Upstart Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018
Cash & Equivalents	467.79	532.47	1,191	311.33	80.07	122.24
Cash & Cash Equivalents	467.79	532.47	1,191	311.33	80.07	122.24
Cash Growth	-12.15%	-55.30%	282.63%	288.84%	-34.50%	-
Property, Plant & Equipment	97.35	130.5	120.38	28.34	22.22	1.5
Goodwill and Intangibles	67.06	67.06	86.97	0	0	0
Total Assets	2,017	1,936	1,820	477.26	393.46	645.91
Accounts Payable	66.19	109.49	114.16	59.28	26.18	24.08
Total Liabilities	1,382	1,264	1,013	177	292.6	542.66
Total Debt	1,244	1,087	795.8	82.06	231.78	501.23
Debt Growth	14.44%	36.62%	869.80%	-64.60%	-53.76%	-
Retained Earnings	-282.58	-42.44	66.22	-69.22	-75.21	-75.08
Shareholders' Equity	635.31	672.44	807.08	300.25	-62.71	-66.67
Net Cash / Debt	-776.38	-554.71	395.44	229.28	-151.71	-378.98
Net Cash / Debt Growth	-	-	72.48%	-	-	-
Net Cash Per Share	-9.27	-6.70	4.17	13.09	-10.58	-26.82
Book Value Per Share	7.58	8.12	10.33	17.14	-4.38	-4.72

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).