United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
47.11
+0.09 (0.19%)
At close: Sep 18, 2026, 4:00 PM EDT
47.10
-0.01 (-0.02%)
After-hours: Sep 18, 2026, 7:30 PM EDT
United Bankshares Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
| 6,402 | 6,300 | 5,761 | 5,379 | 5,258 | 5,163 | 4,954 | 5,066 | 5,005 | 4,375 | 4,818 | 5,054 | 3,713 | 3,993 | 4,744 | 5,437 | 4,798 | 4,719 | 4,750 | 4,932 | 4,686 | |
Market Cap Growth (YoY) | 21.63% | 22.03% | 16.29% | 6.19% | 5.06% | 18.00% | 2.83% | 0.23% | 34.77% | 9.57% | 1.55% | -7.04% | -22.60% | -15.38% | -0.13% | 10.25% | 2.38% | -3.35% | -4.51% | 17.61% | 68.65% |
Last Close Price | 47.11 | 45.46 | 40.74 | 37.40 | 35.90 | 34.80 | 32.78 | 35.12 | 34.39 | 29.76 | 32.45 | 33.69 | 24.49 | 26.01 | 30.53 | 34.79 | 30.45 | 29.57 | 29.12 | 29.98 | 29.76 |
Price Ratios
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | 12.87 | 12.25 | 11.44 | 11.60 | 12.25 | 13.11 | 13.40 | 13.61 | 14.01 | 12.22 | 13.61 | 13.83 | 9.63 | 10.18 | 12.00 | 14.36 | 13.60 | 13.78 | 13.91 | 13.45 | 12.17 |
PS Ratio | 5.12 | 5.04 | 4.68 | 4.47 | 4.60 | 4.74 | 4.76 | 5.02 | 4.94 | 4.32 | 4.76 | 4.94 | 3.59 | 3.82 | 4.51 | 5.27 | 4.76 | 4.71 | 4.74 | 4.72 | 4.39 |
PB Ratio | 1.17 | 1.14 | 1.05 | 0.98 | 0.97 | 0.96 | 0.93 | 1.01 | 1.01 | 0.90 | 1.00 | 1.06 | 0.80 | 0.86 | 1.03 | 1.20 | 1.08 | 1.05 | 1.03 | 1.05 | 1.06 |
P/FCF Ratio | 11.99 | 11.80 | 11.06 | 11.18 | 10.93 | 11.30 | 11.53 | 11.69 | 10.90 | 10.30 | 11.25 | 11.93 | 9.37 | 9.15 | 8.20 | 7.31 | 7.22 | 6.44 | 5.97 | 8.30 | 6.48 |
P/OCF Ratio | 11.52 | 11.34 | 10.67 | 10.78 | 10.60 | 11.00 | 11.23 | 11.37 | 10.61 | 10.00 | 10.91 | 11.61 | 9.06 | 8.80 | 7.97 | 7.15 | 7.05 | 6.31 | 5.85 | 8.09 | 6.34 |
Financial Efficiency
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Debt / Equity Ratio | 0.14 | 0.14 | 0.14 | 0.15 | 0.15 | 0.15 | 0.15 | 0.16 | 0.16 | 0.37 | 0.42 | 0.44 | 0.36 | 0.53 | 0.66 | 0.54 | 0.34 | 0.22 | 0.23 | 0.22 | 0.23 |
Debt / FCF Ratio | 1.50 | 1.50 | 1.52 | 1.72 | 1.66 | 1.77 | 1.91 | 1.85 | 1.77 | 4.19 | 4.76 | 4.91 | 4.19 | 5.61 | 5.26 | 3.27 | 2.29 | 1.37 | 1.31 | 1.75 | 1.41 |
Net Debt / Equity Ratio | -0.23 | -0.23 | -0.28 | -0.31 | -0.32 | -0.28 | -0.34 | -0.30 | -0.22 | -0.02 | 0.06 | 0.10 | 0.10 | 0.16 | 0.24 | 0.28 | 0.04 | -0.16 | -0.40 | -0.58 | -0.69 |
Net Debt / FCF Ratio | -2.40 | -2.40 | -2.90 | -3.57 | -3.58 | -3.30 | -4.17 | -3.44 | -2.39 | -0.18 | 0.71 | 1.13 | 1.19 | 1.72 | 1.93 | 1.68 | 0.23 | -0.97 | -2.29 | -4.60 | -4.22 |
Return on Equity (ROE) | 9.56% | 9.05% | 9.42% | 9.68% | 9.04% | 6.54% | 7.58% | 7.76% | 7.99% | 7.25% | 6.74% | 8.28% | 8.00% | 8.62% | 8.91% | 9.19% | 8.42% | 7.01% | 6.46% | 8.35% | |
Return on Assets (ROA) | 1.56% | 1.47% | 1.54% | 1.58% | 1.47% | 1.07% | 1.26% | 1.27% | 1.29% | 1.16% | 1.07% | 1.31% | 1.23% | 1.32% | 1.36% | 1.42% | 1.31% | 1.11% | 1.04% | 1.35% |
Yields
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Earnings Yield | 8.03% | 8.18% | 8.76% | 8.64% | 8.18% | 7.65% | 7.48% | 7.36% | 7.15% | 8.20% | 7.36% | 7.25% | 10.41% | 9.84% | 8.35% | 6.98% | 7.37% | 7.27% | 7.21% | 7.46% | 8.24% |
FCF Yield | 8.34% | 8.47% | 9.04% | 8.95% | 9.15% | 8.85% | 8.67% | 8.55% | 9.18% | 9.71% | 8.89% | 8.38% | 10.67% | 10.93% | 12.20% | 13.68% | 13.84% | 15.53% | 16.77% | 12.05% | 15.43% |
Dividend Yield | 3.23% | 3.32% | 3.68% | 3.98% | 4.12% | 4.25% | 4.51% | 4.21% | 4.30% | 4.94% | 4.50% | 4.30% | 5.88% | 5.54% | 4.72% | 4.14% | 4.73% | 4.84% | 4.88% | 4.70% | 4.71% |
Payout Ratio | 41.51% | 40.57% | 42.98% | 40.74% | 40.32% | 44.17% | 59.88% | 53.16% | 52.71% | 52.00% | 57.75% | 61.37% | 50.69% | 52.58% | 49.49% | 48.68% | 47.31% | 51.55% | 57.13% | 61.32% | 49.13% |
Buyback Yield / Dilution | -0.86% | 2.83% | 1.83% | -3.87% | -4.76% | -5.27% | -5.61% | -0.55% | -0.46% | -0.34% | -0.21% | -0.14% | -0.25% | 0.01% | 1.17% | -2.67% | -4.34% | -4.52% | -5.85% | -1.40% | 0.38% |
Total Shareholder Return | 2.36% | 6.15% | 5.51% | 0.12% | -0.64% | -1.02% | -1.09% | 3.66% | 3.85% | 4.59% | 4.29% | 4.17% | 5.63% | 5.55% | 5.89% | 1.47% | 0.39% | 0.32% | -0.98% | 3.30% | 5.09% |