The Hanover Insurance Group, Inc. (THG)
NYSE: THG · Real-Time Price · USD
244.98
+2.08 (0.86%)
Nov 9, 2026, 3:21 PM EST - Market open
THG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 6,336 | 6,161 | 5,913 | 5,663 | 5,252 | 4,770 |
Total Interest & Dividend Income | 470.5 | 427.3 | 352 | 302.1 | 260.6 | 242.5 |
Gain (Loss) on Sale of Investments | -30.3 | -46 | -75.8 | -32.5 | -106.5 | 123 |
Other Revenue | 58.4 | 52 | 48.6 | 60.8 | 62.2 | 92.1 |
| 6,835 | 6,594 | 6,237 | 5,994 | 5,469 | 5,228 | |
Revenue Growth | 5.04% | 5.72% | 4.07% | 9.60% | 4.61% | 8.35% |
Policy Benefits | 3,800 | 3,729 | 3,757 | 4,135 | 3,623 | 3,134 |
Policy Acquisition & Underwriting Costs | 1,343 | 1,285 | 1,222 | 1,176 | 1,093 | 982.7 |
Other Operating Expenses | 687.5 | 692.9 | 686.4 | 607.7 | 573.9 | 555.6 |
Total Operating Expenses | 5,830 | 5,707 | 5,666 | 5,918 | 5,291 | 4,673 |
Operating Income | 1,005 | 887 | 571.9 | 75.2 | 178.1 | 555.3 |
Interest Expense | -45.4 | -43.2 | -34.1 | -34.1 | -34.1 | -34 |
EBT Excluding Unusual Items | 959.8 | 843.8 | 537.8 | 41.1 | 144 | 521.3 |
Pretax Income | 959.8 | 843.8 | 537.8 | 41.1 | 144 | 521.3 |
Income Tax Expense | 212.3 | 183.1 | 112.5 | 7.6 | 27.2 | 101.3 |
Earnings From Continuing Ops. | 747.5 | 660.7 | 425.3 | 33.5 | 116.8 | 420 |
Earnings From Discontinued Ops. | 2 | 1.8 | 0.7 | 1.8 | -0.8 | 2.8 |
Net Income | 749.5 | 662.5 | 426 | 35.3 | 116 | 422.8 |
Net Income to Common | 749.5 | 662.5 | 426 | 35.3 | 116 | 422.8 |
Net Income Growth | 18.61% | 55.52% | 1106.80% | -69.57% | -72.56% | 17.87% |
Shares Outstanding (Basic) | 35 | 36 | 36 | 36 | 36 | 36 |
Shares Outstanding (Diluted) | 36 | 37 | 36 | 36 | 36 | 36 |
Shares Change | -1.58% | 0.27% | 0.83% | - | -0.82% | -4.46% |
EPS (Basic) | 21.34 | 18.51 | 11.87 | 0.99 | 3.26 | 11.78 |
EPS (Diluted) | 20.89 | 18.17 | 11.70 | 0.98 | 3.21 | 11.60 |
EPS Growth | 20.66% | 55.30% | 1093.97% | -69.45% | -72.34% | 23.11% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,222 | 1,171 | 795.6 | 349.8 | 704.5 | 815.7 |
Free Cash Flow Per Share | 34.03 | 32.07 | 21.86 | 9.69 | 19.52 | 22.41 |
Dividend Per Share | 3.800 | 3.650 | 3.450 | 3.280 | 3.060 | 2.850 |
Dividend Growth | 5.56% | 5.80% | 5.18% | 7.19% | 7.37% | 7.55% |
Operating Margin | 14.71% | 13.45% | 9.17% | 1.26% | 3.26% | 10.62% |
Profit Margin | 10.97% | 10.05% | 6.83% | 0.59% | 2.12% | 8.09% |
Free Cash Flow Margin | 17.88% | 17.75% | 12.75% | 5.84% | 12.88% | 15.60% |
EBITDA | - | 888.5 | 573.4 | 81.5 | 191 | 572.2 |
EBITDA Margin | - | 13.47% | 9.19% | 1.36% | 3.49% | 10.95% |
D&A For EBITDA | - | 1.5 | 1.5 | 6.3 | 12.9 | 16.9 |
EBIT | 1,005 | 887 | 571.9 | 75.2 | 178.1 | 555.3 |
EBIT Margin | 14.71% | 13.45% | 9.17% | 1.26% | 3.26% | 10.62% |
Effective Tax Rate | 22.12% | 21.70% | 20.92% | 18.49% | 18.89% | 19.43% |
Revenue as Reported | 6,835 | 6,594 | 6,237 | 5,994 | 5,469 | 5,228 |