Upstart Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	472.93	652.39	788.42	368.41	422.41	986.61
Cash & Short-Term Investments	472.93	652.39	788.42	368.41	422.41	986.61
Cash Growth	-21.15%	-17.25%	114.01%	-12.78%	-57.19%	293.35%
Other Current Assets	458.4	404.62	187.84	99.38	110.06	204.63
Total Current Assets	931.33	1,057	976.26	467.79	532.47	1,191
Net Property, Plant & Equipment	61.61	60.58	82.47	97.35	130.5	120.38
Other Intangible Assets	-	-	-	-	-	19.91
Goodwill	67.06	67.06	67.06	67.06	67.06	67.06
Long-Term Investments	1,747	1,535	1,081	1,239	1,052	40
Other Long-Term Assets	154.56	255.39	160.49	146.23	154.35	129.39
Total Assets	2,962	2,975	2,367	2,017	1,936	1,820
Accounts Payable	-	-	-	-	18.72	6.56
Accrued Expenses	124.59	171.5	133.8	84.05	66.95	103.42
Other Current Liabilities	164.71	154.2	147.49	195	90.78	107.6
Total Current Liabilities	289.3	325.7	281.29	279.05	176.44	217.58
Long-Term Debt	1,922	1,829	1,402	1,040	986.39	695.43
Long-Term Leases	17.55	21.15	50.28	62.32	100.79	100.37
Total Long-Term Liabilities	1,939	1,850	1,452	1,103	1,087	795.8
Total Liabilities	2,229	2,176	1,734	1,382	1,264	1,013
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-in Capital	1,097	1,156	1,044	917.87	714.87	740.85
Retained Earnings	-364.2	-357.56	-411.16	-282.58	-42.44	66.22
Shareholders' Equity	733.17	798.82	633.22	635.31	672.44	807.08
Total Liabilities & Equity	2,962	2,975	2,367	2,017	1,936	1,820
Total Debt	1,939	1,850	1,452	1,103	1,087	795.8
Net Cash (Debt)	-1,466	-1,198	-664.02	-734.34	-664.77	190.81
Net Cash Growth	-	-	-	-	-	13.06%
Net Cash Per Share	-13.91	-11.14	-7.42	-8.77	-8.03	2.01
Book Value	733.17	798.82	633.22	635.31	672.44	807.08
Book Value Per Share	6.95	7.43	7.08	7.58	8.12	8.52
Tangible Book Value	666.1	731.75	566.16	568.24	605.37	720.11
Tangible Book Value Per Share	6.32	6.81	6.33	6.78	7.31	7.60

SEC Filings: 10-K · 10-Q