UMB Financial Corporation (UMBF)

UMB Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	4,080	4,055	4,035	5,131	3,314	3,370
Market Cap Growth	51.45%	0.49%	-21.36%	54.86%	-1.66%	10.81%
Enterprise Value	1,279	2,505	4,000	-1,831	708	2,060
PE Ratio	11.12	11.58	9.35	14.54	11.57	13.83
PS Ratio	2.79	2.85	2.82	4.06	2.85	3.17
PB Ratio	1.29	1.31	1.51	1.63	1.10	1.29
P/FCF Ratio	7.95	9.02	5.57	10.18	10.29	12.34
P/OCF Ratio	7.74	8.58	5.24	9.61	8.87	9.91
EV/Sales Ratio	0.88	1.76	2.80	-1.45	0.61	1.93
EV/EBITDA Ratio	2.55	5.22	6.83	-3.78	1.76	6.02
EV/EBIT Ratio	2.88	5.94	7.52	-4.27	2.09	7.20
EV/FCF Ratio	2.49	5.57	5.52	-3.63	2.20	7.54
Debt / Equity Ratio	1.40	1.39	0.98	1.12	0.86	0.75
Debt / EBITDA Ratio	8.80	8.96	4.44	7.24	6.44	5.75
Debt / FCF Ratio	8.59	9.57	3.59	6.96	8.03	7.20
Asset Turnover	0.03	0.03	0.04	0.03	0.04	0.04
Return on Equity (ROE)	12.40%	12.10%	16.30%	11.50%	10.10%	9.70%
Return on Assets (ROA)	0.90%	0.80%	1.10%	0.90%	1.00%	1.00%
Return on Capital (ROIC)	4.86%	4.73%	8.19%	5.30%	5.11%	5.33%
Earnings Yield	9.01%	8.63%	10.70%	6.88%	8.65%	7.23%
FCF Yield	12.58%	11.09%	17.96%	9.83%	9.72%	8.11%
Dividend Yield	1.86%	1.80%	1.80%	1.30%	1.80%	1.80%
Payout Ratio	20.72%	21.20%	16.70%	18.90%	21.00%	24.20%
Buyback Yield / Dilution	-0.36%	-0.03%	-0.02%	-0.82%	1.52%	1.37%
Total Shareholder Return	1.51%	1.77%	1.78%	0.48%	3.32%	3.17%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).