TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $765.33 million. The enterprise value is $205.71 million.
Important Dates
The last earnings date was Tuesday, October 21, 2025, after market close.
| Earnings Date | Oct 21, 2025 |
| Ex-Dividend Date | Dec 5, 2025 |
Share Statistics
TRST has 18.42 million shares outstanding. The number of shares has decreased by -0.32% in one year.
| Current Share Class | 18.42M |
| Shares Outstanding | 18.42M |
| Shares Change (YoY) | -0.32% |
| Shares Change (QoQ) | -1.00% |
| Owned by Insiders (%) | 3.32% |
| Owned by Institutions (%) | 78.59% |
| Float | 17.80M |
Valuation Ratios
The trailing PE ratio is 13.84.
| PE Ratio | 13.84 |
| Forward PE | n/a |
| PS Ratio | 4.34 |
| Forward PS | 15.34 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | 17.53 |
| P/OCF Ratio | 13.80 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.62 |
| EV / Sales | 1.13 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.71 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.35%.
| Return on Equity (ROE) | 8.35% |
| Return on Assets (ROA) | 0.91% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $229,411 |
| Profits Per Employee | $71,875 |
| Employee Count | 791 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $17.65 million in taxes.
| Income Tax | 17.65M |
| Effective Tax Rate | 23.69% |
Stock Price Statistics
The stock price has increased by +14.47% in the last 52 weeks. The beta is 0.66, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +14.47% |
| 50-Day Moving Average | 37.86 |
| 200-Day Moving Average | 34.12 |
| Relative Strength Index (RSI) | 69.71 |
| Average Volume (20 Days) | 101,607 |
Short Selling Information
The latest short interest is 415,478, so 2.26% of the outstanding shares have been sold short.
| Short Interest | 415,478 |
| Short Previous Month | 456,358 |
| Short % of Shares Out | 2.26% |
| Short % of Float | 2.33% |
| Short Ratio (days to cover) | 4.65 |
Income Statement
In the last 12 months, TRST had revenue of $181.46 million and earned $56.85 million in profits. Earnings per share was $3.00.
| Revenue | 181.46M |
| Gross Profit | 181.46M |
| Operating Income | 80.03M |
| Pretax Income | 74.51M |
| Net Income | 56.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.00 |
Full Income StatementBalance Sheet
The company has $695.56 million in cash and $135.93 million in debt, giving a net cash position of $559.63 million or $30.37 per share.
| Cash & Cash Equivalents | 695.56M |
| Total Debt | 135.93M |
| Net Cash | 559.63M |
| Net Cash Per Share | $30.37 |
| Equity (Book Value) | 692.01M |
| Book Value Per Share | 37.30 |
| Working Capital | -4.92B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $55.47 million and capital expenditures -$11.82 million, giving a free cash flow of $43.65 million.
| Operating Cash Flow | 55.47M |
| Capital Expenditures | -11.82M |
| Free Cash Flow | 43.65M |
| FCF Per Share | $2.37 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.10% |
| Pretax Margin | 41.06% |
| Profit Margin | 31.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.05% |
