UMB Financial Corporation (UMBF)

UMB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	573.18	452.25	507.68	413.82	430.64
Investment Securities	7,291	7,122	7,300	6,642	6,833
Trading Asset Securities	262.98	179.59	66.1	89.56	138.57
Mortgage-Backed Securities	6,944	6,359	6,948	8,361	5,468
Total Investments	14,498	13,661	14,313	15,093	12,440
Gross Loans	25,642	23,172	21,031	17,171	16,104
Allowance for Loan Losses	-259.09	-219.74	-191.84	-194.77	-215.97
Net Loans	25,383	22,953	20,839	16,976	15,888
Property, Plant & Equipment	252.24	261.29	272.56	275.28	292.32
Goodwill	207.39	207.39	207.39	174.52	180.87
Other Intangible Assets	80.78	101.42	124.41	67.17	85.23
Loans Held for Sale	2.76	4.42	1.98	1.28	6.71
Accrued Interest Receivable	246.1	220.31	189.23	131.1	139.89
Other Receivables	100.2	86.6	76.1	73.6	62.1
Restricted Cash	7,876	5,081	1,057	8,801	3,067
Long-Term Deferred Tax Assets	244.04	222.2	248.43	-	-
Other Real Estate Owned & Foreclosed	28.39	1.74	0.07	-	4.74
Other Long-Term Assets	918.19	759.15	674.64	686.93	530.63
Total Assets	50,410	44,012	38,512	42,693	33,128
Accrued Expenses	364.32	384.77	236.54	224.8	218.53
Interest Bearing Deposits	28,366	22,882	18,841	18,809	16,773
Institutional Deposits	1,159	780.69	538.05	447.98	398.35
Non-Interest Bearing Deposits	13,617	12,131	13,260	16,343	9,880
Total Deposits	43,142	35,793	32,639	35,600	27,051
Short-Term Borrowings	2,717	4,025	2,349	3,252	2,325
Current Portion of Leases	12.02	-	-	-	2.02
Other Current Liabilities	7.1	8.02	3.5	3.2	2.18
Long-Term Debt	308.51	307.64	306.76	198.33	197.88
Long-Term Leases	43.1	58.9	63.5	64.6	71.7
Trust Preferred Securities	76.78	75.61	74.55	73.21	71.71
Long-Term Deferred Tax Liabilities	-	-	-	22.1	95.56
Other Long-Term Liabilities	272.11	258.73	172.88	109.51	74.85
Total Liabilities	46,943	40,911	35,845	39,548	30,111
Common Stock	55.06	55.06	55.06	55.06	55.06
Additional Paid-In Capital	1,146	1,134	1,126	1,111	1,090
Retained Earnings	3,175	2,811	2,536	2,177	1,891
Treasury Stock	-336.05	-342.89	-347.26	-323.47	-338.15
Comprehensive Income & Other	-573.05	-556.94	-702.74	126.31	318.34
Shareholders' Equity	3,467	3,100	2,667	3,145	3,017
Total Liabilities & Equity	50,410	44,012	38,512	42,693	33,128
Total Debt	3,158	4,467	2,793	3,589	2,668
Net Cash (Debt)	-1,666	-3,516	-1,146	-1,828	-405.53
Net Cash Per Share	-33.95	-72.10	-23.51	-37.50	-8.39
Filing Date Shares Outstanding	72.59	48.74	48.5	48.46	48.18
Total Common Shares Outstanding	48.81	48.55	48.32	48.43	48.01
Book Value Per Share	71.02	63.85	55.20	64.95	62.84
Tangible Book Value	3,178	2,792	2,335	2,904	2,751
Tangible Book Value Per Share	65.11	57.49	48.33	59.96	57.30

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q