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UMB Financial Corporation (UMBF)

Stock Price: $49.27 USD -0.41 (-0.83%)
Updated Aug 4, 2020 3:41 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 2.37B
Revenue (ttm) 1.01B
Net Income (ttm) 185.99M
Shares Out 48.02M
EPS (ttm) 3.81
PE Ratio 12.93
Forward PE 16.69
Dividend $1.24
Dividend Yield 2.52%

Stock Quote

Trading Day Aug 4, 2020
Last Price $49.27
Previous Close $49.68
Change ($) -0.41
Change (%) -0.83%
Day's Open 49.35
Day's Range 48.67 - 50.78
Day's Volume 104,550
52-Week Range 39.47 - 70.26

More Stats

Market Cap 2.37B
Enterprise Value 890.86M
Earnings Date (est) Oct 27, 2020
Ex-Dividend Date Jun 9, 2020
Shares Outstanding 48.02M
Float 44.25M
EPS (basic) 3.83
EPS (diluted) 3.81
FCF / Share 4.88
Dividend $1.24
Dividend Yield 2.52%
Earnings Yield 7.73%
FCF Yield 9.91%
Payout Ratio 32.10%
Shares Short 1.07M
Short Ratio 3.03
Short % of Float 2.31%
Beta 1.04
PE Ratio 12.93
Forward PE 16.69
P/FCF Ratio 10.09
PS Ratio 2.35
PB Ratio 0.86
Revenue 1.01B
Operating Income 214.66M
Net Income 185.99M
Free Cash Flow 234.39M
Net Cash 1.48B
Net Cash / Share 30.72
Gross Margin 105.78%
Operating Margin 21.32%
Profit Margin 18.50%
FCF Margin 23.28%
ROA 0.69%
ROE 7.08%
ROIC 0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (7)

Buy 1
Overweight 1
Hold 5
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$58.57*
(18.88% upside)
Low
51.0
Current: $49.27
High
68.0
Target: 58.57
*Average 12-month price target from 7 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,065941941865767832808761709639
Revenue Growth13.11%-0.01%8.8%12.79%-7.76%2.99%6.17%7.27%10.89%-
Gross Profit1,065941941865767832808761709639
Operating Income286224236199128166184170146127
Net Income24419624715911612113412310691.00
Shares Outstanding48.7849.3349.2248.8347.1344.8441.2840.0340.0340.07
Earnings Per Share4.963.934.963.222.442.653.203.042.642.26
EPS Growth26.21%-20.77%54.04%31.97%-7.92%-17.19%5.26%15.15%16.81%-
Dividend Per Share1.211.171.040.990.950.910.870.830.790.75
Dividend Growth3.42%12.5%5.05%4.21%4.4%4.6%4.82%5.06%5.33%-
Operating Cash Flow341297327296212246295224213180
Capital Expenditures-66.78-52.56-33.41-49.08-52.69-39.58-35.73-42.57-35.38-29.80
Free Cash Flow275245293247159206259181178150
Cash & Equivalents3,2772,3201,9361,4621,1552,1022,7011,4781,6771,440
Total Debt1,9671,6021,3401,9341,9092,0341,5881,7931,9692,128
Net Cash / Debt1,310718596-471-75467.851,113-315-293-689
Assets26,56123,35121,77220,68319,09417,50116,91214,92713,54112,405
Liabilities23,95521,12319,59018,72017,20115,85715,40613,64812,35011,344
Book Value2,6062,2282,1821,9621,8941,6441,5061,2791,1911,061
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name UMB Financial Corporation
Country United States
Employees 3,670
CEO Mariner Kemper

Stock Information

Ticker Symbol UMBF
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: UMBF

Description

UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The company operates through four segments: Commercial Banking, Institutional Banking, Personal Banking, and Healthcare Services. The Commercial Banking segment provides commercial loans and credit cards, letters of credit; loan syndication, consultative services, and various financial options; capital markets services, including asset-based financing, asset securitization, equity and mezzanine financing, factoring, and private and public placement of senior debt, as well as merger and acquisition consulting; and depository, account reconciliation, electronic fund transfer, controlled disbursements, lockbox, and remote deposit capture services. The Institutional Banking segment offers bond trading transactions, cash letter collections, investment portfolio accounting and safekeeping, asset/liability management reporting, and federal funds transactions; and fund administration and accounting, investor services and transfer agency, marketing and distribution, custody, and alternative investment services. The Personal Banking segment provides deposit accounts, retail credit cards, installment loans, home equity lines of credit, residential mortgages, and small business loans, as well as call center, internet banking and ATM network, private banking, brokerage, insurance, investment advisory, trust, and custody services. The Healthcare Services segment offers healthcare payment solutions comprising custodial services for health savings accounts, as well as private label and multipurpose debit cards. The company operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. UMB Financial Corporation was founded in 1913 and is headquartered in Kansas City, Missouri.