Upstart Holdings, Inc. (UPST)

Upstart Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 21, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	6,756	3,475	1,082	12,400	2,953	-
Market Cap Growth	49.59%	221.08%	-91.27%	319.95%	-	-
Enterprise Value	7,018	4,209	1,417	12,080	3,178	-
Last Close Price	70.40	40.86	13.22	151.30	40.75	-
PE Ratio	-	-	-	105.80	-	-
Forward PE	352.16	-	-	72.48	-	-
PS Ratio	10.22	6.34	1.27	14.56	12.23	-
PB Ratio	10.76	5.47	1.61	15.36	9.83	-
P/TBV Ratio	7.32	6.61	1.92	17.55	10.03	-
P/FCF Ratio	66.35	-	-	77.54	205.88	-
P/OCF Ratio	65.66	-	-	73.66	188.11	-
PEG Ratio	4.31	2.23	-	0.41	-	-
EV/Sales Ratio	11.60	7.67	1.66	14.18	13.16	-
EV/EBITDA Ratio	-	-	-	78.99	143.98	-
EV/EBIT Ratio	-	-	-	83.09	160.55	-
EV/FCF Ratio	68.94	-	-	75.54	221.55	-
Debt / Equity Ratio	1.75	1.96	1.62	0.99	0.27	2.30
Debt / EBITDA Ratio	-	-	-	4.90	2.86	8.57
Debt / FCF Ratio	10.23	-	-	4.98	5.72	8.40
Asset Turnover	0.32	0.28	0.45	0.74	0.55	0.37
Quick Ratio	4.52	4.00	5.80	9.38	5.21	1.12
Current Ratio	13.41	17.79	21.26	13.81	8.50	8.72
Return on Equity (ROE)	-27.21%	-36.72%	-14.69%	24.46%	2.78%	-4.92%
Return on Assets (ROA)	-5.53%	-7.01%	-3.43%	7.91%	2.84%	2.63%
Return on Capital (ROIC)	-5.97%	-7.61%	-3.83%	9.15%	3.46%	2.92%
Earnings Yield	-2.49%	-6.91%	-10.04%	1.09%	0.20%	-
FCF Yield	1.51%	-4.66%	-63.15%	1.29%	0.49%	-
Buyback Yield / Dilution	-6.15%	-1.20%	12.66%	-441.14%	-22.17%	-1.47%
Total Shareholder Return	-6.15%	-1.20%	12.66%	-441.14%	-22.17%	-1.47%

Source: S&P Capital IQ. Standard template. Financial Sources.