the plunge for a powerful cause, braving cold waters at The Point at Norwalk Cove in celeb...

14 days ago - PRNewsWire

Synchrony and Figo Pet Insurance Partner to Streamline Claims Reimbursement for Pet Owners Through CareCredit

Partnership Expands Synchrony's Innovative Solution, Allowing Approved Figo Claims to Be Reimbursed Directly to a Cardholder's CareCredit Credit Card Account Key Highlights: Approved Figo claims can n...

14 days ago - PRNewsWire

Synchrony to Announce First Quarter 2026 Financial Results on April 21, 2026

STAMFORD, Conn., March 24, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its first quarter 2026 results on Tuesday, April 21, 2026.

15 days ago - PRNewsWire

New Synchrony Study Finds Homeowners Underestimate Lifetime Home Maintenance and Repair Costs by More Than $250,000

Key Highlights: Homeowners expect to spend about $70,000 on lifetime home maintenance costs, while actual costs exceed $339,000 (or more than $7,000 per year). Nearly half of homeowners have delayed o...

21 days ago - PRNewsWire

Synchrony to Participate in the 2026 RBC Capital Markets Global Financial Institutions Conference

STAMFORD, Conn., March 3, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

5 weeks ago - PRNewsWire

GENERATIVE AI IS FAST BECOMING CONSUMERS' GO-TO SHOPPING ADVISOR

Synchrony survey finds approximately a third of consumers used AI for finding products and deals Key Highlights 56% of U.S. consumers surveyed report using generative AI during the holiday shopping se...

5 weeks ago - PRNewsWire

Synchrony and Polaris Renew Consumer Financing Partnership to Offer Flexible Payment Options for Powersports Customers

Longstanding Collaboration Continues to Support Dealers and Consumers with Innovative Financing Tools Key Highlights: Synchrony and Polaris renewed their financing partnership, extending a relationshi...

Other symbols: PII
6 weeks ago - PRNewsWire

Weave Announces Strategic CareCredit Integration Partnership with Patient Financing Leader Synchrony®

LEHI, Utah--(BUSINESS WIRE)-- #GetWeave--Weave (NYSE: WEAV), a leading all-in-one customer experience and payments software platform for small and medium-sized healthcare businesses, today announced a...

Other symbols: WEAV
6 weeks ago - Business Wire

Synchrony and Planet DDS Expand Strategic Partnership to Integrate CareCredit Across Leading Dental Practice Management Platforms

CareCredit is now the preferred financing solution across Planet DDS platforms, including Denticon for dental practices, with Cloud 9 orthodontic integration planned to bring financing to 2,500+ pract...

7 weeks ago - PRNewsWire

Drivers Underestimate the Annual Cost of Car Ownership by More Than $4,500, New Synchrony Survey Finds

Understanding Actual Costs Helps Car Owners Better Plan for Expenses and Manage Budgets Key Highlights: Car owners dramatically underestimate the cost of car ownership and should prepare for the full ...

7 weeks ago - PRNewsWire

Synchrony to Participate in the 2026 UBS Financial Services Conference

STAMFORD, Conn., Feb. 3, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

2 months ago - PRNewsWire

Synchrony Financial Analysts Slash Their Forecasts Following Q4 Earnings

Synchrony Financial (NYSE: SYF) reported mixed results for the fourth quarter on Tuesday.

2 months ago - Benzinga

Synchrony Says BNPL Lifts Sales Without Hurting Cards

Synchrony Financial closed 2025 with fourth-quarter purchase volume of $49 billion, a company record and a 3% year-over-year increase, as spending patterns strengthened across most platforms and co-br...

2 months ago - PYMNTS

Synchrony Reports Fourth Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

Company also declares preferred stock dividends STAMFORD, Conn., Jan. 27, 2026 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its fourth quarter 2025 results for the fiscal year endin...

2 months ago - PRNewsWire

These stocks were the biggest losers on the S&P 500's worst day in three months

The damage was widespread as investors showed their displeasure with Trump's tough words for U.S. allies

2 months ago - Market Watch

Fiserv and Synchrony Enable Healthcare Providers to Offer Patient Financing Solution

Health and wellness providers who use Clover devices can now offer their patients CareCredit's patient financing solution. The offering is enabled by an expanded integration of CareCredit parent compa...

Other symbols: FISV
3 months ago - PYMNTS

Synchrony Accelerates Growth by Expanding CareCredit® Financing to Health and Wellness Providers via Exclusive Clover App Market Integration

Integration on Clover devices now reaches over 40,000 health and wellness providers, streamlining patient applications and payments at the point of sale  Key Highlights: Enables all providers who use ...

Other symbols: FISV
3 months ago - PRNewsWire

Synchrony to Announce Fourth Quarter 2025 Financial Results on January 27, 2026

STAMFORD, Conn., Jan. 6, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its fourth quarter 2025 results on Tuesday, January 27, 2026.

3 months ago - PRNewsWire

CareCredit Remains Exclusive Financing Solution for AmSpa Members as Synchrony and the American Med Spa Association Extend Partnership

Renewed collaboration reinforces both organizations' commitment to driving industry growth and offering preferred transaction rates Key Highlights: Synchrony and AmSpa have extended their successful p...

4 months ago - PRNewsWire

Synchrony and METUS Renew Relationship to Offer Customers Flexible HVAC Financing for Greater Comfort

Decade-long Collaboration Continues to Provide Financing Tools for Contractors Nationwide Key Insights: Synchrony and Mitsubishi Electric Trane HVAC US LLC (METUS) renewed their strategic residential ...

4 months ago - PRNewsWire

Synchrony to Participate in the 2025 Goldman Sachs Financial Services Conference

STAMFORD, Conn. , Dec. 2, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) President and Chief Executive Officer, Brian D.

4 months ago - PRNewsWire