United Bankshares, Inc. (UBSI)

United Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Cash & Equivalents	2,081	2,305	2,542	2,519	2,315	2,610	2,292	1,909	1,859	1,733	1,599	1,184	1,692	1,919	1,177	1,356	1,658	2,803	3,758	4,034
Investment Securities	1,510	1,536	1,604	1,666	1,711	1,678	1,784	1,909	2,208	2,415	2,522	2,496	2,649	2,962	3,021	3,004	3,020	2,897	2,461	1,937
Trading Asset Securities	1.2	1.38	0.79	1.06	1.45	1.37	1.26	1.63	1.52	3.19	1.85	7.85	6.48	5.28	5.55	10.84	62.26	61.55	10.94	36.74
Mortgage-Backed Securities	2,141	1,986	1,793	1,688	1,680	1,630	1,472	1,626	1,439	1,536	1,600	1,567	1,690	1,813	1,849	1,917	2,045	2,117	1,828	1,703
Total Investments	3,652	3,523	3,398	3,355	3,393	3,310	3,257	3,536	3,649	3,954	4,124	4,071	4,346	4,781	4,876	4,933	5,128	5,076	4,300	3,677
Gross Loans	25,006	24,875	24,721	24,531	24,061	23,874	21,680	21,631	21,610	21,533	21,373	21,115	20,782	20,631	20,580	19,722	18,994	18,419	18,051	16,771
Allowance for Loan Losses	-299.5	-299.6	-297.52	-300.05	-307.96	-310.42	-271.84	-270.77	-267.42	-262.91	-259.24	-254.89	-250.72	-240.49	-234.75	-219.61	-213.73	-214.59	-216.02	-210.89
Other Adjustments to Gross Loans	-11.71	-11.6	-11.5	-11.45	-10.64	-11.01	-7.01	-9.09	-11.7	-12.49	-14.1	-17.09	-17.64	-18.74	-22	-22.41	-23.73	-27.19	-27.66	-27.7
Net Loans	24,695	24,564	24,412	24,220	23,742	23,553	21,402	21,351	21,331	21,257	21,100	20,843	20,514	20,372	20,323	19,480	18,757	18,177	17,808	16,533
Property, Plant & Equipment	304.06	296.98	298.14	297.64	299.87	296.78	267.87	269.41	272.86	277.06	277.51	271.92	274.94	272.46	270.31	272.79	272.78	277.26	279.16	247.53
Goodwill	2,019	2,019	2,019	2,019	2,019	2,024	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,886	1,810
Other Intangible Assets	28.59	-	8.87	34.61	-	-	8.87	-	-	11.6	12.51	15.06	16.34	17.62	18.9	20.28	21.66	23.03	24.41	22.52
Loans Held for Sale	35.22	29.24	31.28	24.23	37.05	28.64	44.36	46.49	66.48	44.43	56.26	59.61	91.3	68.18	56.88	210.08	220.69	340.04	504.42	493.3
Accrued Interest Receivable	99.66	109.47	109.23	112.08	107.49	110.51	102.41	107.03	110.04	113.82	111.42	106.77	97.26	98.73	94.89	82.35	71.04	66.53	64.51	58.18
Long-Term Deferred Tax Assets	-	-	123.09	-	-	-	141.56	-	-	-	145	-	-	-	164.05	-	-	-	57.31	-
Other Real Estate Owned & Foreclosed	10.21	10.39	8.86	6.89	6.33	1.48	0.33	0.17	2.16	2.67	2.62	3.18	3.76	4.09	2.05	10.78	13.85	13.64	14.82	16.7
Other Long-Term Assets	826.78	848.74	710.54	819.25	864.09	854.62	618.2	754.77	778.31	746.25	609.42	781.57	770.17	761.43	617.41	793.93	745.92	699.52	631.69	616.1
Total Assets	33,752	33,705	33,660	33,407	32,783	32,788	30,024	29,863	29,957	30,029	29,926	29,225	29,695	30,182	29,489	29,048	28,778	29,366	29,329	27,508

Liabilities

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Accrued Expenses	196.66	266.99	242.43	216.34	202.03	217.56	230.25	218.58	210.97	176.33	212.46	193.36	190.78	202.17	189.17	183.72	214.71	218.5	191.9	207.33
Interest Bearing Deposits	16,975	17,308	17,123	16,951	16,455	16,765	15,417	15,430	14,780	14,548	14,409	14,164	13,782	13,524	13,939	14,127	12,765	13,058	14,253	11,949
Institutional Deposits	3,464	3,403	3,365	3,345	3,254	3,119	2,410	2,360	2,354	2,355	2,261	2,259	2,137	2,053	1,165	1,118	1,230	1,409	1,601	1,384
Non-Interest Bearing Deposits	6,732	6,410	6,574	6,588	6,627	6,481	6,135	6,038	5,932	6,017	6,149	6,253	6,451	6,708	7,200	7,619	9,031	9,007	7,497	8,490
Total Deposits	27,171	27,121	27,061	26,884	26,336	26,365	23,962	23,828	23,066	22,920	22,819	22,677	22,370	22,285	22,303	22,863	23,027	23,474	23,350	21,823
Short-Term Borrowings	167.07	166.19	198.64	169.01	161.36	176.17	176.11	181.99	203.57	207.75	196.77	188.6	176.83	170.66	161.26	145.54	130.16	141.98	132.57	127.25
Current Portion of Long-Term Debt	250	250	250	250	250	250	260.2	250	1,200	1,450	-	1,100	1,900	2,500	-	1,000	500	520.63	-	500
Current Portion of Leases	9.52	14.21	18.63	4.67	9.23	13.72	-	3.64	8.74	13.59	-	4.98	9.93	14.88	-	5.01	9.83	14.37	-	5.17
Long-Term Debt	-	-	-	-	20	20	-	-	-	-	-	-	-	-	9.89	-	-	-	9.87	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	-	-	10.27	10.34	10.42	1,510	10.56	10.63	10.7	1,911	10.85	10.92	10.99	532.2	32.78
Long-Term Leases	90.24	79.71	76.76	91.23	87.67	78.2	86.77	84.83	80.57	78.68	92.89	79.59	75.1	66.52	75.75	73.73	69.96	67.31	86.7	75.35
Trust Preferred Securities	282.62	282.22	281.82	281.42	281.02	280.62	280.22	279.82	279.42	279.02	278.62	278.21	277.81	277.4	276.99	286.46	286.04	285.62	275.32	281.07
Other Long-Term Liabilities	74.44	37.05	35.08	65.28	71.64	73.13	34.91	37.97	40.74	85.83	44.71	43.77	46.77	48.79	46.19	39.7	42.58	36.68	31.44	25.19
Total Liabilities	28,241	28,217	28,164	27,961	27,419	27,474	25,030	24,895	25,101	25,221	25,155	24,576	25,058	25,576	24,973	24,608	24,291	24,770	24,610	23,077

Shareholders' Equity

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Common Stock	377.96	377.92	377.14	377.08	377.08	377.08	356.74	356.42	356.35	356.34	355.64	355.6	355.6	355.6	355.03	354.75	354.62	354.46	353.4	335.42
Additional Paid-In Capital	3,475	3,470	3,469	3,465	3,461	3,458	3,196	3,190	3,186	3,183	3,182	3,179	3,175	3,172	3,169	3,164	3,160	3,156	3,150	2,904
Retained Earnings	2,320	2,241	2,170	2,095	2,017	1,949	1,918	1,874	1,829	1,782	1,746	1,716	1,669	1,625	1,575	1,524	1,470	1,423	1,391	1,363
Treasury Stock	-519.07	-452.34	-381.43	-333.44	-306.74	-274.15	-253.49	-253.43	-253.4	-253.33	-252.11	-252.1	-252.01	-251.84	-250.4	-250.4	-250.38	-196.9	-170.62	-170.48
Comprehensive Income & Other	-143.37	-149.12	-138.93	-157.82	-183.73	-195.01	-223.9	-198.91	-261.23	-260.99	-259.68	-349.46	-310.68	-294.13	-332.73	-352.3	-247.36	-141.69	-4.89	-1.24
Shareholders' Equity	5,511	5,488	5,496	5,446	5,365	5,314	4,993	4,968	4,857	4,807	4,771	4,649	4,637	4,607	4,516	4,440	4,487	4,595	4,719	4,431
Total Liabilities & Equity	33,752	33,705	33,660	33,407	32,783	32,788	30,024	29,863	29,957	30,029	29,926	29,225	29,695	30,182	29,489	29,048	28,778	29,366	29,329	27,508

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Total Debt	799.45	792.33	825.85	796.33	809.28	818.72	803.3	810.54	1,783	2,039	2,079	1,662	2,450	3,040	2,435	1,522	1,007	1,041	1,037	1,022
Net Cash (Debt)	1,283	1,514	1,717	1,723	1,507	1,793	1,490	1,100	77.74	-303.62	-477.97	-470.04	-751.47	-1,116	-1,252	-154.41	713.84	1,824	2,732	3,049
Net Cash Growth (YoY)	-14.85%	-15.55%	15.23%	56.69%	1838.28%	-	-	-	-	-	-	-	-	-	-	-	-73.49%	-8.27%	135.47%	456.91%
Net Cash Per Share	9.27	10.81	12.18	12.14	10.58	12.56	10.98	8.12	0.57	-2.25	-3.54	-3.48	-5.57	-8.28	-9.29	-1.15	5.29	13.37	20.81	23.64
Filing Date Shares Outstanding	135.89	137.47	139.09	140.09	141.31	141.72	142.9	134.9	134.9	134.87	134.62	134.6	134.59	134.59	134.37	134.29	134.21	134.91	136.14	128.81
Total Common Shares Outstanding	136.62	138.11	139.55	140.84	141.57	142.55	135.04	134.9	134.88	134.87	134.62	134.6	134.59	134.59	134.37	134.26	134.2	135.69	136.01	128.81
Book Value Per Share	40.33	39.74	39.38	38.67	37.89	37.28	36.98	36.82	36.01	35.65	35.44	34.54	34.45	34.23	33.61	33.07	33.43	33.87	34.69	34.40
Tangible Book Value	3,463	3,469	3,468	3,392	3,346	3,291	3,095	3,079	2,968	2,907	2,870	2,745	2,732	2,700	2,608	2,531	2,577	2,683	2,808	2,598
Tangible Book Value Per Share	25.35	25.12	24.85	24.09	23.63	23.09	22.92	22.82	22.00	21.55	21.32	20.39	20.30	20.06	19.41	18.85	19.20	19.77	20.64	20.17

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 18, 2026

Data Sources Report a data error