Upstart Holdings, Inc. (UPST)

Upstart Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	2,019	3,475	1,082	12,400	2,953	-
Market Cap Growth	79.71%	221.08%	-91.27%	319.95%	-	-
Enterprise Value	2,773	4,252	1,637	12,005	2,724	152
PE Ratio	-	-14.47	-9.96	91.55	493.53	-
PS Ratio	3.75	6.77	1.29	14.61	12.65	-
PB Ratio	3.29	5.47	1.61	15.36	9.83	-
P/FCF Ratio	-57.36	-20.14	-1.55	80.92	292.59	-
P/OCF Ratio	-72.30	-21.65	-1.60	73.66	188.11	-
EV/Sales Ratio	5.15	8.28	1.94	14.15	11.67	0.92
EV/EBITDA Ratio	-20.35	-19.76	-17.13	84.98	315.51	397.15
EV/EBIT Ratio	-17.56	-17.71	-15.01	89.77	428.63	-387.02
EV/FCF Ratio	-75.98	-24.64	-2.35	78.34	269.87	5.77
Debt / Equity Ratio	1.95	1.96	1.62	0.99	0.27	-3.70
Debt / EBITDA Ratio	-7.89	-5.78	-11.38	5.63	9.51	606.75
Debt / FCF Ratio	-29.46	-7.21	-1.56	5.19	8.13	8.81
Asset Turnover	0.28	0.27	0.43	0.70	0.54	0.32
Return on Equity (ROE)	-27.80%	-37.80%	-14.40%	21.10%	5.00%	0.70%
Return on Assets (ROA)	-9.10%	-12.60%	-5.60%	11.20%	1.40%	-0.10%
Return on Capital (ROIC)	-10.64%	-13.65%	-6.47%	8.90%	2.90%	-2.71%
Earnings Yield	-8.69%	-6.91%	-10.04%	1.09%	0.20%	-
FCF Yield	-2.01%	-4.97%	-64.45%	1.24%	0.34%	-
Buyback Yield / Dilution	-6.25%	-1.20%	12.66%	-441.14%	-22.17%	-1.47%
Total Shareholder Return	-6.25%	-1.20%	12.66%	-441.14%	-22.17%	-1.47%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).