UMB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,391	7,893	8,559	5,607	1,680	9,256
Securities and Investments	20,046	20,108	13,622	13,250	13,215	13,782
Short-Term Interbank Lending and Reverse Repurchase Agreements	1,525	1,548	545	245.34	958.6	1,216
Trading Assets	24.21	22.33	28.53	18.09	17.98	31.88
Other Earning Assets	4.47	2.03	2.76	4.42	1.98	1.28
Gross Loans	40,134	38,779	25,642	23,173	21,031	-
Allowance for Loan Losses	-425.88	-419.48	-259.09	-219.74	-191.84	-194.77
Net Loans	39,708	38,360	25,383	22,953	20,839	16,976
Net Property, Plant & Equipment	391.02	398.27	221.77	241.7	263.65	270.93
Accrued Interest and Accounts Receivable	342.69	349.64	246.1	220.31	189.23	131.1
Other Intangible Assets	463.41	486.87	63.65	71.01	78.72	14.42
Goodwill	1,838	1,840	207.39	207.39	207.39	174.52
Other Non-Earning Assets	1,940	2,086	1,530	1,194	1,060	839.09
Total Assets	72,674	73,094	50,410	44,012	38,513	42,694
Interest-bearing deposits	42,939	43,513	29,525	23,662	19,379	19,257
Noninterest-bearing deposits	17,042	17,143	13,617	12,131	13,260	16,343
Total Deposits	59,981	60,657	43,142	35,793	32,639	35,600
Short-Term Interbank Borrowing and Repurchase Agreements	3,551	3,325	2,610	2,120	2,222	3,238
Short-Term Borrowings	-	-	-	1,800	-	-
Accrued Expenses	309.93	435.35	368.46	389.86	239.62	249.49
Long-Term Debt	477.16	474.23	385.29	383.25	381.31	271.54
Other Liabilities	528.57	509.21	437.63	425.65	363.13	188.66
Total Liabilities	64,847	65,401	46,943	40,911	35,845	39,548
Preferred Stock	294.07	294.07	-	-	-	-
Common Stock	78.67	78.67	55.06	55.06	55.06	55.06
Treasury Stock	-179.72	-165.1	-336.05	-342.89	-347.26	-323.47
Additional Paid-in Capital	4,007	4,011	1,146	1,134	1,126	1,111
Accumulated Other Comprehensive Income	-331.35	-261.52	-573.05	-556.94	-702.74	126.31
Retained Earnings	3,959	3,736	3,175	2,811	2,536	2,177
Shareholders' Equity	7,827	7,694	3,467	3,100	2,667	3,145
Total Liabilities & Equity	72,674	73,094	50,410	44,012	38,513	42,694
Total Debt	477.16	474.23	385.29	383.25	381.31	271.54
Net Cash (Debt)	-477.16	-474.23	-385.29	-383.25	-381.31	-271.54
Net Cash Per Share	-6.25	-6.44	-7.85	-7.86	-7.82	-5.57
Book Value	7,827	7,694	3,467	3,100	2,667	3,145
Book Value Per Share	102.51	104.43	70.66	63.58	54.71	64.54
Tangible Book Value	5,526	5,367	3,196	2,822	2,381	2,956
Tangible Book Value Per Share	72.37	72.85	65.14	57.87	48.84	60.66

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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