USCB Financial Holdings, Inc. (USCB)

USCB Financial Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	346	334	354	240	244	280
Market Cap Growth	-5.88%	-5.53%	47.48%	-1.73%	-12.88%	-
Enterprise Value	510.58	373.4	353.66	239.8	244.01	280.08
Last Close Price	18.95	18.42	17.75	12.25	12.20	14.01
PE Ratio	14.25	13.85	14.31	14.58	12.20	-2.08
Forward PE	9.33	8.76	12.03	12.73	10.06	15.28
PS Ratio	3.93	3.80	4.45	3.77	3.68	4.42
PB Ratio	1.58	1.54	1.64	1.25	1.34	1.37
P/TBV Ratio	1.72	1.67	1.63	-	-	-
P/FCF Ratio	8.14	7.86	10.24	10.71	8.45	13.08
P/OCF Ratio	8.08	7.81	10.15	10.64	8.26	12.70
EV/Sales Ratio	5.81	4.25	4.45	3.77	3.68	4.42
EV/EBITDA Ratio	-	603.23	602.49	406.44	354.66	271.14
EV/FCF Ratio	12.01	8.79	10.24	10.71	8.45	13.08
Debt / Equity Ratio	0.18	0.18	0	0	0	0
Debt / EBITDA Ratio	63.49	63.49	-	-	-	-
Debt / FCF Ratio	0.93	0.93	-	-	-	-
Net Debt / Equity Ratio	0.18	0.18	-	-	-	-
Net Debt / EBITDA Ratio	63.49	63.49	-	-	-	-
Net Debt / FCF Ratio	0.93	0.93	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.04
Return on Equity (ROE)	12.07%	12.07%	12.11%	8.84%	10.43%	11.24%
Earnings Yield	7.54%	7.22%	6.99%	6.86%	8.20%	-47.97%
FCF Yield	12.28%	12.72%	9.76%	9.33%	11.83%	7.65%
Dividend Yield	2.64%	2.19%	1.13%	0.00%	0.00%	0.00%
Payout Ratio	31.95%	30.00%	15.96%	45.83%	0.00%	9.85%
Buyback Yield / Dilution	0.91%	0.91%	-	-	-	-
Total Shareholder Return	3.55%	3.10%	1.13%	0.00%	0.00%	0.00%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q