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United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
43.50
+2.09 (5.05%)
Oct 30, 2026, 4:00 PM EDT

United Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
48.9647.0441.8340.8746.6452.78
Revenue Growth
6.08%12.45%2.35%-12.36%-11.64%-1.97%
Net Income
13.59129.168.6111.3113.58
Earnings Per Share
4.864.043.062.803.464.07
EPS Growth
20.88%32.11%9.29%-19.07%-14.99%-2.16%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
57.1251.8895.4727.0530.9976.08
Total Debt
163.6316.5718.0819.145.4521.65
Net Cash (Debt)
-106.5135.3277.397.95-14.4754.43
Net Cash Growth
--54.36%873.43%--46.70%
Net Cash Per Share
-38.0711.9025.852.58-4.4316.31

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--7.0512.8316.7826.44
Capital Expenditures
---1.73-1.64-3.58-3.96
Free Cash Flow
--5.3211.213.222.48
Free Cash Flow Growth
---52.51%-15.17%-41.28%43.76%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
27.75%25.50%21.88%21.05%24.25%25.73%
FCF Margin
--12.71%27.40%28.30%42.59%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0400.9000.8800.8800.8400.730
Dividend Per Share Growth
10.99%2.27%0%4.76%15.07%43.14%
Dividend Yield
2.39%2.10%2.84%4.57%4.41%2.39%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.9610.5810.046.805.317.37
P/FCF Ratio
--17.285.224.554.45
PS Ratio
2.282.702.201.431.291.90