USCB Financial Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	326	334	354	240	244	280
Market Cap Growth	-13.50%	-5.53%	47.48%	-1.73%	-12.88%	-
Enterprise Value	496.07	373.4	353.66	239.8	244.01	280.08
Last Close Price	17.87	18.42	17.75	12.25	12.20	14.01
PE Ratio	13.43	13.85	14.31	14.58	12.20	-2.08
Forward PE	8.80	8.76	12.03	12.73	10.06	15.28
PS Ratio	3.77	3.80	4.45	3.77	3.68	4.42
PB Ratio	1.52	1.54	1.64	1.25	1.34	1.37
P/TBV Ratio	1.62	1.67	1.63	-	-	-
P/FCF Ratio	-	7.86	10.24	10.71	8.45	13.08
P/OCF Ratio	7.74	7.81	10.15	10.64	8.26	12.70
EV/Sales Ratio	5.64	4.25	4.45	3.77	3.68	4.42
EV/EBITDA Ratio	-	603.23	602.49	406.44	354.66	271.14
EV/FCF Ratio	-	8.79	10.24	10.71	8.45	13.08
Debt / Equity Ratio	0.18	0.18	0	0	0	0
Debt / EBITDA Ratio	63.49	63.49	-	-	-	-
Debt / FCF Ratio	0.93	0.93	-	-	-	-
Net Debt / Equity Ratio	0.18	0.18	-	-	-	-
Net Debt / EBITDA Ratio	63.49	63.49	-	-	-	-
Net Debt / FCF Ratio	0.93	0.93	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.04
Return on Equity (ROE)	12.07%	12.07%	12.11%	8.84%	10.43%	11.24%
Earnings Yield	7.87%	7.22%	6.99%	6.86%	8.20%	-47.97%
FCF Yield	-	12.72%	9.76%	9.33%	11.83%	7.65%
Dividend Yield	2.80%	2.19%	1.13%	0.00%	0.00%	0.00%
Payout Ratio	31.95%	30.00%	15.96%	45.83%	0.00%	9.85%
Buyback Yield / Dilution	9.93%	10.10%	-0.23%	44.95%	-0.04%	-14.22%
Total Shareholder Return	12.73%	12.29%	0.90%	44.95%	-0.04%	-14.22%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q