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UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
130.94
+1.15 (0.89%)
Oct 2, 2026, 4:00 PM EDT - Market closed

UMB Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
9,9458,7385,5074,0554,0355,131
Market Cap Growth
10.72%58.66%35.83%0.49%-21.37%54.85%
Last Close Price
130.94113.83110.0480.1278.3997.94

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.9212.7612.4811.589.3514.54
PS Ratio
3.533.503.512.852.824.06
PB Ratio
1.291.141.591.311.511.63
P/FCF Ratio
9.568.9326.839.025.6210.26
P/OCF Ratio
9.138.5124.458.585.249.61

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.460.520.911.441.051.14
Debt / FCF Ratio
3.574.1015.389.943.897.17
Net Debt / Equity Ratio
0.200.140.481.130.430.58
Net Debt / FCF Ratio
1.541.118.117.821.603.65
Return on Equity (ROE)
12.31%12.59%13.44%12.14%14.85%11.46%
Return on Assets (ROA)
1.31%1.14%0.94%0.85%1.06%0.93%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.22%8.04%8.01%8.63%10.70%6.88%
FCF Yield
10.46%11.19%3.73%11.09%17.79%9.75%
Dividend Yield
1.53%1.43%1.43%1.91%1.90%1.41%
Payout Ratio
14.92%19.31%17.48%21.21%16.69%18.91%
Buyback Yield / Dilution
-27.32%-50.17%-0.60%-0.03%-0.02%-0.82%
Total Shareholder Return
-25.79%-48.74%0.83%1.88%1.88%0.59%
SEC Filings: 10-K · 10-Q