UMB Financial Corporation (UMBF)

UMB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,554	573.18	452.25	507.68	413.82	430.64
Investment Securities	8,845	7,291	7,122	7,300	6,642	6,833
Trading Asset Securities	329.46	262.98	179.59	66.1	89.56	138.57
Mortgage-Backed Securities	8,435	6,944	6,359	6,948	8,361	5,468
Total Investments	17,609	14,498	13,661	14,313	15,093	12,440
Gross Loans	35,936	25,642	23,172	21,031	17,171	16,104
Allowance for Loan Losses	-368.92	-259.09	-219.74	-191.84	-194.77	-215.97
Net Loans	35,567	25,383	22,953	20,839	16,976	15,888
Property, Plant & Equipment	391.15	252.24	261.29	272.56	275.28	292.32
Goodwill	1,798	207.39	207.39	207.39	174.52	180.87
Other Intangible Assets	557.19	80.78	101.42	124.41	67.17	85.23
Loans Held for Sale	5.1	2.76	4.42	1.98	1.28	6.71
Accrued Interest Receivable	308.1	246.1	220.31	189.23	131.1	139.89
Other Receivables	102.1	100.2	86.6	76.1	73.6	62.1
Restricted Cash	9,693	7,876	5,081	1,057	8,801	3,067
Long-Term Deferred Tax Assets	-	244.04	222.2	248.43	-	-
Other Real Estate Owned & Foreclosed	31.01	28.39	1.74	0.07	-	4.74
Other Long-Term Assets	1,732	918.19	759.15	674.64	686.93	530.63
Total Assets	69,347	50,410	44,012	38,512	42,693	33,128
Accrued Expenses	343.92	364.32	384.77	236.54	224.8	218.53
Interest Bearing Deposits	38,770	28,366	22,882	18,841	18,809	16,773
Institutional Deposits	1,319	1,159	780.69	538.05	447.98	398.35
Non-Interest Bearing Deposits	18,432	13,617	12,131	13,260	16,343	9,880
Total Deposits	58,521	43,142	35,793	32,639	35,600	27,051
Short-Term Borrowings	2,706	2,717	4,025	2,349	3,252	2,325
Current Portion of Leases	-	12.02	-	-	-	2.02
Other Current Liabilities	11.93	7.1	8.02	3.5	3.2	2.18
Long-Term Debt	437.55	308.51	307.64	306.76	198.33	197.88
Long-Term Leases	-	43.1	58.9	63.5	64.6	71.7
Trust Preferred Securities	216.83	76.78	75.61	74.55	73.21	71.71
Long-Term Deferred Tax Liabilities	-	-	-	-	22.1	95.56
Other Long-Term Liabilities	361.53	272.11	258.73	172.88	109.51	74.85
Total Liabilities	62,599	46,943	40,911	35,845	39,548	30,111
Common Stock	78.67	55.06	55.06	55.06	55.06	55.06
Additional Paid-In Capital	3,994	1,146	1,134	1,126	1,111	1,090
Retained Earnings	3,225	3,175	2,811	2,536	2,177	1,891
Treasury Stock	-166.77	-336.05	-342.89	-347.26	-323.47	-338.15
Comprehensive Income & Other	-492.7	-573.05	-556.94	-702.74	126.31	318.34
Shareholders' Equity	6,748	3,467	3,100	2,667	3,145	3,017
Total Liabilities & Equity	69,347	50,410	44,012	38,512	42,693	33,128
Total Debt	3,360	3,158	4,467	2,793	3,589	2,668
Net Cash (Debt)	-1,358	-1,666	-3,516	-1,146	-1,828	-405.53
Net Cash Per Share	-25.53	-33.95	-72.10	-23.51	-37.50	-8.39
Filing Date Shares Outstanding	75.92	72.59	48.74	48.5	48.46	48.18
Total Common Shares Outstanding	75.92	48.81	48.55	48.32	48.43	48.01
Book Value Per Share	87.43	71.02	63.85	55.20	64.95	62.84
Tangible Book Value	4,282	3,178	2,792	2,335	2,904	2,751
Tangible Book Value Per Share	56.40	65.11	57.49	48.33	59.96	57.30

Updated Apr 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q