TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
40.50
+0.42 (1.05%)
Sep 4, 2025, 3:24 PM - Market open

TrustCo Bank Corp NY Statistics

Total Valuation

TRST has a market cap or net worth of $763.47 million. The enterprise value is $164.34 million.

Market Cap763.47M
Enterprise Value 164.34M

Important Dates

The next estimated earnings date is Monday, October 20, 2025, after market close.

Earnings Date Oct 20, 2025
Ex-Dividend Date Sep 5, 2025

Share Statistics

TRST has 18.85 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class 18.85M
Shares Outstanding 18.85M
Shares Change (YoY) +0.01%
Shares Change (QoQ) -0.26%
Owned by Insiders (%) 3.17%
Owned by Institutions (%) 77.01%
Float 18.24M

Valuation Ratios

The trailing PE ratio is 14.26.

PE Ratio 14.26
Forward PE n/a
PS Ratio 4.30
Forward PS 7.68
PB Ratio 1.09
P/TBV Ratio 1.09
P/FCF Ratio 15.36
P/OCF Ratio 12.78
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 3.07
EV / Sales 0.93
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 3.34

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.47
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.93%.

Return on Equity (ROE) 7.93%
Return on Assets (ROA) 0.86%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $223,777
Profits Per Employee $67,598
Employee Count791
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TRST has paid $16.62 million in taxes.

Income Tax 16.62M
Effective Tax Rate 23.71%

Stock Price Statistics

The stock price has increased by +16.48% in the last 52 weeks. The beta is 0.72, so TRST's price volatility has been lower than the market average.

Beta (5Y) 0.72
52-Week Price Change +16.48%
50-Day Moving Average 35.43
200-Day Moving Average 33.06
Relative Strength Index (RSI) 82.87
Average Volume (20 Days) 127,284

Short Selling Information

The latest short interest is 310,247, so 1.65% of the outstanding shares have been sold short.

Short Interest 310,247
Short Previous Month 293,638
Short % of Shares Out 1.65%
Short % of Float 1.70%
Short Ratio (days to cover) 3.22

Income Statement

In the last 12 months, TRST had revenue of $177.01 million and earned $53.47 million in profits. Earnings per share was $2.81.

Revenue177.01M
Gross Profit 177.01M
Operating Income 75.87M
Pretax Income 64.53M
Net Income 53.47M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.81
Full Income Statement

Balance Sheet

The company has $713.59 million in cash and $121.72 million in debt, giving a net cash position of $591.87 million or $31.40 per share.

Cash & Cash Equivalents 713.59M
Total Debt 121.72M
Net Cash 591.87M
Net Cash Per Share $31.40
Equity (Book Value) 692.81M
Book Value Per Share 36.75
Working Capital -4.90B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $59.16 million and capital expenditures -$9.94 million, giving a free cash flow of $49.22 million.

Operating Cash Flow 59.16M
Capital Expenditures -9.94M
Free Cash Flow 49.22M
FCF Per Share $2.61
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.86%
Pretax Margin 39.60%
Profit Margin 30.21%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 27.81%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.56%.

Dividend Per Share $1.44
Dividend Yield 3.56%
Dividend Growth (YoY) 1.39%
Years of Dividend Growth n/a
Payout Ratio 51.96%
Buyback Yield -0.01%
Shareholder Yield 3.58%
Earnings Yield 7.07%
FCF Yield 6.51%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 28, 2021. It was a reverse split with a ratio of 1:5.

Last Split Date May 28, 2021
Split Type Reverse
Split Ratio 1:5

Scores

Altman Z-Score n/a
Piotroski F-Score 4