United Bankshares, Inc. (UBSI)

NASDAQ: UBSI · Real-Time Price · USD

39.56

+0.13 (0.33%)

At close: Mar 20, 2026, 4:00 PM EDT

40.61

+1.05 (2.65%)

Pre-market: Mar 23, 2026, 7:15 AM EDT

United Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,102	911.07	919.92	896.43	742.73
Net Interest Income Growth	20.97%	-0.96%	2.62%	20.69%	7.68%
Non-Interest Income	135.15	123.7	135.26	153.26	278.13
Non-Interest Income Growth	9.26%	-8.55%	-11.75%	-44.90%	-21.60%
Revenues Before Loan Losses	1,237	1,035	1,055	1,050	1,021
Provision for Credit Losses	53.87	25.15	31.15	18.82	-23.97
Revenue	1,183	1,010	1,024	1,031	1,045
Revenue Growth (YoY)	17.22%	-1.41%	-0.66%	-1.34%	11.39%
Compensation Expenses	306.39	288.24	279.18	288.35	333.84
Selling, General & Admin	118.08	105.92	106.85	107.28	104.88
Other Non-Interest Expenses	176.48	151.45	175.56	161.59	148.63
Total Non-Interest Expense	600.05	545.03	560.22	555.09	581.98
Pretax Income	583.4	464.58	463.81	475.78	462.85
Provision for Income Taxes	118.8	91.58	97.49	96.16	95.12
Net Income	464.6	373	366.31	379.63	367.74
Net Income to Common	464.6	373	366.31	379.63	367.74
Net Income Growth	24.56%	1.82%	-3.51%	3.23%	27.23%
Shares Outstanding (Basic)	141	135	135	135	129
Shares Outstanding (Diluted)	142	135	135	135	130
Shares Change (YoY)	4.88%	0.35%	-0.27%	4.33%	7.85%
EPS (Basic)	3.28	2.76	2.72	2.81	2.84
EPS (Diluted)	3.27	2.75	2.71	2.80	2.83
EPS Growth	18.91%	1.48%	-3.21%	-1.06%	17.92%
Free Cash Flow	481.19	433.33	423.55	743.96	594.16
Free Cash Flow Growth	11.05%	2.31%	-43.07%	25.21%	389.33%
Free Cash Flow Per Share	3.39	3.20	3.14	5.51	4.59
Dividends Per Share	1.490	1.480	1.450	1.440	1.410
Dividend Growth	0.68%	2.07%	0.69%	2.13%	0.71%
Profit Margin	39.26%	36.94%	35.77%	36.83%	35.20%
FCF Margin	40.66%	42.92%	41.36%	72.17%	56.87%
EBITDA	-13.05	10.4	23.11	23.67	7.91
EBITDA Margin	-1.10%	1.03%	2.26%	2.30%	0.76%
Effective Tax Rate	20.36%	19.71%	21.02%	20.21%	20.55%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q