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United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
47.11
+0.09 (0.19%)
At close: Sep 18, 2026, 4:00 PM EDT
47.10
-0.01 (-0.02%)
After-hours: Sep 18, 2026, 7:30 PM EDT

United Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Revenue
318.86308.8311.62311.22300.11279.24253.63255.26251.77248.96256.49256.17251.2260.17267.25265.7257.84240.94244.44258.07
Revenue Growth
6.25%10.59%22.87%21.93%19.20%12.16%-1.12%-0.36%0.23%-4.31%-4.02%-3.59%-2.57%7.98%9.33%2.96%-0.16%-14.98%-8.86%-15.32%
Net Income
131.23124.01128.54130.46120.4584.1294.295.0696.2986.6279.2195.9392.2498.0699.5102.3195.3681.4573.6591.89
Earnings Per Share
0.950.890.910.920.850.590.690.700.710.640.590.710.680.730.740.760.710.600.560.71
EPS Growth
12.16%50.60%32.00%31.43%18.87%-7.81%17.11%-1.41%4.78%-12.28%-20.50%-6.58%-4.00%21.87%31.53%7.04%-2.97%-27.76%-20.63%-11.25%

Cash & Debt
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash & Investments
2,0832,3062,5432,5202,3162,6122,2941,9101,8601,7361,6011,1921,6991,9241,1821,3671,7212,8653,7694,070
Total Debt
799.45792.33825.85796.33809.28818.72803.3810.541,7832,0392,0791,6622,4503,0402,4351,5221,0071,0411,0371,022
Net Cash (Debt)
1,2831,5141,7171,7231,5071,7931,4901,10077.74-303.62-477.97-470.04-751.47-1,116-1,252-154.41713.841,8242,7323,049
Net Cash Growth
-14.85%-15.55%15.23%56.69%1838.28%------------73.49%-8.27%135.47%456.91%
Net Cash Per Share
9.2710.8112.1812.1410.5812.5610.988.120.57-2.25-3.54-3.48-5.57-8.28-9.29-1.155.2913.3720.8123.64

Cash Flow & CapEx
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Operating Cash Flow
105.16160.86138.92150.6489.36119.98136.28123.6261.19124.37162.5889.5764.94118.15137.05133.76206.41283.6156.34201.24
Capital Expenditures
-7.15-4.84-5.43-4.22-4.17-3.9-2.8-1.59-2.97-4.77-3.21-1.76-3.28-3.45-5.01-5.73-2.62-3.51-4.02-4.83
Free Cash Flow
98.01156.02133.49146.4285.2116.09133.48122.0358.21119.6159.3787.8261.66114.71132.04128.03203.8280.152.33196.41
Free Cash Flow Growth
15.03%34.40%0.01%19.98%46.36%-2.94%-16.24%38.97%-5.59%4.26%20.70%-31.41%-69.75%-59.05%152.34%-34.82%-23.84%259.79%-71.11%-

Margins
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Profit Margin
41.16%40.16%41.25%41.92%40.13%30.13%37.14%37.24%38.25%34.79%30.88%37.45%36.72%37.69%37.23%38.51%36.98%33.80%30.13%35.60%
FCF Margin
30.74%50.52%42.84%47.05%28.39%41.57%52.63%47.81%23.12%48.04%62.13%34.28%24.55%44.09%49.41%48.18%79.04%116.25%21.41%76.11%

Dividends
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Dividend Per Share
0.3800.3800.3800.3700.3700.3700.3700.3700.3700.3700.3700.3600.3600.3600.3600.3600.3600.3600.3600.350
Dividend Per Share Growth
2.70%2.70%2.70%0%0%0%0%2.78%2.78%2.78%2.78%0%0%0%0%2.86%2.86%2.86%2.86%0%
Dividend Yield
3.32%3.68%3.98%4.12%4.25%4.51%4.21%4.30%4.94%4.50%4.30%5.88%5.54%4.72%4.14%4.73%4.84%4.88%4.70%4.71%

Valuation
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
PE Ratio
12.2511.4411.6012.2513.1113.4013.6114.0112.2213.6113.839.6310.1812.0014.3613.6013.7813.9113.4512.17
Forward PE
12.5811.7711.3611.4711.6812.1413.7013.9712.9213.5614.4811.2411.6112.0913.5813.0913.3713.5514.4614.81
P/FCF Ratio
11.8011.0611.1810.9311.3011.5311.6910.9010.3011.2511.939.379.158.207.317.226.445.978.306.48
PS Ratio
5.044.684.474.604.744.765.024.944.324.764.943.593.824.515.274.764.714.744.724.39