Upstart Holdings, Inc. (UPST)

NASDAQ: UPST · Real-Time Price · USD

38.85

+0.61 (1.60%)

At close: Feb 9, 2026, 4:00 PM EST

38.99

+0.14 (0.36%)

After-hours: Feb 9, 2026, 7:59 PM EST

Revenue

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018
Platform and Referral Fees Net Revenue	736.46M	502.41M	414.12M
Platform and Referral Fees Net Revenue Growth	46.59%	21.32%	-43.45%
Servicing and Other Fees Net Revenue	147.61M	133.06M	146.31M
Servicing and Other Fees Net Revenue Growth	10.94%	-9.06%	-16.41%
Revenue (Other)	82.66M	1.06M	-46.87M
Revenue (Total)	966.73M	636.53M	513.56M
Revenue (Total) Growth	51.88%	23.94%	-39.04%

Key Performance Indicators

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018
Contribution Profit	512.22M	381.53M	353.29M
Contribution Profit Growth	34.25%	7.99%	-20.92%
Transaction Volume	9.92B	5.93B	4.65B
Transaction Volume Growth	67.21%	27.65%	-58.54%
Transaction Volume (Number of Loans)	1.29B	697.09M	437.66M
Transaction Volume (Number of Loans) Growth	84.63%	59.28%	-61.26%
Conversion Rate	-	16.50%	9.70%
Percentage of Loans Fully Automated	91.00%	91.00%	87.00%

Updated Nov 4, 2025. Data Source: Fiscal.ai.