Usio, Inc. (USIO)

NASDAQ: USIO · Real-Time Price · USD

2.380

+0.150 (6.73%)

At close: Aug 12, 2026, 4:00 PM EDT

2.410

+0.030 (1.26%)

After-hours: Aug 12, 2026, 4:06 PM EDT

Usio, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	66	38	39	46	42	111
Market Cap Growth	59.03%	-2.93%	-14.78%	9.10%	-62.38%	66.55%
Enterprise Value	62.82	34.17	34.66	41.81	39.1	106.92
Last Close Price	2.38	1.36	1.46	1.72	1.65	4.36

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	12.17	-	-	-
Forward PE	-	144.00	12.17	25.94	76.18	-
PS Ratio	0.74	0.44	0.47	0.54	0.60	1.79
PB Ratio	3.40	2.11	2.03	3.03	3.00	5.95
P/TBV Ratio	3.49	2.05	2.15	3.42	2.97	6.02
P/FCF Ratio	238.15	34.96	14.39	17.06	-	3.90
P/OCF Ratio	60.46	24.91	13.41	13.00	-	3.73

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.71	0.40	0.42	0.50	0.56	1.73
EV/EBITDA Ratio	166.55	-	43.71	25.58	-	42.97
EV/FCF Ratio	227.80	31.67	12.84	15.64	-	3.75

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.19	0.17	0.16	0.18	0.17	0.14
Debt / EBITDA Ratio	12.23	-	4.88	2.07	-	1.25
Debt / FCF Ratio	-	3.61	1.43	1.26	-	0.11
Net Debt / Equity Ratio	-0.09	-0.20	-0.22	-0.25	-0.19	-0.22
Net Debt / EBITDA Ratio	-4.70	8.57	-5.28	-2.31	1.08	-1.67
Net Debt / FCF Ratio	7.47	-3.29	-1.55	-1.41	0.15	-0.15
Asset Turnover	0.72	0.71	0.77	0.82	0.60	0.57
Inventory Turnover	168.57	151.83	153.20	137.59	116.44	151.59
Quick Ratio	0.13	0.11	0.17	0.14	0.12	0.11
Current Ratio	1.10	1.08	1.12	1.09	1.07	1.08
Return on Equity (ROE)	-8.22%	-13.55%	19.32%	-3.28%	-33.64%	-1.82%
Return on Assets (ROA)	-1.66%	-2.45%	-6.69%	-1.14%	-4.75%	-0.30%
Return on Invested Capital (ROIC)	-13.33%	-20.21%	-54.58%	-10.33%	-42.64%	-2.27%
Return on Capital Employed (ROCE)	-5.19%	-10.94%	-7.36%	-2.63%	-27.81%	-0.77%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	-	-	8.22%	-	-	-
FCF Yield	0.42%	2.86%	6.95%	5.86%	-	25.67%
Buyback Yield / Dilution	-1.11%	-0.28%	-1.36%	-29.99%	-1.75%	-29.81%
Total Shareholder Return	-1.11%	-0.28%	-1.36%	-29.99%	-1.75%	-29.81%

SEC Filings: 10-K · 10-Q