Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
70.40
-0.71 (-1.00%)
At close: Nov 20, 2024, 4:00 PM
70.00
-0.40 (-0.57%)
Pre-market: Nov 21, 2024, 5:39 AM EST
Upstart Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2017 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2017 |
| Operating Revenue | 589.04 | 560.43 | 907.27 | 801.28 | 228.6 | 159.85 | Upgrade
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| Other Revenue | 15.91 | -11.98 | -53.99 | 50.59 | 12.84 | 30.83 | Upgrade
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| Revenue | 604.94 | 548.46 | 853.29 | 851.86 | 241.44 | 190.67 | Upgrade
|
| Revenue Growth (YoY) | 10.89% | -35.72% | 0.17% | 252.82% | 26.63% | 51.57% | Upgrade
|
| Cost of Revenue | 153.51 | 150.42 | 187.99 | 117.58 | 37.58 | 24.95 | Upgrade
|
| Gross Profit | 451.43 | 398.04 | 665.29 | 734.28 | 203.86 | 165.73 | Upgrade
|
| Selling, General & Admin | 376.39 | 339.53 | 531.07 | 454.89 | 145.27 | 125.04 | Upgrade
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| Research & Development | 243.58 | 280.14 | 237.25 | 134 | 38.8 | 18.78 | Upgrade
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| Operating Expenses | 619.97 | 619.67 | 768.31 | 588.89 | 184.07 | 143.82 | Upgrade
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| Operating Income | -168.54 | -221.63 | -103.02 | 145.39 | 19.79 | 21.91 | Upgrade
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| Interest Expense | -50.17 | -37.99 | -13.84 | -4.67 | -8.03 | -26.49 | Upgrade
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| Interest & Investment Income | 21.21 | 21.21 | 9.47 | - | 0.25 | 1.04 | Upgrade
|
| Other Non Operating Income (Expenses) | -3.95 | -1.61 | -1.68 | -5.75 | -11.36 | -1.41 | Upgrade
|
| EBT Excluding Unusual Items | -201.45 | -240.03 | -109.07 | 134.97 | 0.65 | -4.95 | Upgrade
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| Merger & Restructuring Charges | - | - | - | -1.24 | - | - | Upgrade
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| Other Unusual Items | 33.36 | - | - | - | 5.3 | - | Upgrade
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| Pretax Income | -168.09 | -240.03 | -109.07 | 133.73 | 5.95 | -4.95 | Upgrade
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| Income Tax Expense | 0.14 | 0.11 | -0.41 | -1.71 | 0.37 | 0.07 | Upgrade
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| Earnings From Continuing Operations | -168.22 | -240.13 | -108.67 | 135.44 | 5.58 | -5.02 | Upgrade
|
| Minority Interest in Earnings | - | - | - | - | 0.4 | 4.55 | Upgrade
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| Net Income | -168.22 | -240.13 | -108.67 | 135.44 | 5.98 | -0.47 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | - | 5.98 | - | Upgrade
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| Net Income to Common | -168.22 | -240.13 | -108.67 | 135.44 | - | -0.47 | Upgrade
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| Net Income Growth | - | - | - | 2163.80% | - | - | Upgrade
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| Shares Outstanding (Basic) | 88 | 84 | 83 | 78 | 18 | 14 | Upgrade
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| Shares Outstanding (Diluted) | 88 | 84 | 83 | 95 | 18 | 14 | Upgrade
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| Shares Change (YoY) | 6.15% | 1.20% | -12.66% | 441.14% | 22.17% | 1.47% | Upgrade
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| EPS (Basic) | -1.92 | -2.87 | -1.31 | 1.73 | - | -0.03 | Upgrade
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| EPS (Diluted) | -1.92 | -2.87 | -1.31 | 1.43 | - | -0.03 | Upgrade
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| Free Cash Flow | 101.8 | -162.02 | -683.51 | 159.93 | 14.34 | 27.58 | Upgrade
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| Free Cash Flow Per Share | 1.16 | -1.93 | -8.26 | 1.69 | 0.82 | 1.92 | Upgrade
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| Gross Margin | 74.62% | 72.57% | 77.97% | 86.20% | 84.43% | 86.92% | Upgrade
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| Operating Margin | -27.86% | -40.41% | -12.07% | 17.07% | 8.20% | 11.49% | Upgrade
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| Profit Margin | -27.81% | -43.78% | -12.73% | 15.90% | - | -0.24% | Upgrade
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| Free Cash Flow Margin | 16.83% | -29.54% | -80.10% | 18.77% | 5.94% | 14.46% | Upgrade
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| EBITDA | -143.59 | -196.73 | -89.51 | 152.93 | 22.07 | 22.68 | Upgrade
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| EBITDA Margin | -23.74% | -35.87% | -10.49% | 17.95% | 9.14% | 11.90% | Upgrade
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| D&A For EBITDA | 24.95 | 24.9 | 13.51 | 7.54 | 2.28 | 0.77 | Upgrade
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| EBIT | -168.54 | -221.63 | -103.02 | 145.39 | 19.79 | 21.91 | Upgrade
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| EBIT Margin | -27.86% | -40.41% | -12.07% | 17.07% | 8.20% | 11.49% | Upgrade
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| Effective Tax Rate | - | - | - | - | 6.24% | - | Upgrade
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| Revenue as Reported | 557.88 | 513.56 | 842.44 | 848.59 | 233.42 | 164.19 | Upgrade
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Source: S&P Capital IQ. Standard template. Financial Sources.