TrustCo Bank Corp NY (TRST)

TrustCo Bank Corp NY Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	765	745	634	591	715	640
Market Cap Growth	33.92%	17.61%	7.25%	-17.40%	11.70%	-0.46%
Enterprise Value	190.58	745.14	633.55	590.71	715.13	640.22
Last Close Price	43.17	41.33	33.31	31.05	37.59	33.31
PE Ratio	13.28	12.72	12.96	10.08	9.56	10.44
Forward PE	-	13.58	13.58	11.37	9.47	11.33
PEG Ratio	-	2.91	2.91	2.91	2.91	2.91
PS Ratio	4.10	4.00	3.73	3.13	3.58	3.48
PB Ratio	1.13	1.09	0.94	0.92	1.19	1.07
P/TBV Ratio	1.18	1.13	0.94	0.92	1.20	1.07
P/FCF Ratio	16.72	16.29	11.61	10.10	9.56	12.19
P/OCF Ratio	13.27	12.94	10.66	9.21	9.10	11.56
EV/Sales Ratio	1.02	4.00	3.73	3.13	3.58	3.48
EV/EBITDA Ratio	-	65.02	55.40	54.77	67.77	60.39
EV/FCF Ratio	4.17	16.29	11.61	10.10	9.56	12.19
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03
Return on Equity (ROE)	8.97%	8.97%	7.39%	9.42%	12.53%	10.52%
Earnings Yield	8.00%	7.86%	7.72%	9.92%	10.45%	9.58%
FCF Yield	5.98%	6.14%	8.61%	9.90%	10.47%	8.20%
Dividend Yield	3.50%	3.56%	4.33%	4.64%	3.75%	4.10%
Payout Ratio	46.15%	45.18%	56.13%	46.70%	35.88%	42.72%
Buyback Yield / Dilution	5.15%	5.15%	0.07%	0.00%	0.92%	0.33%
Total Shareholder Return	8.66%	8.72%	4.40%	4.64%	4.67%	4.43%

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q