Usio, Inc. Statistics
Total Valuation
Usio, Inc. has a market cap or net worth of $31.35 million. The enterprise value is $27.81 million.
Important Dates
The next estimated earnings date is Wednesday, May 13, 2026, after market close.
| Earnings Date | May 13, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Usio, Inc. has 27.75 million shares outstanding. The number of shares has increased by 0.28% in one year.
| Current Share Class | 27.75M |
| Shares Outstanding | 27.75M |
| Shares Change (YoY) | +0.28% |
| Shares Change (QoQ) | +2.19% |
| Owned by Insiders (%) | 18.99% |
| Owned by Institutions (%) | 16.58% |
| Float | 19.74M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.37 |
| Forward PS | 0.33 |
| PB Ratio | 1.75 |
| P/TBV Ratio | 1.75 |
| P/FCF Ratio | 29.06 |
| P/OCF Ratio | 20.71 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 25.78 |
Financial Position
The company has a current ratio of 1.08, with a Debt / Equity ratio of 0.22.
| Current Ratio | 1.08 |
| Quick Ratio | 0.11 |
| Debt / Equity | 0.22 |
| Debt / EBITDA | 21.18 |
| Debt / FCF | 3.61 |
| Interest Coverage | -45.30 |
Financial Efficiency
Return on equity (ROE) is -13.55% and return on invested capital (ROIC) is -16.37%.
| Return on Equity (ROE) | -13.55% |
| Return on Assets (ROA) | -1.22% |
| Return on Invested Capital (ROIC) | -16.37% |
| Return on Capital Employed (ROCE) | -11.30% |
| Weighted Average Cost of Capital (WACC) | 10.37% |
| Revenue Per Employee | $776,306 |
| Profits Per Employee | -$22,839 |
| Employee Count | 110 |
| Asset Turnover | 0.71 |
| Inventory Turnover | 151.83 |
Taxes
In the past 12 months, Usio, Inc. has paid $512,811 in taxes.
| Income Tax | 512,811 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -21.77% in the last 52 weeks. The beta is 1.32, so Usio, Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.32 |
| 52-Week Price Change | -21.77% |
| 50-Day Moving Average | 1.29 |
| 200-Day Moving Average | 1.44 |
| Relative Strength Index (RSI) | 39.49 |
| Average Volume (20 Days) | 60,848 |
Short Selling Information
The latest short interest is 5,861, so 0.02% of the outstanding shares have been sold short.
| Short Interest | 5,861 |
| Short Previous Month | 18,893 |
| Short % of Shares Out | 0.02% |
| Short % of Float | 0.03% |
| Short Ratio (days to cover) | 0.18 |
Income Statement
In the last 12 months, Usio, Inc. had revenue of $85.39 million and -$2.51 million in losses. Loss per share was -$0.09.
| Revenue | 85.39M |
| Gross Profit | 19.69M |
| Operating Income | -2.36M |
| Pretax Income | -2.00M |
| Net Income | -2.51M |
| EBITDA | -413,381 |
| EBIT | -2.36M |
| Loss Per Share | -$0.09 |
Full Income StatementBalance Sheet
The company has $7.43 million in cash and $3.89 million in debt, with a net cash position of $3.54 million or $0.13 per share.
| Cash & Cash Equivalents | 7.43M |
| Total Debt | 3.89M |
| Net Cash | 3.54M |
| Net Cash Per Share | $0.13 |
| Equity (Book Value) | 17.91M |
| Book Value Per Share | 0.65 |
| Working Capital | 9.39M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.51 million and capital expenditures -$435,014, giving a free cash flow of $1.08 million.
| Operating Cash Flow | 1.51M |
| Capital Expenditures | -435,014 |
| Depreciation & Amortization | 1.95M |
| Net Borrowing | 644,585 |
| Free Cash Flow | 1.08M |
| FCF Per Share | $0.04 |
Full Cash Flow StatementMargins
Gross margin is 23.06%, with operating and profit margins of -2.76% and -2.94%.
| Gross Margin | 23.06% |
| Operating Margin | -2.76% |
| Pretax Margin | -2.34% |
| Profit Margin | -2.94% |
| EBITDA Margin | -0.48% |
| EBIT Margin | -2.76% |
| FCF Margin | 1.26% |
Dividends & Yields
Usio, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.28% |
| Shareholder Yield | -0.28% |
| Earnings Yield | -8.01% |
| FCF Yield | 3.44% |
Analyst Forecast
The average price target for Usio, Inc. is $4.00, which is 247.83% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $4.00 |
| Price Target Difference | 247.83% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jul 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
Usio, Inc. has an Altman Z-Score of 0.14 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.14 |
| Piotroski F-Score | 2 |
