TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $788.47 million. The enterprise value is $214.49 million.
Important Dates
The next estimated earnings date is Monday, April 20, 2026, after market close.
| Earnings Date | Apr 20, 2026 |
| Ex-Dividend Date | Mar 6, 2026 |
Share Statistics
TRST has 17.71 million shares outstanding. The number of shares has decreased by -1.30% in one year.
| Current Share Class | 17.71M |
| Shares Outstanding | 17.71M |
| Shares Change (YoY) | -1.30% |
| Shares Change (QoQ) | -2.54% |
| Owned by Insiders (%) | 3.75% |
| Owned by Institutions (%) | 81.04% |
| Float | 17.04M |
Valuation Ratios
The trailing PE ratio is 13.70.
| PE Ratio | 13.70 |
| Forward PE | n/a |
| PS Ratio | 4.23 |
| Forward PS | n/a |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.15 |
| P/FCF Ratio | 17.24 |
| P/OCF Ratio | 13.69 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.51 |
| EV / Sales | 1.15 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.69 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.97%.
| Return on Equity (ROE) | 8.97% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.19% |
| Revenue Per Employee | $227,495 |
| Profits Per Employee | $74,648 |
| Employee Count | 819 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $19.68 million in taxes.
| Income Tax | 19.68M |
| Effective Tax Rate | 24.35% |
Stock Price Statistics
The stock price has increased by +45.49% in the last 52 weeks. The beta is 0.58, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +45.49% |
| 50-Day Moving Average | 44.12 |
| 200-Day Moving Average | 39.67 |
| Relative Strength Index (RSI) | 57.49 |
| Average Volume (20 Days) | 150,696 |
Short Selling Information
The latest short interest is 599,874, so 3.39% of the outstanding shares have been sold short.
| Short Interest | 599,874 |
| Short Previous Month | 495,117 |
| Short % of Shares Out | 3.39% |
| Short % of Float | 3.52% |
| Short Ratio (days to cover) | 4.65 |
Income Statement
In the last 12 months, TRST had revenue of $186.32 million and earned $61.14 million in profits. Earnings per share was $3.25.
| Revenue | 186.32M |
| Gross Profit | 186.32M |
| Operating Income | 86.04M |
| Pretax Income | 80.81M |
| Net Income | 61.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.25 |
Full Income StatementBalance Sheet
The company has $730.43 million in cash and $156.45 million in debt, with a net cash position of $573.98 million or $32.41 per share.
| Cash & Cash Equivalents | 730.43M |
| Total Debt | 156.45M |
| Net Cash | 573.98M |
| Net Cash Per Share | $32.41 |
| Equity (Book Value) | 686.59M |
| Book Value Per Share | 38.08 |
| Working Capital | -4.99B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $57.60 million and capital expenditures -$11.87 million, giving a free cash flow of $45.74 million.
| Operating Cash Flow | 57.60M |
| Capital Expenditures | -11.87M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 35.27M |
| Free Cash Flow | 45.74M |
| FCF Per Share | $2.58 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.18% |
| Pretax Margin | 43.37% |
| Profit Margin | 32.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.55% |
