USCB Financial Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	89.92	83.63	69.94	58.57	63.66	52.5
Net Interest Income Growth	15.85%	19.58%	19.41%	-8.00%	21.27%	20.41%
Non-Interest Income	7.22	6.59	12.74	7.4	5.23	10.7
Non-Interest Income Growth	-42.09%	-48.26%	72.09%	41.60%	-51.13%	75.46%
Revenues Before Loan Losses	97.13	90.22	82.68	65.97	68.89	63.19
Provision for Credit Losses	2.65	2.3	3.16	2.37	2.5	-0.16
Revenue	94.48	87.93	79.52	63.6	66.39	63.35
Revenue Growth	9.35%	10.57%	25.02%	-4.20%	4.80%	36.41%
Compensation Expenses	33.68	32.17	28.79	24.43	23.94	21.44
Selling, General & Admin	12.06	11.23	10.59	10.6	10.6	9.94
Other Non-Interest Expenses	9.25	8.61	7.66	6.78	4.76	4.3
Total Non-Interest Expense	55	52.01	47.04	41.81	39.31	35.68
Pretax Income	39.48	35.92	32.48	21.8	27.09	27.68
Provision for Income Taxes	10.75	9.82	7.8	5.25	6.94	6.6
Net Income	28.73	26.1	24.67	16.55	20.14	21.08
Net Income Attributable to Preferred Dividends	-	-	-	-	-	91.66
Net Income to Common	28.73	26.1	24.67	16.55	20.14	21.08
Net Income Growth	-3.10%	5.78%	49.13%	-17.85%	-4.44%	94.80%
Shares Outstanding (Basic)	19	19	20	20	20	20
Shares Outstanding (Diluted)	19	20	20	20	20	20
Shares Change	-6.89%	-0.91%	0.69%	-2.21%	0.75%	177.15%
EPS (Basic)	1.54	1.34	1.25	0.84	1.01	-6.72
EPS (Diluted)	1.52	1.33	1.24	0.84	1.00	-6.72
EPS Growth	3.40%	7.26%	47.62%	-16.00%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	42.5	34.52	22.38	28.86	21.42
Free Cash Flow Growth	-	23.11%	54.24%	-22.45%	34.77%	67.92%
Free Cash Flow Per Share	-	2.16	1.74	1.14	1.43	1.07
Dividends Per Share	0.450	0.400	0.200	-	-	-
Dividend Growth	50.00%	100.00%	-	-	-	-
Profit Margin	30.41%	29.68%	31.03%	26.01%	30.34%	33.27%
FCF Margin	-	48.34%	43.41%	35.19%	43.47%	33.81%
Effective Tax Rate	27.22%	27.33%	24.03%	24.09%	25.64%	23.85%

SEC Filings: 10-K · 10-Q