Upstart Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	Current	2023	2022	2021	2020	2019	2018
Market Capitalization	2,032	3,475	1,082	12,400	2,953	-	-
Market Cap Growth	-	221.08%	-91.27%	319.95%	-	-	-
Enterprise Value	2,808	4,252	1,637	12,005	2,724	152	379
PE Ratio	-14.47	-14.47	-9.96	91.55	493.53	-	-
PS Ratio	3.96	6.77	1.29	14.61	12.65	-	-
PB Ratio	3.20	5.47	1.61	15.36	9.83	-	-
P/FCF Ratio	-20.14	-20.14	-1.55	80.92	292.59	-	-
P/OCF Ratio	-21.65	-21.65	-1.60	73.66	188.11	-	-
EV/Sales Ratio	5.47	8.28	1.94	14.15	11.67	0.92	3.82
EV/EBITDA Ratio	-19.76	-19.76	-17.13	84.98	315.51	397.15	-31.57
EV/EBIT Ratio	-17.71	-17.71	-15.01	89.77	428.63	-387.02	-30.76
EV/FCF Ratio	-24.64	-24.64	-2.35	78.34	269.87	5.77	7.69
Debt / Equity Ratio	1.96	1.96	1.62	0.99	0.27	-3.70	-7.52
Debt / EBITDA Ratio	-5.78	-5.78	-11.38	5.63	9.51	606.75	-41.75
Debt / FCF Ratio	-7.21	-7.21	-1.56	5.19	8.13	8.81	10.17
Asset Turnover	0.27	0.27	0.43	0.70	0.54	0.32	-
Return on Equity (ROE)	-37.80%	-37.80%	-14.40%	21.10%	5.00%	0.70%	-
Return on Assets (ROA)	-12.60%	-12.60%	-5.60%	11.20%	1.40%	-0.10%	-
Return on Capital (ROIC)	-13.65%	-13.65%	-6.47%	8.90%	2.90%	-2.71%	-1.83%
Earnings Yield	-11.82%	-6.91%	-10.04%	1.09%	0.20%	-	-
FCF Yield	-8.49%	-4.97%	-64.45%	1.24%	0.34%	-	-
Buyback Yield / Dilution	-1.20%	-1.20%	12.66%	-441.14%	-22.17%	-1.47%	-1.83%
Total Shareholder Return	-1.20%	-1.20%	12.66%	-441.14%	-22.17%	-1.47%	-1.83%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).