UMB Financial Corporation (UMBF)

UMB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,177	452.25	507.68	413.82	430.64	472.96
Investment Securities	6,393	7,122	7,300	6,642	6,833	6,174
Trading Asset Securities	294.35	179.59	66.1	89.56	138.57	100.89
Mortgage-Backed Securities	6,612	6,359	6,948	8,361	5,468	4,072
Total Investments	13,300	13,661	14,313	15,093	12,440	10,347
Gross Loans	24,991	23,172	21,031	17,171	16,104	13,432
Allowance for Loan Losses	-248.91	-219.74	-191.84	-194.77	-215.97	-101.79
Net Loans	24,742	22,953	20,839	16,976	15,888	13,330
Property, Plant & Equipment	222.06	261.29	272.56	275.28	292.32	301.43
Goodwill	207.39	207.39	207.39	174.52	180.87	180.87
Other Intangible Assets	65.56	101.42	124.41	67.17	85.23	93.3
Loans Held for Sale	5.18	4.42	1.98	1.28	6.71	7.8
Accrued Interest Receivable	218.65	220.31	189.23	131.1	139.89	124.51
Other Receivables	88.1	86.6	76.1	73.6	62.1	58
Restricted Cash	6,499	5,081	1,057	8,801	3,067	1,196
Long-Term Deferred Tax Assets	-	222.2	248.43	-	-	-
Other Real Estate Owned & Foreclosed	1.85	1.74	0.07	-	4.74	2.94
Other Long-Term Assets	969.98	759.15	674.64	686.93	530.63	446.27
Total Assets	47,496	44,012	38,512	42,693	33,128	26,561
Accrued Expenses	383.09	384.77	236.54	224.8	218.53	199.04
Interest Bearing Deposits	26,044	22,882	18,841	18,809	16,773	14,044
Institutional Deposits	817.25	780.69	538.05	447.98	398.35	614.78
Non-Interest Bearing Deposits	12,841	12,131	13,260	16,343	9,880	6,944
Total Deposits	39,703	35,793	32,639	35,600	27,051	21,603
Short-Term Borrowings	3,166	4,025	2,349	3,252	2,325	1,903
Current Portion of Leases	-	11.99	-	-	2.02	-
Other Current Liabilities	11.29	8.02	3.5	3.2	2.18	14.6
Long-Term Debt	308.29	307.64	306.76	198.33	197.88	-
Long-Term Leases	-	46.94	63.5	64.6	71.7	73
Trust Preferred Securities	76.47	75.61	74.55	73.21	71.71	70.37
Long-Term Deferred Tax Liabilities	-	-	-	22.1	95.56	30.18
Other Long-Term Liabilities	312.84	258.7	172.88	109.51	74.85	61.97
Total Liabilities	43,961	40,911	35,845	39,548	30,111	23,955
Common Stock	55.06	55.06	55.06	55.06	55.06	55.06
Additional Paid-In Capital	1,138	1,134	1,126	1,111	1,090	1,074
Retained Earnings	3,075	2,811	2,536	2,177	1,891	1,672
Treasury Stock	-336.68	-342.89	-347.26	-323.47	-338.15	-278
Comprehensive Income & Other	-395.86	-556.94	-702.74	126.31	318.34	83.18
Shareholders' Equity	3,535	3,100	2,667	3,145	3,017	2,606
Total Liabilities & Equity	47,496	44,012	38,512	42,693	33,128	26,561
Total Debt	3,551	4,467	2,793	3,589	2,668	2,046
Net Cash (Debt)	-1,976	-3,516	-1,146	-1,828	-405.53	135.6
Net Cash Per Share	-40.37	-72.10	-23.51	-37.50	-8.39	2.76
Filing Date Shares Outstanding	48.8	48.74	48.5	48.46	48.18	49.09
Total Common Shares Outstanding	48.8	48.55	48.32	48.43	48.01	49.1
Book Value Per Share	72.45	63.85	55.20	64.95	62.84	53.09
Tangible Book Value	3,263	2,792	2,335	2,904	2,751	2,332
Tangible Book Value Per Share	66.86	57.49	48.33	59.96	57.30	47.50

Source: S&P Capital IQ. Banks template. Financial Sources.