The Hanover Insurance Group, Inc. (THG)

NYSE: THG · Real-Time Price · USD

230.09

-2.25 (-0.97%)

At close: Jul 30, 2026, 4:00 PM EDT

227.00

-3.09 (-1.34%)

Pre-market: Jul 31, 2026, 4:27 AM EDT

THG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	6,276	6,161	5,913	5,663	5,252	4,770
Investment Income	489.3	454.4	372.6	332.1	296.3	310.7
Net Gains on Investments	-29.7	-49.1	-81.6	-50.5	-123.2	123
Total Other Revenues	24.8	24.9	28	30.8	26.5	23.9
Revenue	6,764	6,594	6,237	5,994	5,469	5,228
Revenue Growth	5.58%	5.72%	4.07%	9.60%	4.61%	8.35%
Insurance Benefits & Claims	3,737	3,729	3,757	4,135	3,623	3,134
Policy Amortization Costs	1,324	1,285	1,222	1,176	1,093	982.7
Other Operating Expenses	690.4	692.9	686.4	607.7	573.9	555.6
Operating Income	1,014	887	571.9	75.2	178.1	555.3
Interest Expense	-47	-43.2	-34.1	-34.1	-34.1	-34
Total Non-Operating Income (Expense)	-47	-43.2	-34.1	-34.1	-34.1	-34
Pretax Income	966.6	843.8	537.8	41.1	144	521.3
Provision for Income Taxes	159.6	183.1	112.5	7.6	27.2	101.3
Net Income	567	660.7	425.3	33.5	116.8	420
Earnings From Discontinued Operations	1.5	1.8	0.7	1.8	-0.8	2.8
Net Income to Common	755.6	662.5	426	35.3	116	422.8
Net Income Growth	36.07%	55.52%	1106.80%	-69.57%	-72.56%	17.87%
Shares Outstanding (Basic)	35	36	36	36	36	36
Shares Outstanding (Diluted)	36	37	36	36	36	36
Shares Change	-1.37%	0.27%	0.83%	-	-0.82%	-4.46%
EPS (Basic)	21.24	18.50	11.85	0.99	3.28	11.78
EPS (Diluted)	20.95	18.16	11.70	0.98	3.23	11.60
EPS Growth	37.92%	55.21%	1093.88%	-69.66%	-72.16%	23.14%
Free Cash Flow	1,253	1,170	796.2	349.8	704.5	815.7
Free Cash Flow Growth	48.33%	47.00%	127.62%	-50.35%	-13.63%	17.76%
Free Cash Flow Per Share	34.76	32.07	21.87	9.69	19.52	22.41
Dividends Per Share	3.750	3.650	3.450	3.280	3.060	2.850
Dividend Growth	5.63%	5.80%	5.18%	7.19%	7.37%	7.55%
Operating Margin	14.98%	13.45%	9.17%	1.25%	3.26%	10.62%
Profit Margin	8.38%	10.02%	6.82%	0.56%	2.14%	8.03%
FCF Margin	18.52%	17.75%	12.76%	5.84%	12.88%	15.60%
EBITDA	1,008	882.4	573.4	81.5	191	572.2
EBITDA Margin	14.91%	13.38%	9.19%	1.36%	3.49%	10.95%
EBIT	1,014	887	571.9	75.2	178.1	555.3
EBIT Margin	14.98%	13.45%	9.17%	1.25%	3.26%	10.62%
Effective Tax Rate	16.51%	21.70%	20.92%	18.49%	18.89%	19.43%

SEC Filings: 10-K · 10-Q