UMB Financial Statistics
Total Valuation
UMB Financial has a market cap or net worth of $9.26 billion. The enterprise value is $3.55 billion.
Important Dates
The last earnings date was Tuesday, January 27, 2026, after market close.
| Earnings Date | Jan 27, 2026 |
| Ex-Dividend Date | Mar 10, 2026 |
Share Statistics
UMB Financial has 75.96 million shares outstanding. The number of shares has increased by 50.17% in one year.
| Current Share Class | 75.96M |
| Shares Outstanding | 75.96M |
| Shares Change (YoY) | +50.17% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 2.99% |
| Owned by Institutions (%) | 89.44% |
| Float | 72.92M |
Valuation Ratios
The trailing PE ratio is 13.12 and the forward PE ratio is 10.20. UMB Financial's PEG ratio is 0.85.
| PE Ratio | 13.12 |
| Forward PE | 10.20 |
| PS Ratio | 3.69 |
| Forward PS | 3.19 |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.82 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.85 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.19 |
| EV / Sales | 1.42 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.59%.
| Return on Equity (ROE) | 12.59% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.03% |
| Revenue Per Employee | $675,434 |
| Profits Per Employee | $185,132 |
| Employee Count | 3,698 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid $172.56 million in taxes.
| Income Tax | 172.56M |
| Effective Tax Rate | 19.72% |
Stock Price Statistics
The stock price has increased by +14.27% in the last 52 weeks. The beta is 0.77, so UMB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +14.27% |
| 50-Day Moving Average | 123.36 |
| 200-Day Moving Average | 114.44 |
| Relative Strength Index (RSI) | 41.60 |
| Average Volume (20 Days) | 589,883 |
Short Selling Information
The latest short interest is 3.09 million, so 4.06% of the outstanding shares have been sold short.
| Short Interest | 3.09M |
| Short Previous Month | 2.81M |
| Short % of Shares Out | 4.06% |
| Short % of Float | 4.23% |
| Short Ratio (days to cover) | 6.01 |
Income Statement
In the last 12 months, UMB Financial had revenue of $2.50 billion and earned $684.62 million in profits. Earnings per share was $9.29.
| Revenue | 2.50B |
| Gross Profit | 2.50B |
| Operating Income | 997.23M |
| Pretax Income | 874.96M |
| Net Income | 684.62M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.29 |
Full Income StatementBalance Sheet
The company has $9.46 billion in cash and $3.80 billion in debt, with a net cash position of $5.66 billion or $74.57 per share.
| Cash & Cash Equivalents | 9.46B |
| Total Debt | 3.80B |
| Net Cash | 5.66B |
| Net Cash Per Share | $74.57 |
| Equity (Book Value) | 7.69B |
| Book Value Per Share | 97.41 |
| Working Capital | -54.60B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 39.92% |
| Pretax Margin | 35.03% |
| Profit Margin | 28.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 1.41%.
| Dividend Per Share | $1.72 |
| Dividend Yield | 1.41% |
| Dividend Growth (YoY) | 5.06% |
| Years of Dividend Growth | 33 |
| Payout Ratio | 17.87% |
| Buyback Yield | -50.17% |
| Shareholder Yield | -48.76% |
| Earnings Yield | 7.43% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for UMB Financial is $141.40, which is 16.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $141.40 |
| Price Target Difference | 16.00% |
| Analyst Consensus | Buy |
| Analyst Count | 10 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 31, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | May 31, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
