UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
135.51
-0.65 (-0.48%)
Oct 23, 2026, 4:00 PM EDT - Market closed
UMB Financial Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,814 | 2,498 | 1,568 | 1,421 | 1,430 | 1,263 |
Revenue Growth | 44.35% | 59.30% | 10.36% | -0.66% | 13.26% | 8.77% |
Net Income Net Income Growth | 917.3 | 684.62 | 441.24 | 350.02 | 431.68 | 353.02 |
Earnings Per Share EPS Growth | 11.99 | 9.29 | 8.99 | 7.18 | 8.86 | 7.24 |
EPS Growth | 37.29% | 3.34% | 25.21% | -18.96% | 22.38% | 22.09% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commercial Banking Commercial Banking Growth | 1,530 | 1,344 | 750.95 | 669.2 | 685.79 | 648.87 |
Institutional Banking (Including Healthcare Services) Institutional Banking (Including Healthcare Services) Growth | 768.79 | 700.97 | 590 | 532.9 | 482.98 | 360.5 |
Personal Banking Personal Banking Growth | 515.17 | 452.59 | 227 | 218.65 | 261.36 | 253.33 |
Total Total Growth | 2,814 | 2,498 | 1,568 | 1,421 | 1,430 | 1,263 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 2,112 | 2,925 | 1,492 | 950.88 | 1,647 | 1,761 |
Total Debt Total Debt Growth | 3,712 | 4,008 | 3,158 | 4,467 | 2,793 | 3,589 |
Net Cash (Debt) Net Cash Growth | -1,600 | -1,083 | -1,666 | -3,516 | -1,146 | -1,828 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -20.94 | -14.70 | -33.95 | -72.10 | -23.51 | -37.50 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,089 | 1,027 | 225.29 | 472.6 | 769.55 | 534.08 |
Capital Expenditures CapEx Growth | -48.14 | -48.58 | -20.01 | -23.1 | -51.72 | -33.69 |
Free Cash Flow Free Cash Flow Growth | 1,041 | 978.11 | 205.28 | 449.5 | 717.84 | 500.4 |
Free Cash Flow Growth | 55.96% | 376.48% | -54.33% | -37.38% | 43.45% | 59.68% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 32.60% | 27.41% | 28.14% | 24.64% | 30.19% | 27.96% |
FCF Margin | 36.98% | 39.16% | 13.09% | 31.64% | 50.19% | 39.63% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.000 | 1.630 | 1.570 | 1.530 | 1.490 | 1.380 |
Dividend Per Share Growth | 11.88% | 3.82% | 2.61% | 2.69% | 7.97% | 10.40% |
Dividend Yield | 1.48% | 1.42% | 1.39% | 1.83% | 1.78% | 1.30% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.30 | 12.76 | 12.48 | 11.58 | 9.35 | 14.54 |
Forward PE | 10.21 | 10.24 | 12.52 | 12.06 | 10.51 | 15.55 |
P/FCF Ratio | 9.89 | 8.93 | 26.83 | 9.02 | 5.62 | 10.26 |
PS Ratio | 3.66 | 3.50 | 3.51 | 2.85 | 2.82 | 4.06 |