TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
36.29
-0.08 (-0.22%)
Nov 20, 2024, 4:00 PM EST - Market closed

TrustCo Bank Corp NY Statistics

Total Valuation

TRST has a market cap or net worth of $689.89 million.

Market Cap 689.89M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, October 21, 2024, after market close.

Earnings Date Oct 21, 2024
Ex-Dividend Date Sep 6, 2024

Share Statistics

TRST has 19.01 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class 19.01M
Shares Outstanding 19.01M
Shares Change (YoY) +0.01%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 3.28%
Owned by Institutions (%) 71.94%
Float 18.37M

Valuation Ratios

The trailing PE ratio is 14.63.

PE Ratio 14.63
Forward PE n/a
PS Ratio 4.09
Forward PS 3.69
PB Ratio 1.03
P/TBV Ratio 1.03
P/FCF Ratio 12.03
P/OCF Ratio 10.96
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.32
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.33%.

Return on Equity (ROE) 7.33%
Return on Assets (ROA) 0.78%
Return on Capital (ROIC) n/a
Revenue Per Employee $208,655
Profits Per Employee $58,663
Employee Count 808
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TRST has paid $14.80 million in taxes.

Income Tax 14.80M
Effective Tax Rate 23.79%

Stock Price Statistics

The stock price has increased by +30.63% in the last 52 weeks. The beta is 0.82, so TRST's price volatility has been lower than the market average.

Beta (5Y) 0.82
52-Week Price Change +30.63%
50-Day Moving Average 33.82
200-Day Moving Average 30.37
Relative Strength Index (RSI) 59.86
Average Volume (20 Days) 81,937

Short Selling Information

The latest short interest is 223,272, so 1.17% of the outstanding shares have been sold short.

Short Interest 223,272
Short Previous Month 212,733
Short % of Shares Out 1.17%
Short % of Float 1.22%
Short Ratio (days to cover) 2.90

Income Statement

In the last 12 months, TRST had revenue of $168.59 million and earned $47.40 million in profits. Earnings per share was $2.48.

Revenue 168.59M
Gross Profit 168.59M
Operating Income 66.57M
Pretax Income 64.53M
Net Income 47.40M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.48
Full Income Statement

Balance Sheet

The company has $522.97 million in cash and $132.92 million in debt, giving a net cash position of $390.05 million or $20.52 per share.

Cash & Cash Equivalents 522.97M
Total Debt 132.92M
Net Cash 390.05M
Net Cash Per Share $20.52
Equity (Book Value) 669.02M
Book Value Per Share 35.19
Working Capital -4.87B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $62.92 million and capital expenditures -$5.58 million, giving a free cash flow of $57.34 million.

Operating Cash Flow 62.92M
Capital Expenditures -5.58M
Free Cash Flow 57.34M
FCF Per Share $3.02
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.49%
Pretax Margin 36.89%
Profit Margin 28.12%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 30.70%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.97%.

Dividend Per Share $1.44
Dividend Yield 3.97%
Dividend Growth (YoY) n/a
Years of Dividend Growth 3
Payout Ratio 58.06%
Buyback Yield -0.01%
Shareholder Yield 3.96%
Earnings Yield 6.87%
FCF Yield 8.31%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 28, 2021. It was a reverse split with a ratio of 0.2:1.

Last Split Date May 28, 2021
Split Type Reverse
Split Ratio 0.2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4