Upstart Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018	2017
Net Income	-240.13	-108.67	135.44	5.98	-0.47	-12.32	-7.72
Depreciation & Amortization	24.9	13.51	7.54	2.28	0.77	0.31	0.09
Share-Based Compensation	175.02	125.93	72.95	12.3	3.81	2.05	1.29
Other Operating Activities	-120.29	-705.46	-47.58	-4.86	27.47	60.3	16.69
Operating Cash Flow	-160.49	-674.68	168.35	15.7	31.58	50.34	10.36
Operating Cash Flow Growth	-	-	972.52%	-50.30%	-37.26%	386.03%	-
Capital Expenditures	-12.09	-22.91	-15.12	-5.61	-5.28	-1.04	-0.77
Acquisitions	0	0	-16.76	0	0	0	0
Change in Investments	-106.37	-91.21	-112.01	142.12	50.71	-136.19	-392.65
Investing Cash Flow	-118.46	-114.13	-143.88	136.52	45.43	-137.24	-393.42
Share Issuance / Repurchase	21.31	-157.87	282.81	161.85	0.28	0.32	0.14
Debt Issued / Paid	216.29	287.92	631.38	-82.18	-115.96	87.84	397.01
Other Financing Activities	-23.34	-0.02	-58.76	-0.62	-3.5	47.6	15.56
Financing Cash Flow	214.27	130.03	855.43	79.05	-119.19	135.77	412.72
Net Cash Flow	-64.68	-658.77	879.91	231.27	-42.18	48.87	29.65
Free Cash Flow	-172.58	-697.59	153.24	10.09	26.3	49.29	9.58
Free Cash Flow Growth	-	-	1418.41%	-61.63%	-46.64%	414.34%	-
Free Cash Flow Margin	-33.60%	-82.81%	18.06%	4.32%	16.02%	49.63%	16.73%
Free Cash Flow Per Share	-2.06	-8.43	1.96	0.58	1.83	3.49	0.69

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).