TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
30.48
-0.02 (-0.07%)
At close: Mar 31, 2025, 4:00 PM
30.23
-0.25 (-0.82%)
After-hours: Mar 31, 2025, 4:44 PM EDT

TrustCo Bank Corp NY Statistics

Total Valuation

TRST has a market cap or net worth of $579.72 million. The enterprise value is $62.85 million.

Market Cap 579.72M
Enterprise Value 62.85M

Important Dates

The next estimated earnings date is Monday, April 21, 2025, after market close.

Earnings Date Apr 21, 2025
Ex-Dividend Date Mar 7, 2025

Share Statistics

TRST has 19.02 million shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class 19.02M
Shares Outstanding 19.02M
Shares Change (YoY) +0.06%
Shares Change (QoQ) +0.05%
Owned by Insiders (%) 3.27%
Owned by Institutions (%) 73.78%
Float 18.38M

Valuation Ratios

The trailing PE ratio is 11.87.

PE Ratio 11.87
Forward PE n/a
PS Ratio 3.41
Forward PS 3.02
PB Ratio 0.86
P/TBV Ratio 0.86
P/FCF Ratio 10.63
P/OCF Ratio 9.75
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 1.29
EV / Sales 0.37
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 1.15

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.29
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.39%.

Return on Equity (ROE) 7.39%
Return on Assets (ROA) 0.79%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $214,631
Profits Per Employee $61,736
Employee Count 791
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TRST has paid $15.21 million in taxes.

Income Tax 15.21M
Effective Tax Rate 23.75%

Stock Price Statistics

The stock price has increased by +8.24% in the last 52 weeks. The beta is 0.81, so TRST's price volatility has been lower than the market average.

Beta (5Y) 0.81
52-Week Price Change +8.24%
50-Day Moving Average 31.89
200-Day Moving Average 32.80
Relative Strength Index (RSI) 42.52
Average Volume (20 Days) 97,713

Short Selling Information

The latest short interest is 229,417, so 1.21% of the outstanding shares have been sold short.

Short Interest 229,417
Short Previous Month 215,798
Short % of Shares Out 1.21%
Short % of Float 1.25%
Short Ratio (days to cover) 2.90

Income Statement

In the last 12 months, TRST had revenue of $169.77 million and earned $48.83 million in profits. Earnings per share was $2.57.

Revenue 169.77M
Gross Profit 169.77M
Operating Income 68.93M
Pretax Income 64.53M
Net Income 48.83M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.57
Full Income Statement

Balance Sheet

The company has $641.81 million in cash and $124.94 million in debt, giving a net cash position of $516.87 million or $27.18 per share.

Cash & Cash Equivalents 641.81M
Total Debt 124.94M
Net Cash 516.87M
Net Cash Per Share $27.18
Equity (Book Value) 676.34M
Book Value Per Share 35.56
Working Capital -4.88B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $59.44 million and capital expenditures -$4.88 million, giving a free cash flow of $54.56 million.

Operating Cash Flow 59.44M
Capital Expenditures -4.88M
Free Cash Flow 54.56M
FCF Per Share $2.87
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.60%
Pretax Margin 37.72%
Profit Margin 28.76%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 32.14%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.72%.

Dividend Per Share $1.44
Dividend Yield 4.72%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 56.08%
Buyback Yield -0.06%
Shareholder Yield 4.66%
Earnings Yield 8.42%
FCF Yield 9.41%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 28, 2021. It was a reverse split with a ratio of 0.2:1.

Last Split Date May 28, 2021
Split Type Reverse
Split Ratio 0.2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4