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United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
38.57
-0.43 (-1.10%)
At close: Aug 4, 2026

United Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
46.7747.0441.8340.8746.6452.78
Revenue Growth
3.54%12.45%2.35%-12.36%-11.64%-1.97%
Net Income
11.43129.168.6111.3113.58
Earnings Per Share
3.994.043.062.803.464.07
EPS Growth
4.07%32.11%9.29%-19.07%-14.99%-2.16%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
57.8951.8895.4727.0530.9976.08
Total Debt
138.3616.5718.0819.145.4521.65
Net Cash (Debt)
-80.4735.3277.397.95-14.4754.43
Net Cash Growth
--54.36%873.43%--46.70%
Net Cash Per Share
-28.1211.9025.852.58-4.4316.31

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--7.0512.8316.7826.44
Capital Expenditures
---1.73-1.64-3.58-3.96
Free Cash Flow
--5.3211.213.222.48
Free Cash Flow Growth
---52.51%-15.17%-41.28%43.76%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
24.43%25.50%21.88%21.05%24.25%25.73%
FCF Margin
--12.71%27.40%28.30%42.59%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0400.9000.8800.8800.8400.730
Dividend Per Share Growth
8.89%2.27%0%4.76%15.07%43.14%
Dividend Yield
2.70%2.12%2.96%4.98%5.13%2.80%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.6610.5810.046.805.317.37
P/FCF Ratio
--17.285.224.554.45
PS Ratio
2.242.702.201.431.291.90