TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $782.46 million. The enterprise value is $208.48 million.
Important Dates
The last earnings date was Wednesday, January 21, 2026, after market close.
| Earnings Date | Jan 21, 2026 |
| Ex-Dividend Date | Dec 5, 2025 |
Share Statistics
TRST has 18.03 million shares outstanding. The number of shares has decreased by -1.30% in one year.
| Current Share Class | 18.03M |
| Shares Outstanding | 18.03M |
| Shares Change (YoY) | -1.30% |
| Shares Change (QoQ) | -2.54% |
| Owned by Insiders (%) | 3.69% |
| Owned by Institutions (%) | 79.85% |
| Float | 17.35M |
Valuation Ratios
The trailing PE ratio is 13.35.
| PE Ratio | 13.35 |
| Forward PE | n/a |
| PS Ratio | 4.37 |
| Forward PS | n/a |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.14 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.41 |
| EV / Sales | 1.12 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.97%.
| Return on Equity (ROE) | 8.97% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.45% |
| Revenue Per Employee | $250,764 |
| Profits Per Employee | $82,284 |
| Employee Count | 743 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $19.68 million in taxes.
| Income Tax | 19.68M |
| Effective Tax Rate | 24.35% |
Stock Price Statistics
The stock price has increased by +35.40% in the last 52 weeks. The beta is 0.64, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +35.40% |
| 50-Day Moving Average | 42.64 |
| 200-Day Moving Average | 36.83 |
| Relative Strength Index (RSI) | 53.78 |
| Average Volume (20 Days) | 88,241 |
Short Selling Information
The latest short interest is 417,011, so 2.31% of the outstanding shares have been sold short.
| Short Interest | 417,011 |
| Short Previous Month | 436,523 |
| Short % of Shares Out | 2.31% |
| Short % of Float | 2.40% |
| Short Ratio (days to cover) | 4.65 |
Income Statement
In the last 12 months, TRST had revenue of $186.32 million and earned $61.14 million in profits. Earnings per share was $3.25.
| Revenue | 186.32M |
| Gross Profit | 186.32M |
| Operating Income | 86.04M |
| Pretax Income | 80.81M |
| Net Income | 61.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.25 |
Full Income StatementBalance Sheet
The company has $730.43 million in cash and $156.45 million in debt, with a net cash position of $573.98 million or $31.84 per share.
| Cash & Cash Equivalents | 730.43M |
| Total Debt | 156.45M |
| Net Cash | 573.98M |
| Net Cash Per Share | $31.84 |
| Equity (Book Value) | 686.59M |
| Book Value Per Share | 38.08 |
| Working Capital | -4.99B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 46.18% |
| Pretax Margin | 43.37% |
| Profit Margin | 32.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
