UMB Financial Statistics
Total Valuation
UMB Financial has a market cap or net worth of $7.96 billion. The enterprise value is $9.26 billion.
Important Dates
The next estimated earnings date is Tuesday, July 29, 2025, after market close.
Earnings Date | Jul 29, 2025 |
Ex-Dividend Date | Jun 10, 2025 |
Share Statistics
UMB Financial has 75.92 million shares outstanding. The number of shares has increased by 9.00% in one year.
Current Share Class | 75.92M |
Shares Outstanding | 75.92M |
Shares Change (YoY) | +9.00% |
Shares Change (QoQ) | +33.18% |
Owned by Insiders (%) | 3.10% |
Owned by Institutions (%) | 83.10% |
Float | 72.80M |
Valuation Ratios
The trailing PE ratio is 13.59 and the forward PE ratio is 10.35.
PE Ratio | 13.59 |
Forward PE | 10.35 |
PS Ratio | 3.25 |
Forward PS | 2.98 |
PB Ratio | 1.16 |
P/TBV Ratio | 1.84 |
P/FCF Ratio | 15.75 |
P/OCF Ratio | 14.84 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 22.56 |
EV / Sales | 5.59 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 18.45 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 6.70 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.33%.
Return on Equity (ROE) | 8.33% |
Return on Assets (ROA) | 0.72% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $448,112 |
Profits Per Employee | $110,953 |
Employee Count | 3,698 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid $88.13 million in taxes.
Income Tax | 88.13M |
Effective Tax Rate | 17.61% |
Stock Price Statistics
The stock price has increased by +29.76% in the last 52 weeks. The beta is 0.76, so UMB Financial's price volatility has been lower than the market average.
Beta (5Y) | 0.76 |
52-Week Price Change | +29.76% |
50-Day Moving Average | 98.80 |
200-Day Moving Average | 108.21 |
Relative Strength Index (RSI) | 56.14 |
Average Volume (20 Days) | 469,666 |
Short Selling Information
The latest short interest is 2.28 million, so 3.00% of the outstanding shares have been sold short.
Short Interest | 2.28M |
Short Previous Month | 2.40M |
Short % of Shares Out | 3.00% |
Short % of Float | 3.13% |
Short Ratio (days to cover) | 3.79 |
Income Statement
In the last 12 months, UMB Financial had revenue of $1.66 billion and earned $410.31 million in profits. Earnings per share was $7.71.
Revenue | 1.66B |
Gross Profit | 1.66B |
Operating Income | 544.42M |
Pretax Income | 460.77M |
Net Income | 410.31M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $7.71 |
Full Income Statement Balance Sheet
The company has $2.00 billion in cash and $3.36 billion in debt, giving a net cash position of -$1.36 billion or -$17.89 per share.
Cash & Cash Equivalents | 2.00B |
Total Debt | 3.36B |
Net Cash | -1.36B |
Net Cash Per Share | -$17.89 |
Equity (Book Value) | 6.75B |
Book Value Per Share | 87.43 |
Working Capital | -49.44B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $532.16 million and capital expenditures -$30.65 million, giving a free cash flow of $501.51 million.
Operating Cash Flow | 532.16M |
Capital Expenditures | -30.65M |
Free Cash Flow | 501.51M |
FCF Per Share | $6.61 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 32.85% |
Pretax Margin | 30.20% |
Profit Margin | 24.88% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 30.26% |
Dividends & Yields
This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 1.53%.
Dividend Per Share | $1.60 |
Dividend Yield | 1.53% |
Dividend Growth (YoY) | 2.58% |
Years of Dividend Growth | 10 |
Payout Ratio | 20.75% |
Buyback Yield | -9.00% |
Shareholder Yield | -7.46% |
Earnings Yield | 5.20% |
FCF Yield | 6.35% |
Dividend Details Analyst Forecast
The average price target for UMB Financial is $123.25, which is 17.58% higher than the current price. The consensus rating is "Buy".
Price Target | $123.25 |
Price Target Difference | 17.58% |
Analyst Consensus | Buy |
Analyst Count | 8 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
The last stock split was on May 31, 2006. It was a forward split with a ratio of 2:1.
Last Split Date | May 31, 2006 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |