TrustCo Bank Corp NY Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	63.15	61.14	48.83	58.65	75.23	61.52
Depreciation & Amortization	10.27	11.46	11.44	10.79	10.55	10.6
Provision for Credit Losses	2.25	1.6	2	1.25	-0.34	-5.45
Stock-Based Compensation	1.44	1.27	0.72	0.1	-	-
Other Adjustments	2.07	5.65	1.87	3.78	6.01	3.62
Changes in Accrued Interest and Accounts Receivable	-0.68	-0.64	0.49	-2.19	-2.39	0.93
Changes in Accounts Payable	0.12	-0.17	0.2	3.01	0.44	-0.31
Changes in Other Operating Activities	-11.87	-22.71	-6.11	-11.25	-10.88	-15.55
Operating Cash Flow	68.14	57.6	59.44	64.13	78.63	55.37
Operating Cash Flow Growth	34.06%	-3.09%	-7.31%	-18.44%	42.01%	-10.93%
Net Change in Loans Held-for-Investment	-174.06	-154.2	-97.99	-269.95	-296.34	-194.68
Net Change in Securities and Investments	-1.69	60.86	98.09	39.63	-117.56	21.49
Capital Expenditures	-8.96	-11.87	-4.88	-5.67	-3.79	-2.84
Sale of Property, Plant & Equipment	0.27	0.53	1.04	2.4	1.06	0.77
Investing Cash Flow	-152.67	-104.67	-3.75	-233.59	-416.63	-175.26
Net Change in Deposits	155.68	166.43	40.21	157.97	-75.32	230.94
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	30.66	35.27	-4.21	-33.71	-121.99	29.93
Issuance of Common Stock	-	0.02	0.1	-	0.43	0.26
Repurchase of Common Stock	-62.04	-38.43	-0.57	-	-7	-2.39
Net Common Stock Issued (Repurchased)	-62.04	-38.4	-0.47	-	-6.58	-2.13
Common Dividends Paid	-27.53	-27.62	-27.41	-27.39	-26.99	-26.28
Other Financing Activities	-	-	-	-	-	-0.2
Financing Cash Flow	96.5	135.69	8.12	96.87	-230.87	232.26
Net Cash Flow	11.97	88.62	63.81	-72.6	-568.87	112.37
Free Cash Flow	59.18	45.74	54.56	58.46	74.84	52.53
Free Cash Flow Growth	29.40%	-16.17%	-6.68%	-21.88%	42.49%	-9.95%
FCF Margin	31.17%	24.55%	32.14%	30.95%	37.47%	28.58%
Free Cash Flow Per Share	3.20	2.43	2.87	3.07	3.91	2.73

SEC Filings: 10-K · 10-Q