TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
57.21
-0.89 (-1.53%)
Nov 5, 2026, 1:11 PM EST - Market open
TrustCo Bank Corp NY Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 61.14 | 48.83 | 58.65 | 75.23 | 61.52 |
Depreciation & Amortization | 11.46 | 11.44 | 10.79 | 10.55 | 10.6 |
Gain (Loss) on Sale of Assets | 0.09 | -0.22 | -0.25 | -0.44 | -0.22 |
Gain (Loss) on Sale of Investments | 0.88 | -0.25 | 1.73 | 2.27 | 3.96 |
Total Asset Writedown | 0.55 | 0.35 | 0.14 | 0.07 | 0.12 |
Provision for Credit Losses | 1.6 | 2 | 1.25 | -0.34 | -5.45 |
Accrued Interest Receivable | -0.64 | 0.49 | -2.19 | -2.39 | 0.93 |
Change in Income Taxes | -3.87 | 6.35 | -0.08 | 4.91 | -0.15 |
Change in Other Net Operating Assets | -18.84 | -12.46 | -11.17 | -15.78 | -15.4 |
Other Operating Activities | 4.13 | 1.99 | 2.16 | 4.11 | -0.24 |
Operating Cash Flow | 57.6 | 59.44 | 64.13 | 78.63 | 55.37 |
Operating Cash Flow Growth | -3.09% | -7.31% | -18.44% | 42.01% | -10.93% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -11.87 | -4.88 | -5.67 | -3.79 | -2.84 |
Sale of Property, Plant and Equipment | - | 0.71 | - | 0.47 | 0.01 |
Investment in Securities | 60.96 | 98.39 | 40.03 | -117.36 | 21.59 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -154.2 | -97.99 | -269.95 | -296.34 | -194.68 |
Other Investing Activities | -0.09 | -0.3 | -0.41 | -0.19 | -0.1 |
Investing Cash Flow | -104.67 | -3.75 | -233.59 | -416.63 | -175.26 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 35.27 | - | - | - | 29.93 |
Total Debt Issued | 35.27 | - | - | - | 29.93 |
Short-Term Debt Repaid | - | -4.21 | -33.71 | -121.99 | - |
Total Debt Repaid | - | -4.21 | -33.71 | -121.99 | - |
Net Debt Issued (Repaid) | 35.27 | -4.21 | -33.71 | -121.99 | 29.93 |
Issuance of Common Stock | 0.02 | 0.1 | - | 0.43 | 0.26 |
Repurchase of Common Stock | -38.43 | -0.57 | - | -7 | -2.59 |
Common Dividends Paid | -27.62 | -27.41 | -27.39 | -26.99 | -26.28 |
Net Increase (Decrease) in Deposit Accounts | 166.43 | 40.21 | 157.97 | -75.32 | 230.94 |
Financing Cash Flow | 135.69 | 8.12 | 96.87 | -230.87 | 232.26 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 88.62 | 63.81 | -72.6 | -568.87 | 112.37 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 45.74 | 54.56 | 58.46 | 74.84 | 52.53 |
Free Cash Flow Growth | -16.17% | -6.68% | -21.88% | 42.49% | -9.95% |
Free Cash Flow Margin | 24.55% | 32.14% | 30.95% | 37.47% | 28.58% |
Free Cash Flow Per Share | 2.43 | 2.87 | 3.07 | 3.91 | 2.73 |