Usio, Inc. (USIO)

NASDAQ: USIO · Real-Time Price · USD

2.270

-0.020 (-0.87%)

At close: Sep 23, 2026, 4:00 PM EDT

2.340

+0.070 (3.08%)

Pre-market: Sep 24, 2026, 4:00 AM EDT

Usio, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	65	37	40	45	42	110
Market Cap Growth	72.03%	-6.24%	-12.46%	8.29%	-61.86%	64.28%
Enterprise Value	63	33	35	41	40	107
Last Close Price	2.27	1.36	1.46	1.72	1.65	4.36

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	11.98	-	-	-
Forward PE	151.33	144.00	12.17	25.94	76.18	-
PS Ratio	0.70	0.44	0.48	0.54	0.60	1.77
PB Ratio	3.44	2.07	2.07	3.00	3.00	5.87
P/TBV Ratio	3.44	2.07	2.17	3.40	3.70	7.55
P/FCF Ratio	-	34.43	14.67	16.93	-	3.84
P/OCF Ratio	98.60	24.53	13.68	12.90	-	3.68

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.68	0.39	0.42	0.48	0.58	1.73
EV/EBITDA Ratio	166.79	-	44.26	24.83	-	42.94
EV/FCF Ratio	-	30.51	13.00	15.18	-	3.75

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.25	0.22	0.20	0.22	0.22	0.17
Debt / EBITDA Ratio	4.37	21.18	2.66	1.46	-	1.01
Debt / FCF Ratio	-	3.61	1.43	1.26	-	0.11
Net Debt / Equity Ratio	-0.09	-0.20	-0.22	-0.25	-0.19	-0.22
Net Debt / EBITDA Ratio	-4.70	8.57	-5.28	-2.31	1.08	-1.67
Net Debt / FCF Ratio	7.47	-3.29	-1.55	-1.41	0.15	-0.15
Asset Turnover	0.80	0.71	0.78	0.82	0.60	0.57
Inventory Turnover	186.29	151.83	153.20	137.59	116.44	151.59
Quick Ratio	0.13	0.11	0.17	0.14	0.12	0.11
Current Ratio	1.10	1.08	1.12	1.09	1.07	1.08
Return on Equity (ROE)	-8.04%	-13.55%	19.32%	-3.28%	-33.64%	-1.82%
Return on Assets (ROA)	-0.60%	-1.22%	-0.86%	-0.27%	-2.81%	-0.09%
Return on Invested Capital (ROIC)	-6.94%	-16.09%	-11.20%	-3.97%	-40.47%	-1.07%
Return on Capital Employed (ROCE)	-5.00%	-11.30%	-6.60%	-2.50%	-32.00%	-0.70%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	-2.33%	-6.77%	8.34%	-1.05%	-13.12%	-0.29%
FCF Yield	-0.37%	2.90%	6.82%	5.91%	-42.72%	26.03%
Buyback Yield / Dilution	-2.26%	-0.28%	-1.36%	-29.99%	-1.75%	-29.82%

SEC Filings: 10-K · 10-Q