TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $579.72 million. The enterprise value is $62.85 million.
Important Dates
The next estimated earnings date is Monday, April 21, 2025, after market close.
| Earnings Date | Apr 21, 2025 |
| Ex-Dividend Date | Mar 7, 2025 |
Share Statistics
TRST has 19.02 million shares outstanding. The number of shares has increased by 0.06% in one year.
| Current Share Class | 19.02M |
| Shares Outstanding | 19.02M |
| Shares Change (YoY) | +0.06% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 3.27% |
| Owned by Institutions (%) | 73.78% |
| Float | 18.38M |
Valuation Ratios
The trailing PE ratio is 11.87.
| PE Ratio | 11.87 |
| Forward PE | n/a |
| PS Ratio | 3.41 |
| Forward PS | 3.02 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 0.86 |
| P/FCF Ratio | 10.63 |
| P/OCF Ratio | 9.75 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.29 |
| EV / Sales | 0.37 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.29 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.39%.
| Return on Equity (ROE) | 7.39% |
| Return on Assets (ROA) | 0.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $214,631 |
| Profits Per Employee | $61,736 |
| Employee Count | 791 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $15.21 million in taxes.
| Income Tax | 15.21M |
| Effective Tax Rate | 23.75% |
Stock Price Statistics
The stock price has increased by +8.24% in the last 52 weeks. The beta is 0.81, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | +8.24% |
| 50-Day Moving Average | 31.89 |
| 200-Day Moving Average | 32.80 |
| Relative Strength Index (RSI) | 42.52 |
| Average Volume (20 Days) | 97,713 |
Short Selling Information
The latest short interest is 229,417, so 1.21% of the outstanding shares have been sold short.
| Short Interest | 229,417 |
| Short Previous Month | 215,798 |
| Short % of Shares Out | 1.21% |
| Short % of Float | 1.25% |
| Short Ratio (days to cover) | 2.90 |
Income Statement
In the last 12 months, TRST had revenue of $169.77 million and earned $48.83 million in profits. Earnings per share was $2.57.
| Revenue | 169.77M |
| Gross Profit | 169.77M |
| Operating Income | 68.93M |
| Pretax Income | 64.53M |
| Net Income | 48.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.57 |
Full Income StatementBalance Sheet
The company has $641.81 million in cash and $124.94 million in debt, giving a net cash position of $516.87 million or $27.18 per share.
| Cash & Cash Equivalents | 641.81M |
| Total Debt | 124.94M |
| Net Cash | 516.87M |
| Net Cash Per Share | $27.18 |
| Equity (Book Value) | 676.34M |
| Book Value Per Share | 35.56 |
| Working Capital | -4.88B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $59.44 million and capital expenditures -$4.88 million, giving a free cash flow of $54.56 million.
| Operating Cash Flow | 59.44M |
| Capital Expenditures | -4.88M |
| Free Cash Flow | 54.56M |
| FCF Per Share | $2.87 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.60% |
| Pretax Margin | 37.72% |
| Profit Margin | 28.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.14% |