UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
146.81
-1.52 (-1.02%)
At close: Aug 5, 2026, 4:00 PM EDT
146.70
-0.11 (-0.07%)
After-hours: Aug 5, 2026, 7:34 PM EDT
UMB Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 942.68 | 702.4 | 441.24 | 350.02 | 431.68 | 353.02 |
Depreciation & Amortization | 144.63 | 141.77 | 52.77 | 58.72 | 54.02 | 55.75 |
Provision for Credit Losses | 102.5 | 154.5 | 61.05 | 41.23 | 37.9 | 20 |
Stock-Based Compensation | 39.81 | 37.75 | 22.58 | 18.69 | 21.49 | 21.21 |
Net Change in Loans Held-for-Sale | 2.06 | 3.47 | 3.94 | -0.75 | 0.49 | 10.56 |
Other Adjustments | -126.88 | -99.55 | 16.4 | 20.64 | -21.93 | 28.88 |
Changes in Trading Assets | -21.14 | 6.2 | -10.44 | -0.11 | 13.9 | -10.33 |
Changes in Accrued Interest and Accounts Receivable | -20.06 | -29.27 | -24.59 | -31.08 | -58.22 | 4.59 |
Changes in Accrued Expenses | -24.24 | 26.25 | -20.45 | 148.15 | -11 | -51.74 |
Changes in Other Operating Activities | 49.46 | 83.18 | -317.22 | -132.92 | 301.22 | 102.16 |
Operating Cash Flow | 1,089 | 1,027 | 225.29 | 472.6 | 769.55 | 534.08 |
Operating Cash Flow Growth | 54.40% | 355.73% | -52.33% | -38.59% | 44.09% | 42.96% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -193.99 | -47.33 | -331.41 | 756.61 | 244.06 | 441.12 |
Net Change in Loans Held-for-Investment | -4,266 | -3,252 | -2,416 | -2,159 | -3,952 | -1,118 |
Net Change in Securities and Investments | -1,316 | -2,357 | -315.21 | 196.95 | -605.07 | -3,432 |
Capital Expenditures | -48.14 | -48.58 | -20.01 | -23.1 | -51.72 | -33.69 |
Sale of Property, Plant & Equipment | - | - | - | - | 6.73 | 3.9 |
Other Investing Activities | -53.55 | 85.78 | -180.29 | -44.6 | 512.77 | -96.98 |
Investing Cash Flow | -5,912 | -5,620 | -3,263 | -1,273 | -3,845 | -4,235 |
Net Change in Deposits | -220.9 | 3,162 | 7,349 | 3,154 | -3,571 | 8,549 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 150.99 | 692.59 | 490.07 | -102.52 | -1,016 | 922.94 |
Short-Term Debt Issued | - | - | 500 | 32,856 | - | - |
Short-Term Debt Repaid | - | - | -2,300 | -31,056 | - | - |
Net Short-Term Debt Issued (Repaid) | - | - | -1,800 | 1,800 | - | - |
Long-Term Debt Issued | - | - | - | - | 110 | - |
Long-Term Debt Repaid | -188.95 | -200 | - | - | - | - |
Net Long-Term Debt Issued (Repaid) | -188.95 | -200 | - | - | 110 | - |
Issuance of Common Stock | 1.59 | 236.45 | 4.69 | 2.46 | 2.14 | 19.05 |
Repurchase of Common Stock | -39.81 | -17.63 | -7.74 | -8.37 | -32 | -5.51 |
Net Common Stock Issued (Repurchased) | -38.22 | 218.82 | -3.05 | -5.91 | -29.86 | 13.54 |
Issuance of Preferred Stock | 0 | 294.07 | - | - | - | - |
Repurchase of Preferred Stock | - | -115 | - | - | - | - |
Net Preferred Stock Issued (Repurchased) | 0 | 179.07 | - | - | - | - |
Common Dividends Paid | -151.23 | -135.62 | -77.13 | -74.25 | -72.03 | -66.75 |
Other Financing Activities | - | -0.52 | -1.41 | - | -2.13 | - |
Financing Cash Flow | -563.29 | 3,917 | 5,958 | 4,771 | -4,581 | 9,418 |
Net Cash Flow | -5,386 | -676.72 | 2,920 | 3,970 | -7,657 | 5,717 |
Free Cash Flow | 1,041 | 978.11 | 205.28 | 449.5 | 717.84 | 500.4 |
Free Cash Flow Growth | 48.48% | 376.48% | -54.33% | -37.38% | 43.45% | 59.68% |
FCF Margin | 36.98% | 39.16% | 13.09% | 31.64% | 50.19% | 39.63% |
Free Cash Flow Per Share | 13.62 | 13.28 | 4.18 | 9.22 | 14.73 | 10.27 |