TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
30.54
+0.18 (0.59%)
Apr 28, 2025, 4:00 PM EDT - Market closed

TrustCo Bank Corp NY Statistics

Total Valuation

TRST has a market cap or net worth of $580.86 million. The enterprise value is -$54.67 million.

Market Cap 580.86M
Enterprise Value -54.67M

Important Dates

The last earnings date was Monday, April 21, 2025, after market close.

Earnings Date Apr 21, 2025
Ex-Dividend Date Mar 7, 2025

Share Statistics

TRST has 19.02 million shares outstanding. The number of shares has increased by 0.07% in one year.

Current Share Class 19.02M
Shares Outstanding 19.02M
Shares Change (YoY) +0.07%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 3.07%
Owned by Institutions (%) 73.76%
Float 18.42M

Valuation Ratios

The trailing PE ratio is 11.40.

PE Ratio 11.40
Forward PE n/a
PS Ratio 3.34
Forward PS 3.98
PB Ratio 0.84
P/TBV Ratio 0.84
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.63%.

Return on Equity (ROE) 7.63%
Return on Assets (ROA) 0.81%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $219,973
Profits Per Employee $64,453
Employee Count 791
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TRST has paid $15.86 million in taxes.

Income Tax 15.86M
Effective Tax Rate 23.73%

Stock Price Statistics

The stock price has increased by +12.78% in the last 52 weeks. The beta is 0.72, so TRST's price volatility has been lower than the market average.

Beta (5Y) 0.72
52-Week Price Change +12.78%
50-Day Moving Average 30.56
200-Day Moving Average 32.94
Relative Strength Index (RSI) 57.08
Average Volume (20 Days) 111,283

Short Selling Information

The latest short interest is 306,506, so 1.61% of the outstanding shares have been sold short.

Short Interest 306,506
Short Previous Month 316,523
Short % of Shares Out 1.61%
Short % of Float 1.66%
Short Ratio (days to cover) 2.82

Income Statement

In the last 12 months, TRST had revenue of $174.00 million and earned $50.98 million in profits. Earnings per share was $2.68.

Revenue 174.00M
Gross Profit 174.00M
Operating Income 71.78M
Pretax Income 64.53M
Net Income 50.98M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.68
Full Income Statement

Balance Sheet

The company has $756.14 million in cash and $120.60 million in debt, giving a net cash position of $635.54 million or $33.41 per share.

Cash & Cash Equivalents 756.14M
Total Debt 120.60M
Net Cash 635.54M
Net Cash Per Share $33.41
Equity (Book Value) 687.81M
Book Value Per Share 36.16
Working Capital -4.85B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.25%
Pretax Margin 38.42%
Profit Margin 29.30%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.72%.

Dividend Per Share $1.44
Dividend Yield 4.72%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 53.73%
Buyback Yield -0.07%
Shareholder Yield 4.68%
Earnings Yield 8.78%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 28, 2021. It was a reverse split with a ratio of 0.2:1.

Last Split Date May 28, 2021
Split Type Reverse
Split Ratio 0.2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2