UMB Financial Statistics
Total Valuation
UMB Financial has a market cap or net worth of $4.09 billion. The enterprise value is $2.54 billion.
| Market Cap | 4.09B |
| Enterprise Value | 2.54B |
Important Dates
The next confirmed earnings date is Tuesday, April 30, 2024, after market close.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | Mar 8, 2024 |
Share Statistics
UMB Financial has 48.74 million shares outstanding. The number of shares has increased by 0.03% in one year.
| Shares Outstanding | 48.74M |
| Shares Change (YoY) | +0.03% |
| Shares Change (QoQ) | +0.17% |
| Owned by Insiders (%) | 9.07% |
| Owned by Institutions (%) | 89.24% |
| Float | 45.55M |
Valuation Ratios
The trailing PE ratio is 11.70 and the forward PE ratio is 11.41. UMB Financial's PEG ratio is 1.73.
| PE Ratio | 11.70 |
| Forward PE | 11.41 |
| PS Ratio | 2.88 |
| Forward PS | 2.65 |
| PB Ratio | 1.32 |
| P/FCF Ratio | 9.10 |
| PEG Ratio | 1.73 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.29, with an EV/FCF ratio of 5.66.
| EV / Earnings | 7.26 |
| EV / Sales | 1.79 |
| EV / EBITDA | 5.29 |
| EV / EBIT | 6.03 |
| EV / FCF | 5.66 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.39 |
| Debt / EBITDA | 8.96 |
| Debt / FCF | 9.57 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.10% and return on invested capital (ROIC) is 4.73%.
| Return on Equity (ROE) | 12.10% |
| Return on Assets (ROA) | 0.80% |
| Return on Capital (ROIC) | 4.73% |
| Revenue Per Employee | $394,760 |
| Profits Per Employee | $97,256 |
| Employee Count | 3,599 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid $71.58 million in taxes.
| Income Tax | 71.58M |
| Effective Tax Rate | 16.98% |
Stock Price Statistics
The stock price has increased by +49.93% in the last 52 weeks. The beta is 0.83, so UMB Financial's price volatility has been lower than the market average.
| Beta (1Y) | 0.83 |
| 52-Week Price Change | +49.93% |
| 50-Day Moving Average | 81.77 |
| 200-Day Moving Average | 73.43 |
| Relative Strength Index (RSI) | 55.86 |
| Average Volume (30 Days) | 223,208 |
Short Selling Information
The latest short interest is 625,773, so 1.28% of the outstanding shares have been sold short.
| Short Interest | 625,773 |
| Short Previous Month | 615,799 |
| Short % of Shares Out | 1.28% |
| Short % of Float | 1.37% |
| Short Ratio (days to cover) | 3.01 |
Income Statement
In the last 12 months, UMB Financial had revenue of $1.42 billion and earned $350.02 million in profits. Earnings per share was $7.18.
| Revenue | 1.42B |
| Gross Profit | 1.42B |
| Operating Income | 421.60M |
| Pretax Income | 421.60M |
| Net Income | 350.02M |
| EBITDA | 480.33M |
| EBIT | 421.60M |
| Earnings Per Share (EPS) | $7.18 |
Balance Sheet
The company has $5.85 billion in cash and $4.30 billion in debt, giving a net cash position of $1.55 billion or $31.79 per share.
| Cash & Cash Equivalents | 5.85B |
| Total Debt | 4.30B |
| Net Cash | 1.55B |
| Net Cash Per Share | $31.79 |
| Equity / Book Value | 3.10B |
| Book Value Per Share | 63.61 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $472.60 million and capital expenditures -$23.10 million, giving a free cash flow of $449.50 million.
| Operating Cash Flow | 472.60M |
| Capital Expenditures | -23.10M |
| Free Cash Flow | 449.50M |
| FCF Per Share | $9.27 |
Margins
Gross margin is 100.00%, with operating and profit margins of 29.67% and 24.64%.
| Gross Margin | 100.00% |
| Operating Margin | 29.67% |
| Pretax Margin | 29.67% |
| Profit Margin | 24.64% |
| EBITDA Margin | 33.81% |
| EBIT Margin | 29.67% |
| FCF Margin | 31.64% |
Dividends & Yields
This stock pays an annual dividend of $1.56, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | $1.56 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | 2.67% |
| Years of Dividend Growth | 28 |
| Payout Ratio | 21.73% |
| Buyback Yield | -0.03% |
| Shareholder Yield | 1.82% |
| Earnings Yield | 8.56% |
| FCF Yield | 10.99% |
Analyst Forecast
The average price target for UMB Financial is $86.67, which is 3.19% higher than the current price. The consensus rating is "Buy".
| Price Target | $86.67 |
| Price Target Difference | 3.19% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 31, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | May 31, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |