UMB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,893	8,559	5,607	1,680	9,256
Securities and Investments	20,108	13,622	13,250	13,215	13,782
Short-Term Interbank Lending and Reverse Repurchase Agreements	1,548	545	245.34	958.6	1,216
Trading Assets	22.33	28.53	18.09	17.98	31.88
Other Earning Assets	2.03	2.76	4.42	1.98	1.28
Gross Loans	38,779	25,642	23,172	21,031	-
Allowance for Loan Losses	-419.48	-259.09	-219.74	-191.84	-194.77
Net Loans	38,360	25,383	22,953	20,839	16,976
Net Property, Plant & Equipment	398.27	221.77	241.7	263.65	270.93
Accrued Interest and Accounts Receivable	349.64	246.1	220.31	189.23	131.1
Other Intangible Assets	486.87	63.65	71.01	78.72	14.42
Goodwill	1,840	207.39	207.39	207.39	174.52
Other Non-Earning Assets	2,086	1,530	1,194	1,060	839.09
Total Assets	73,094	50,410	44,012	38,512	42,693
Interest-bearing deposits	43,513	29,525	23,662	19,379	19,257
Noninterest-bearing deposits	17,143	13,617	12,131	13,260	16,343
Total Deposits	60,657	43,142	35,793	32,639	35,600
Short-Term Interbank Borrowing and Repurchase Agreements	3,325	2,610	2,120	2,222	3,238
Short-Term Borrowings	-	-	1,800	-	-
Accrued Expenses	435.35	368.46	389.86	239.62	249.49
Long-Term Debt	474.23	385.29	383.25	381.31	271.54
Other Liabilities	509.21	437.63	425.65	363.13	188.66
Total Liabilities	65,401	46,943	40,911	35,845	39,548
Preferred Stock	294.07	-	-	-	-
Common Stock	78.67	55.06	55.06	55.06	55.06
Treasury Stock	-165.1	-336.05	-342.89	-347.26	-323.47
Additional Paid-in Capital	4,011	1,146	1,134	1,126	1,111
Accumulated Other Comprehensive Income	-261.52	-573.05	-556.94	-702.74	126.31
Retained Earnings	3,736	3,175	2,811	2,536	2,177
Shareholders' Equity	7,694	3,467	3,100	2,667	3,145
Total Liabilities & Equity	73,094	50,410	44,012	38,512	42,693
Total Debt	474.23	385.29	383.25	381.31	271.54
Net Cash (Debt)	-474.23	-385.29	-383.25	-381.31	-271.54
Net Cash Per Share	-6.44	-7.85	-7.86	-7.82	-5.57
Book Value	7,694	3,467	3,100	2,667	3,145
Book Value Per Share	104.43	70.66	63.58	54.71	64.54
Tangible Book Value	5,367	3,196	2,822	2,381	2,956
Tangible Book Value Per Share	72.85	65.14	57.87	48.84	60.66

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q