UMB Financial Statistics
Total Valuation
UMB Financial has a market cap or net worth of $4.08 billion. The enterprise value is $1.28 billion.
| Market Cap | 4.08B |
| Enterprise Value | 1.28B |
Important Dates
The next estimated earnings date is Tuesday, July 23, 2024, after market close.
| Earnings Date | Jul 23, 2024 |
| Ex-Dividend Date | Jun 10, 2024 |
Share Statistics
UMB Financial has 48.74 million shares outstanding. The number of shares has increased by 0.36% in one year.
| Shares Outstanding | 48.74M |
| Shares Change (YoY) | +0.36% |
| Shares Change (QoQ) | +0.16% |
| Owned by Insiders (%) | 8.90% |
| Owned by Institutions (%) | 88.40% |
| Float | 45.62M |
Valuation Ratios
The trailing PE ratio is 11.12 and the forward PE ratio is 10.45. UMB Financial's PEG ratio is 1.73.
| PE Ratio | 11.12 |
| Forward PE | 10.45 |
| PS Ratio | 2.79 |
| Forward PS | 2.52 |
| PB Ratio | 1.29 |
| P/FCF Ratio | 7.95 |
| PEG Ratio | 1.73 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.55, with an EV/FCF ratio of 2.49.
| EV / Earnings | 3.48 |
| EV / Sales | 0.88 |
| EV / EBITDA | 2.55 |
| EV / EBIT | 2.88 |
| EV / FCF | 2.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.40 |
| Debt / EBITDA | 8.80 |
| Debt / FCF | 8.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.40% and return on invested capital (ROIC) is 4.86%.
| Return on Equity (ROE) | 12.40% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 4.86% |
| Revenue Per Employee | $405,883 |
| Profits Per Employee | $102,208 |
| Employee Count | 3,599 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid $76.04 million in taxes.
| Income Tax | 76.04M |
| Effective Tax Rate | 17.13% |
Stock Price Statistics
The stock price has increased by +35.17% in the last 52 weeks. The beta is 0.82, so UMB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | +35.17% |
| 50-Day Moving Average | 82.09 |
| 200-Day Moving Average | 77.02 |
| Relative Strength Index (RSI) | 57.15 |
| Average Volume (20 Days) | 402,196 |
Short Selling Information
The latest short interest is 2.38 million, so 4.88% of the outstanding shares have been sold short.
| Short Interest | 2.38M |
| Short Previous Month | 2.13M |
| Short % of Shares Out | 4.88% |
| Short % of Float | 5.22% |
| Short Ratio (days to cover) | 6.10 |
Income Statement
In the last 12 months, UMB Financial had revenue of $1.46 billion and earned $367.85 million in profits. Earnings per share was $7.53.
| Revenue | 1.46B |
| Gross Profit | 1.46B |
| Operating Income | 443.88M |
| Pretax Income | 443.88M |
| Net Income | 367.85M |
| EBITDA | 501.03M |
| EBIT | 443.88M |
| Earnings Per Share (EPS) | $7.53 |
Balance Sheet
The company has $7.21 billion in cash and $4.41 billion in debt, giving a net cash position of $2.80 billion or $57.47 per share.
| Cash & Cash Equivalents | 7.21B |
| Total Debt | 4.41B |
| Net Cash | 2.80B |
| Net Cash Per Share | $57.47 |
| Equity (Book Value) | 3.15B |
| Book Value Per Share | 64.68 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $527.05 million and capital expenditures -$13.58 million, giving a free cash flow of $513.47 million.
| Operating Cash Flow | 527.05M |
| Capital Expenditures | -13.58M |
| Free Cash Flow | 513.47M |
| FCF Per Share | $10.55 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.39% and 25.18%.
| Gross Margin | 100.00% |
| Operating Margin | 30.39% |
| Pretax Margin | 30.39% |
| Profit Margin | 25.18% |
| EBITDA Margin | 34.30% |
| EBIT Margin | 30.39% |
| FCF Margin | 35.15% |
Dividends & Yields
This stock pays an annual dividend of $1.56, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | $1.56 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | 2.65% |
| Years of Dividend Growth | 21 |
| Payout Ratio | 20.72% |
| Buyback Yield | -0.36% |
| Shareholder Yield | 1.51% |
| Earnings Yield | 9.01% |
| FCF Yield | 12.58% |
Analyst Forecast
The average price target for UMB Financial is $92.33, which is 10.30% higher than the current price. The consensus rating is "Buy".
| Price Target | $92.33 |
| Price Target Difference | 10.30% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 31, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | May 31, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |