TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $638.18 million. The enterprise value is $248.13 million.
Important Dates
The next estimated earnings date is Tuesday, January 21, 2025, after market close.
| Earnings Date | Jan 21, 2025 |
| Ex-Dividend Date | Dec 6, 2024 |
Share Statistics
TRST has 19.01 million shares outstanding. The number of shares has increased by 0.01% in one year.
| Current Share Class | 19.01M |
| Shares Outstanding | 19.01M |
| Shares Change (YoY) | +0.01% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 3.27% |
| Owned by Institutions (%) | 71.19% |
| Float | 18.37M |
Valuation Ratios
The trailing PE ratio is 13.54.
| PE Ratio | 13.54 |
| Forward PE | n/a |
| PS Ratio | 3.79 |
| Forward PS | 3.41 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 11.13 |
| P/OCF Ratio | 10.14 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.23 |
| EV / Sales | 1.47 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.33 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.32 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.33%.
| Return on Equity (ROE) | 7.33% |
| Return on Assets (ROA) | 0.78% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $208,655 |
| Profits Per Employee | $58,663 |
| Employee Count | 808 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $14.80 million in taxes.
| Income Tax | 14.80M |
| Effective Tax Rate | 23.79% |
Stock Price Statistics
The stock price has increased by +7.87% in the last 52 weeks. The beta is 0.85, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.85 |
| 52-Week Price Change | +7.87% |
| 50-Day Moving Average | 35.36 |
| 200-Day Moving Average | 31.29 |
| Relative Strength Index (RSI) | 34.95 |
| Average Volume (20 Days) | 117,207 |
Short Selling Information
The latest short interest is 93,247, so 0.49% of the outstanding shares have been sold short.
| Short Interest | 93,247 |
| Short Previous Month | 115,909 |
| Short % of Shares Out | 0.49% |
| Short % of Float | 0.51% |
| Short Ratio (days to cover) | 2.90 |
Income Statement
In the last 12 months, TRST had revenue of $168.59 million and earned $47.40 million in profits. Earnings per share was $2.48.
| Revenue | 168.59M |
| Gross Profit | 168.59M |
| Operating Income | 66.57M |
| Pretax Income | 64.53M |
| Net Income | 47.40M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.48 |
Full Income StatementBalance Sheet
The company has $522.97 million in cash and $132.92 million in debt, giving a net cash position of $390.05 million or $20.52 per share.
| Cash & Cash Equivalents | 522.97M |
| Total Debt | 132.92M |
| Net Cash | 390.05M |
| Net Cash Per Share | $20.52 |
| Equity (Book Value) | 669.02M |
| Book Value Per Share | 35.19 |
| Working Capital | -4.87B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $62.92 million and capital expenditures -$5.58 million, giving a free cash flow of $57.34 million.
| Operating Cash Flow | 62.92M |
| Capital Expenditures | -5.58M |
| Free Cash Flow | 57.34M |
| FCF Per Share | $3.02 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.49% |
| Pretax Margin | 36.89% |
| Profit Margin | 28.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.01% |