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UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
133.86
+0.38 (0.28%)
Nov 13, 2026, 4:00 PM EST - Market closed

UMB Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
10,1678,7385,5074,0554,0355,131
Market Cap Growth
21.90%58.66%35.83%0.49%-21.37%54.85%
Last Close Price
133.86113.83110.0480.1278.3997.94

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.1412.7612.4811.589.3514.54
PS Ratio
3.513.503.512.852.824.06
PB Ratio
1.351.141.591.311.511.63
P/FCF Ratio
8.908.9326.839.025.6210.26
P/OCF Ratio
8.568.5124.458.585.249.61

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.490.520.911.441.051.14
Debt / FCF Ratio
3.344.1015.389.943.897.17
Net Debt / Equity Ratio
0.180.140.481.130.430.58
Net Debt / FCF Ratio
1.231.118.117.821.603.65
Return on Equity (ROE)
13.50%12.59%13.44%12.14%14.85%11.46%
Return on Assets (ROA)
1.43%1.14%0.94%0.85%1.06%0.93%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.86%8.04%8.01%8.63%10.70%6.88%
FCF Yield
11.23%11.19%3.73%11.09%17.79%9.75%
Dividend Yield
1.49%1.42%1.39%1.83%1.78%1.30%
Payout Ratio
14.09%19.31%17.48%21.21%16.69%18.91%
Buyback Yield / Dilution
-14.35%-50.17%-0.60%-0.03%-0.02%-0.82%
Total Shareholder Return
-12.86%-48.76%0.79%1.80%1.76%0.49%
SEC Filings: 10-K · 10-Q