United Bankshares, Inc. (UBSI)

United Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Interest Income on Loans	369.59	367.95	379.44	378.19	370.64	351.84	323.83	331.53	326.25	320.99	320.73	308.2	294.36	279.9	262.08	225.5	196.17	180.84	176.38	176.7
Interest Income on Investments	48.61	47.98	50.61	52.76	50.55	51.81	52.21	51.19	47.93	48.19	48.44	48.71	51.57	49.41	45.66	38.18	31.61	21.96	18.81	17.39
Total Interest Income	418.2	415.93	430.05	430.96	421.2	403.65	376.03	382.72	374.18	369.18	369.18	356.91	345.93	329.3	307.74	263.68	227.77	202.8	195.19	194.08
Interest Paid on Deposits	126.14	126.73	135.6	143.45	139.16	136.29	135.69	143.31	132.43	128.38	122.13	108.79	91.58	68.59	44.27	17.66	9.75	8.56	8.82	9.8
Interest Paid on Borrowings	6.74	6.69	6.99	7.4	7.5	7.3	7.74	9.15	16.04	18.31	17.35	19.66	26.89	26.39	14.07	5.4	3.12	2.73	2.7	2.7
Total Interest Expense	132.89	133.41	142.6	150.84	146.66	143.59	143.43	152.47	148.47	146.69	139.49	128.46	118.47	94.98	58.34	23.06	12.87	11.29	11.52	12.5
Net Interest Income	285.31	282.52	287.46	280.12	274.54	260.06	232.61	230.26	225.72	222.49	229.69	228.45	227.46	234.32	249.4	240.62	214.9	191.5	183.68	181.58
Net Interest Income Growth (YoY)	3.92%	8.64%	23.58%	21.65%	21.63%	16.88%	1.27%	0.79%	-0.77%	-5.05%	-7.90%	-5.06%	5.84%	22.36%	35.78%	32.52%	15.22%	0.28%	-4.33%	-2.20%
Trust Income	5.19	4.86	5.08	4.97	4.93	4.78	5.16	4.9	4.74	4.65	4.51	4.51	4.52	4.78	4.41	4.38	4.29	4.13	4.33	4.27
Mortgage Banking Activities	2.92	2.56	1.99	2.5	2.6	2.48	2.32	11.93	4.68	6.09	5.53	8.4	17.75	8.66	6.84	8.72	14.77	21.59	29.15	44.44
Gain (Loss) on Sale of Investments	2.79	2.27	-0.22	10.44	0.43	0.52	-0.69	-6.72	-0.22	-0.1	0.28	-0.18	-7.34	-0.41	0.05	-0.21	1.18	-0.25	-0.04	0.08
Other Non-Interest Income	17.54	14.81	14.21	15.15	13.84	12.47	13.06	12.41	11.69	12.61	14.26	11.64	10.93	10.35	13.4	9.78	10.05	10.41	9.48	9.95
Total Non-Interest Income	38.51	34.06	30.94	43.2	31.46	29.55	29.32	31.94	30.22	32.21	33.68	33.66	35.18	32.74	34.21	32.75	41.13	46.03	53.36	68.67
Non-Interest Income Growth (YoY)	22.40%	15.26%	5.52%	35.26%	4.09%	-8.25%	-12.94%	-5.11%	-14.09%	-1.63%	-1.56%	2.79%	-14.47%	-28.86%	-35.89%	-52.31%	-34.58%	-50.28%	-42.61%	-49.46%
Revenues Before Loan Losses	323.82	316.58	318.39	323.32	306	289.61	261.93	262.2	255.94	254.7	263.37	262.11	262.64	267.06	283.61	273.37	256.03	237.53	237.04	250.24
Provision for Loan Losses	4.96	7.78	6.78	12.1	5.89	10.37	8.3	6.94	4.17	5.74	6.88	5.95	11.44	6.89	16.37	7.67	-1.81	-3.41	-7.41	-7.83
Revenue	318.86	308.8	311.62	311.22	300.11	279.24	253.63	255.26	251.77	248.96	256.49	256.17	251.2	260.17	267.25	265.7	257.84	240.94	244.44	258.07
Revenue Growth (YoY)	6.25%	10.59%	22.87%	21.93%	19.20%	12.16%	-1.12%	-0.36%	0.23%	-4.31%	-4.02%	-3.59%	-2.57%	7.98%	9.33%	2.96%	-0.16%	-14.98%	-8.86%	-15.32%
Salaries and Employee Benefits	78.91	76.26	73.75	75.29	72.67	70.11	69.32	68.45	67.64	70.7	64.29	68.84	64.47	66.14	65.02	67.91	72.14	73.41	77.31	78.68
Occupancy Expenses	8.04	7.98	7.25	7.5	7.45	7.75	6.27	6.65	6.23	6.76	6.46	6.3	6.13	6.5	6.22	6.03	6	6.23	5.53	5.27
Federal Deposit Insurance	4.55	4.48	3.42	4.35	4.53	4.73	3.88	4.34	5.06	6.46	16.62	4.6	4.57	4.59	3.25	3.06	3	2.67	2.63	1.92
Selling, General & Administrative	25.59	23.99	34.65	25.1	24.96	24.76	30.79	23	23.02	23.17	32.67	22.91	26.84	22.51	30.54	23.14	22.61	21.73	27.63	20.88
Other Non-Interest Expense	37.08	39.64	32.3	34.3	37.85	34.9	23.86	32.83	32.53	33.59	32.18	32.3	32.96	37.06	31.25	35.23	37.83	34.99	31.05	35.14
Total Non-Interest Expense	154.72	152.81	151.64	146.74	147.71	142.26	134.18	135.34	134.77	140.74	152.29	135.23	135.29	137.42	137.54	137.2	141.17	139.18	145.08	142.32
EBT Excluding Unusual Items	164.14	155.99	159.98	164.48	152.4	136.97	119.45	119.92	117	108.22	104.2	120.94	115.91	122.76	129.7	128.5	116.66	101.76	99.36	115.76
Other Unusual Items	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.02	-
Pretax Income	164.14	155.99	159.9	164.48	152.09	106.93	121.06	119.92	115.39	108.22	104.2	120.94	115.91	122.76	126.37	128.5	119.14	101.76	93.34	115.76
Income Tax Expense	32.77	31.79	31.07	33.74	31.37	22.63	26.65	24.65	18.88	21.41	24.81	24.78	23.45	24.45	26.61	25.92	23.53	20.1	19.49	23.6
Net Income	131.38	124.2	128.83	130.75	120.72	84.31	94.41	95.27	96.51	86.81	79.39	96.16	92.46	98.31	99.77	102.59	95.61	81.66	73.85	92.15
Preferred Dividends & Other Adjustments	0.15	0.19	0.29	0.29	0.27	0.18	0.21	0.21	0.22	0.2	0.18	0.23	0.22	0.25	0.26	0.27	0.25	0.22	0.2	0.27
Net Income to Common	131.23	124.01	128.54	130.46	120.45	84.12	94.2	95.06	96.29	86.62	79.21	95.93	92.24	98.06	99.5	102.31	95.36	81.45	73.65	91.89
Net Income Growth (YoY)	8.95%	47.42%	36.45%	37.24%	25.09%	-2.88%	18.93%	-0.91%	4.39%	-11.67%	-20.40%	-6.24%	-3.28%	20.40%	35.11%	11.34%	0.84%	-23.59%	-20.07%	-11.24%
Basic Shares Outstanding	138	140	140	142	142	142	135	135	135	135	135	135	135	134	134	134	135	136	131	129
Diluted Shares Outstanding	138	140	141	142	142	143	136	136	135	135	135	135	135	135	135	135	135	136	131	129
Shares Change (YoY)	-2.83%	-1.83%	3.87%	4.76%	5.27%	5.61%	0.55%	0.46%	0.34%	0.21%	0.14%	0.25%	-0.01%	-1.17%	2.67%	4.34%	4.52%	5.85%	1.40%	-0.38%
EPS (Basic)	0.95	0.89	0.92	0.92	0.85	0.59	0.70	0.70	0.71	0.64	0.59	0.71	0.68	0.73	0.74	0.76	0.71	0.60	0.56	0.71
EPS (Diluted)	0.95	0.89	0.91	0.92	0.85	0.59	0.69	0.70	0.71	0.64	0.59	0.71	0.68	0.73	0.74	0.76	0.71	0.60	0.56	0.71
EPS Growth (YoY)	12.16%	50.60%	32.00%	31.43%	18.87%	-7.81%	17.11%	-1.41%	4.78%	-12.28%	-20.50%	-6.58%	-4.00%	21.87%	31.53%	7.04%	-2.97%	-27.76%	-20.63%	-11.25%

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Dividend Per Share	0.380	0.380	0.380	0.370	0.370	0.370	0.370	0.370	0.370	0.370	0.370	0.360	0.360	0.360	0.360	0.360	0.360	0.360	0.360	0.350
Dividend Growth (YoY)	2.70%	2.70%	2.70%	0%	0%	0%	0%	2.78%	2.78%	2.78%	2.78%	0%	0%	0%	0%	2.86%	2.86%	2.86%	2.86%	0%
Effective Tax Rate	19.96%	20.38%	19.43%	20.51%	20.62%	21.16%	22.02%	20.55%	16.36%	19.78%	23.81%	20.49%	20.23%	19.92%	21.05%	20.17%	19.75%	19.75%	20.88%	20.39%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 18, 2026

Data Sources Report a data error