TFS Financial Corporation (TFSL)
NASDAQ: TFSL · Real-Time Price · USD
17.53
-0.38 (-2.12%)
At close: Aug 28, 2026, 4:00 PM EDT
17.53
0.00 (0.00%)
After-hours: Aug 28, 2026, 4:15 PM EDT
TFS Financial Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | 743.84 | 706.48 | 663.69 | 565.61 | 395.69 | 381.89 |
Interest Income on Investments | 50.57 | 56.7 | 70.39 | 46.31 | 13.64 | 7.46 |
Total Interest Income | 794.41 | 763.18 | 734.07 | 611.92 | 409.33 | 389.35 |
Interest Paid on Deposits | 304.18 | 308.76 | 292.73 | 174.2 | 76.94 | 97.32 |
Interest Paid on Borrowings | 178.04 | 161.73 | 162.89 | 154.15 | 64.99 | 60.4 |
Total Interest Expense | 482.22 | 470.49 | 455.62 | 328.35 | 141.94 | 157.72 |
Net Interest Income | 312.19 | 292.69 | 278.46 | 283.57 | 267.4 | 231.63 |
Net Interest Income Growth | 9.89% | 5.11% | -1.80% | 6.05% | 15.44% | -4.39% |
Other Non-Interest Income | 24.33 | 23.44 | 21.96 | 20.93 | 22.67 | 22.22 |
Total Non-Interest Income | 31.54 | 28.78 | 24.7 | 21.43 | 23.8 | 55.3 |
Non-Interest Income Growth | 16.65% | 16.51% | 15.27% | -9.98% | -56.95% | 3.85% |
Revenues Before Loan Losses | 343.73 | 321.47 | 303.16 | 305 | 291.2 | 286.93 |
Provision for Loan Losses | -3.5 | 2.5 | -1.5 | -1.5 | 1 | -9 |
| 347.23 | 318.97 | 304.66 | 306.5 | 290.2 | 295.93 | |
Revenue Growth | 12.51% | 4.70% | -0.60% | 5.62% | -1.94% | 1.17% |
Salaries and Employee Benefits | 105.04 | 99.86 | 98.28 | 102.78 | 98.33 | 95.16 |
Occupancy Expenses | 31.29 | 29.35 | 28.31 | 27.73 | 26.78 | 25.71 |
Federal Deposit Insurance | 13.64 | 14.17 | 14.57 | 13.45 | 9.36 | 9.09 |
Selling, General & Administrative | 30.53 | 28.28 | 29.23 | 35.29 | 32.27 | 32.89 |
Other Non-Interest Expense | 37.28 | 32.61 | 33.95 | 33.87 | 31.4 | 33 |
Total Non-Interest Expense | 217.77 | 204.26 | 204.35 | 213.13 | 198.15 | 195.84 |
EBT Excluding Unusual Items | 129.46 | 114.72 | 100.31 | 93.37 | 92.05 | 100.09 |
Pretax Income | 129.46 | 114.72 | 100.31 | 93.37 | 92.05 | 100.09 |
Income Tax Expense | 27.4 | 23.76 | 20.73 | 18.12 | 17.49 | 19.09 |
Net Income | 102.06 | 90.96 | 79.59 | 75.25 | 74.57 | 81.01 |
Preferred Dividends & Other Adjustments | 1.51 | 1.46 | 1.43 | 1.57 | 1.51 | 1.56 |
Net Income to Common | 100.55 | 89.5 | 78.16 | 73.68 | 73.06 | 79.45 |
Net Income Growth | 22.97% | 14.51% | 6.08% | 0.86% | -8.05% | -2.80% |
Basic Shares Outstanding | 279 | 279 | 278 | 277 | 277 | 277 |
Diluted Shares Outstanding | 280 | 280 | 279 | 279 | 279 | 279 |
Shares Change | 0.12% | 0.22% | 0.20% | -0.04% | 0.04% | 0.28% |
EPS (Basic) | 0.36 | 0.32 | 0.28 | 0.27 | 0.26 | 0.29 |
EPS (Diluted) | 0.36 | 0.32 | 0.28 | 0.26 | 0.26 | 0.29 |
EPS Growth | 24.13% | 14.29% | 7.69% | 0% | -9.45% | -0.98% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Dividend Per Share | 1.130 | 1.130 | 1.130 | 1.130 | 1.130 | 1.123 |
Dividend Growth | 0% | 0% | 0% | 0% | 0.67% | 1.13% |
Effective Tax Rate | 21.16% | 20.71% | 20.66% | 19.40% | 19.00% | 19.07% |