Verve Therapeutics Statistics
Total Valuation
UMB Financial has a market cap or net worth of $8.37 billion. The enterprise value is $9.83 billion.
Important Dates
The last earnings date was Tuesday, July 29, 2025, after market close.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | Sep 10, 2025 |
Share Statistics
UMB Financial has 75.93 million shares outstanding. The number of shares has increased by 22.80% in one year.
| Current Share Class | 75.93M |
| Shares Outstanding | 75.93M |
| Shares Change (YoY) | +22.80% |
| Shares Change (QoQ) | +16.41% |
| Owned by Insiders (%) | 3.08% |
| Owned by Institutions (%) | 84.41% |
| Float | 72.83M |
Valuation Ratios
The trailing PE ratio is 12.61 and the forward PE ratio is 10.36. UMB Financial's PEG ratio is 1.22.
| PE Ratio | 12.61 |
| Forward PE | 10.36 |
| PS Ratio | 3.37 |
| Forward PS | 3.06 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.84 |
| P/FCF Ratio | 12.62 |
| P/OCF Ratio | 11.86 |
| PEG Ratio | 1.22 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.75 |
| EV / Sales | 5.04 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.82 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.05%.
| Return on Equity (ROE) | 10.05% |
| Return on Assets (ROA) | 0.91% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $527,136 |
| Profits Per Employee | $141,791 |
| Employee Count | 3,698 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid $120.21 million in taxes.
| Income Tax | 120.21M |
| Effective Tax Rate | 18.53% |
Stock Price Statistics
The stock price has increased by +20.15% in the last 52 weeks. The beta is 0.78, so UMB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.78 |
| 52-Week Price Change | +20.15% |
| 50-Day Moving Average | 106.64 |
| 200-Day Moving Average | 108.88 |
| Relative Strength Index (RSI) | 54.71 |
| Average Volume (20 Days) | 618,335 |
Short Selling Information
The latest short interest is 2.20 million, so 2.90% of the outstanding shares have been sold short.
| Short Interest | 2.20M |
| Short Previous Month | 2.53M |
| Short % of Shares Out | 2.90% |
| Short % of Float | 3.03% |
| Short Ratio (days to cover) | 3.14 |
Income Statement
In the last 12 months, UMB Financial had revenue of $1.95 billion and earned $524.34 million in profits. Earnings per share was $8.74.
| Revenue | 1.95B |
| Gross Profit | 1.95B |
| Operating Income | 722.60M |
| Pretax Income | 460.77M |
| Net Income | 524.34M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.74 |
Full Income StatementBalance Sheet
The company has $2.27 billion in cash and $3.73 billion in debt, giving a net cash position of -$1.46 billion or -$19.27 per share.
| Cash & Cash Equivalents | 2.27B |
| Total Debt | 3.73B |
| Net Cash | -1.46B |
| Net Cash Per Share | -$19.27 |
| Equity (Book Value) | 7.29B |
| Book Value Per Share | 90.63 |
| Working Capital | -50.81B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $705.18 million and capital expenditures -$42.10 million, giving a free cash flow of $663.08 million.
| Operating Cash Flow | 705.18M |
| Capital Expenditures | -42.10M |
| Free Cash Flow | 663.08M |
| FCF Per Share | $8.73 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.07% |
| Pretax Margin | 33.27% |
| Profit Margin | 27.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.02% |
Dividends & Yields
This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 1.47%.
| Dividend Per Share | $1.60 |
| Dividend Yield | 1.47% |
| Dividend Growth (YoY) | 2.56% |
| Years of Dividend Growth | 32 |
| Payout Ratio | 18.31% |
| Buyback Yield | -22.80% |
| Shareholder Yield | -21.33% |
| Earnings Yield | 6.27% |
| FCF Yield | 7.93% |
Dividend DetailsAnalyst Forecast
The average price target for UMB Financial is $133.22, which is 20.88% higher than the current price. The consensus rating is "Buy".
| Price Target | $133.22 |
| Price Target Difference | 20.88% |
| Analyst Consensus | Buy |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 31, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | May 31, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
