TFS Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
Interest Income on Loans	759.6	706.48	663.69	565.61	395.69
Interest Income on Investments	49.64	56.7	70.39	46.31	13.64
Total Interest Income	809.24	763.18	734.07	611.92	409.33
Interest Paid on Deposits	299.24	308.76	292.73	174.2	76.94
Interest Paid on Borrowings	188.22	161.73	162.89	154.15	64.99
Total Interest Expense	487.46	470.49	455.62	328.35	141.94
Net Interest Income	321.78	292.69	278.46	283.57	267.4
Net Interest Income Growth	9.94%	5.11%	-1.80%	6.05%	15.44%
Other Non-Interest Income	24.53	23.44	21.96	20.93	22.67
Total Non-Interest Income	30	28.78	24.7	21.43	23.8
Non-Interest Income Growth	4.25%	16.51%	15.27%	-9.98%	-56.95%
Revenues Before Loan Losses	351.78	321.47	303.16	305	291.2
Provision for Loan Losses	-2.5	2.5	-1.5	-1.5	1
Revenue	354.28	318.97	304.66	306.5	290.2
Revenue Growth	11.07%	4.70%	-0.60%	5.62%	-1.94%
Salaries and Employee Benefits	120.75	99.86	98.28	102.78	98.33
Occupancy Expenses	32.61	29.35	28.31	27.73	26.78
Federal Deposit Insurance	13.89	14.17	14.57	13.45	9.36
Selling, General & Administrative	18.09	28.28	29.23	35.29	32.27
Other Non-Interest Expense	40.09	32.61	33.95	33.87	31.4
Total Non-Interest Expense	225.43	204.26	204.35	213.13	198.15
EBT Excluding Unusual Items	128.85	114.72	100.31	93.37	92.05
Pretax Income	128.85	114.72	100.31	93.37	92.05
Income Tax Expense	28.14	23.76	20.73	18.12	17.49
Net Income	100.72	90.96	79.59	75.25	74.57
Preferred Dividends & Other Adjustments	-	1.46	1.43	1.57	1.51
Net Income to Common	100.72	89.5	78.16	73.68	73.06
Net Income Growth	12.53%	14.51%	6.08%	0.86%	-8.05%
Basic Shares Outstanding	279	279	278	277	277
Diluted Shares Outstanding	280	280	279	279	279
Shares Change	0.13%	0.22%	0.20%	-0.04%	0.04%
EPS (Basic)	0.36	0.32	0.28	0.27	0.26
EPS (Diluted)	0.35	0.32	0.28	0.26	0.26
EPS Growth	9.38%	14.29%	7.69%	0%	-9.45%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
Dividend Per Share	1.165	1.130	1.130	1.130	1.130
Dividend Growth	3.10%	0%	0%	0%	0.67%
Effective Tax Rate	21.84%	20.71%	20.66%	19.40%	19.00%

SEC Filings: 10-K · 10-Q