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UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
139.77
+0.28 (0.20%)
Sep 14, 2026, 4:00 PM EDT - Market closed

UMB Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
10,6168,7385,5074,0554,0355,131
Market Cap Growth
14.61%58.66%35.83%0.49%-21.37%54.85%
Last Close Price
139.77113.83110.0480.1278.3997.94

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6512.7612.4811.589.3514.54
PS Ratio
3.773.503.512.852.824.06
PB Ratio
1.371.141.591.311.511.63
P/FCF Ratio
10.208.9326.839.025.6210.26
P/OCF Ratio
9.758.5124.458.585.249.61

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.460.520.911.441.051.14
Debt / FCF Ratio
3.574.1015.389.943.897.17
Net Debt / Equity Ratio
0.200.140.481.130.430.58
Net Debt / FCF Ratio
1.541.118.117.821.603.65
Return on Equity (ROE)
12.31%12.59%13.44%12.14%14.85%11.46%
Return on Assets (ROA)
1.31%1.14%0.94%0.85%1.06%0.93%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.64%8.04%8.01%8.63%10.70%6.88%
FCF Yield
9.80%11.19%3.73%11.09%17.79%9.75%
Dividend Yield
1.43%1.43%1.43%1.91%1.90%1.41%
Payout Ratio
14.92%19.31%17.48%21.21%16.69%18.91%
Buyback Yield / Dilution
-27.32%-50.17%-0.60%-0.03%-0.02%-0.82%
Total Shareholder Return
-25.89%-48.74%0.83%1.88%1.88%0.59%
SEC Filings: 10-K · 10-Q