TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
49.04
+0.63 (1.30%)
May 14, 2026, 4:00 PM EDT - Market closed

TrustCo Bank Corp NY Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
63.1561.1448.8358.6575.2361.52
Depreciation & Amortization
10.2711.4611.4410.7910.5510.6
Provision for Credit Losses
2.251.621.25-0.34-5.45
Stock-Based Compensation
1.441.270.720.1--
Other Adjustments
2.225.651.873.786.013.62
Changes in Accrued Interest and Accounts Receivable
-0.68-0.640.49-2.19-2.390.93
Changes in Accounts Payable
0.12-0.170.23.010.44-0.31
Changes in Other Operating Activities
-11.87-22.71-6.11-11.25-10.88-15.55
Operating Cash Flow
68.1457.659.4464.1378.6355.37
Operating Cash Flow Growth
34.06%-3.09%-7.31%-18.44%42.01%-10.93%
Net Change in Loans Held-for-Investment
-174.06-154.2-97.99-269.95-296.34-194.68
Net Change in Securities and Investments
-1.6960.8698.0939.63-117.5621.49
Capital Expenditures
-8.96-11.87-4.88-5.67-3.79-2.84
Sale of Property, Plant & Equipment
0.270.531.042.41.060.77
Investing Cash Flow
-152.67-104.67-3.75-233.59-416.63-175.26
Net Change in Deposits
155.68166.4340.21157.97-75.32230.94
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
30.6635.27-4.21-33.71-121.9929.93
Issuance of Common Stock
-0.020.1-0.430.26
Repurchase of Common Stock
-62.32-38.43-0.57--7-2.39
Net Common Stock Issued (Repurchased)
-62.32-38.4-0.47--6.58-2.13
Common Dividends Paid
-27.53-27.62-27.41-27.39-26.99-26.28
Other Financing Activities
------0.2
Financing Cash Flow
96.5135.698.1296.87-230.87232.26
Net Cash Flow
11.9788.6263.81-72.6-568.87112.37
Free Cash Flow
59.1845.7454.5658.4674.8452.53
Free Cash Flow Growth
29.40%-16.17%-6.68%-21.88%42.49%-9.95%
FCF Margin
31.17%24.55%32.14%30.95%37.47%28.58%
Free Cash Flow Per Share
3.202.432.873.073.912.73
Levered Free Cash Flow
52.0337.2249.9753.3369.1754.35
Unlevered Free Cash Flow
-11.12-23.921.13-5.32-6.06-7.17
Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q