TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
57.21
-0.89 (-1.53%)
Nov 5, 2026, 1:11 PM EST - Market open
TrustCo Bank Corp NY Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 597.32 | 730.43 | 641.81 | 578 | 650.6 | 1,150 |
Investment Securities | 97.34 | 104.13 | 145.06 | 214.61 | 221.2 | 136.92 |
Mortgage-Backed Securities | 200.33 | 210.63 | 218.49 | 244.14 | 268.02 | 280.72 |
Total Investments | 297.66 | 314.76 | 363.55 | 458.75 | 489.22 | 417.64 |
Gross Loans | 5,454 | 5,252 | 5,098 | 5,003 | 4,733 | 4,439 |
Allowance for Loan Losses | -55.16 | -52.21 | -50.25 | -48.58 | -46.03 | -44.27 |
Net Loans | 5,399 | 5,200 | 5,048 | 4,954 | 4,687 | 4,395 |
Property, Plant & Equipment | 74.98 | 74.35 | 70.41 | 74.55 | 77.28 | 81.12 |
Accrued Interest Receivable | - | - | - | - | 11.49 | 9.1 |
Restricted Cash | - | - | - | - | - | 69.6 |
Other Real Estate Owned & Foreclosed | 1.18 | 1.39 | 2.17 | 0.19 | 2.06 | 0.36 |
Other Long-Term Assets | 117.04 | 112.92 | 106.48 | 96.19 | 76.43 | 68.75 |
Total Assets | 6,494 | 6,441 | 6,239 | 6,168 | 6,000 | 6,197 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 45.33 | 38.35 | 44.68 | 36.97 | 32.68 | 29.88 |
Interest Bearing Deposits | 4,867 | 4,140 | 4,068 | 4,122 | 4,105 | 4,312 |
Institutional Deposits | - | 602.6 | 561.3 | 474.4 | 250 | 161.5 |
Non-Interest Bearing Deposits | 817.56 | 814.91 | 762.1 | 754.53 | 838.15 | 794.88 |
Total Deposits | 5,684 | 5,557 | 5,391 | 5,351 | 5,193 | 5,268 |
Short-Term Borrowings | 98.11 | 120.05 | 84.78 | 88.99 | 122.7 | 244.69 |
Current Portion of Leases | - | 8.05 | - | - | - | - |
Long-Term Leases | 35.08 | 28.35 | 40.16 | 44.47 | 48.98 | 52.72 |
Other Long-Term Liabilities | - | 1.9 | 1.8 | 1.7 | 2.9 | - |
Total Liabilities | 5,863 | 5,754 | 5,562 | 5,523 | 5,400 | 5,595 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 20.12 | 20.12 | 20.1 | 20.06 | 20.06 | 20.05 |
Additional Paid-In Capital | 261.76 | 260.33 | 258.87 | 257.18 | 257.08 | 256.66 |
Retained Earnings | 510.68 | 480 | 446.5 | 425.07 | 393.83 | 349.06 |
Treasury Stock | -161.31 | -83.88 | -45.27 | -43.79 | -43.79 | -36.78 |
Comprehensive Income & Other | 0.08 | 10.02 | -3.86 | -13.24 | -27.19 | 12.15 |
Shareholders' Equity | 631.33 | 686.59 | 676.34 | 645.29 | 599.99 | 601.13 |
Total Liabilities & Equity | 6,494 | 6,441 | 6,239 | 6,168 | 6,000 | 6,197 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 133.18 | 156.45 | 124.94 | 133.46 | 171.68 | 297.41 |
Net Cash (Debt) | 464.13 | 573.98 | 516.87 | 444.54 | 478.92 | 852.46 |
Net Cash Growth | -17.06% | 11.05% | 16.27% | -7.18% | -43.82% | 9.56% |
Net Cash Per Share | 26.33 | 30.55 | 27.15 | 23.37 | 25.03 | 44.25 |
Filing Date Shares Outstanding | 16.53 | 17.71 | 19.02 | 19.02 | 19.02 | 19.22 |
Total Common Shares Outstanding | 16.53 | 18.03 | 19.02 | 19.02 | 19.02 | 19.22 |
Book Value Per Share | 38.20 | 38.08 | 35.56 | 33.92 | 31.54 | 31.28 |
Tangible Book Value | 631.33 | 686.59 | 676.34 | 645.29 | 599.99 | 601.13 |
Tangible Book Value Per Share | 38.20 | 38.08 | 35.56 | 33.92 | 31.54 | 31.28 |