Usio, Inc. (USIO)
NASDAQ: USIO · Real-Time Price · USD
2.760
+0.380 (15.97%)
Aug 13, 2026, 9:49 AM EDT - Market open

Usio, Inc. Statistics

Total Valuation

Usio, Inc. has a market cap or net worth of $76.16 million. The enterprise value is $74.39 million.

Market Cap76.16M
Enterprise Value 74.39M

Important Dates

The last earnings date was Wednesday, August 12, 2026, after market close.

Earnings Date Aug 12, 2026
Ex-Dividend Date n/a

Share Statistics

Usio, Inc. has 27.60 million shares outstanding. The number of shares has increased by 2.26% in one year.

Current Share Class 27.60M
Shares Outstanding 27.60M
Shares Change (YoY) +2.26%
Shares Change (QoQ) +0.26%
Owned by Insiders (%) 20.60%
Owned by Institutions (%) 25.81%
Float 19.19M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.71
Forward PS 0.68
PB Ratio 3.61
P/TBV Ratio 3.50
P/FCF Ratio n/a
P/OCF Ratio 100.12
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 0.69
EV / EBITDA 169.43
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.10, with a Debt / Equity ratio of 0.25.

Current Ratio 1.10
Quick Ratio 0.13
Debt / Equity 0.25
Debt / EBITDA 12.23
Debt / FCF n/a
Interest Coverage -15.09

Financial Efficiency

Return on equity (ROE) is -8.04% and return on invested capital (ROIC) is -6.94%.

Return on Equity (ROE) -8.04%
Return on Assets (ROA) -0.60%
Return on Invested Capital (ROIC) -6.94%
Return on Capital Employed (ROCE) -5.02%
Weighted Average Cost of Capital (WACC) 10.79%
Revenue Per Employee $841,527
Profits Per Employee -$13,710
Employee Count110
Asset Turnover 0.80
Inventory Turnover 186.29

Taxes

In the past 12 months, Usio, Inc. has paid $723,371 in taxes.

Income Tax 723,371
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +67.55% in the last 52 weeks. The beta is 1.31, so Usio, Inc.'s price volatility has been higher than the market average.

Beta (5Y) 1.31
52-Week Price Change +67.55%
50-Day Moving Average 2.07
200-Day Moving Average 1.53
Relative Strength Index (RSI) 67.32
Average Volume (20 Days) 266,024

Short Selling Information

The latest short interest is 66,304, so 0.24% of the outstanding shares have been sold short.

Short Interest 66,304
Short Previous Month 75,761
Short % of Shares Out 0.24%
Short % of Float 0.35%
Short Ratio (days to cover) 0.37

Income Statement

In the last 12 months, Usio, Inc. had revenue of $92.57 million and -$1.51 million in losses. Loss per share was -$0.06.

Revenue92.57M
Gross Profit 20.61M
Operating Income -1.12M
Pretax Income -784,761
Net Income -1.51M
EBITDA 377,192
EBIT -1.12M
Loss Per Share -$0.06
Full Income Statement

Balance Sheet

The company has $6.39 million in cash and $4.61 million in debt, with a net cash position of $1.77 million or $0.06 per share.

Cash & Cash Equivalents 6.39M
Total Debt 4.61M
Net Cash 1.77M
Net Cash Per Share $0.06
Equity (Book Value) 18.79M
Book Value Per Share 0.66
Working Capital 9.70M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $656,030 and capital expenditures -$893,213, giving a free cash flow of -$237,183.

Operating Cash Flow 656,030
Capital Expenditures -893,213
Depreciation & Amortization 1.50M
Net Borrowing 606,534
Free Cash Flow -237,183
FCF Per Share -$0.01
Full Cash Flow Statement

Margins

Gross margin is 22.26%, with operating and profit margins of -1.21% and -1.63%.

Gross Margin 22.26%
Operating Margin -1.21%
Pretax Margin -0.85%
Profit Margin -1.63%
EBITDA Margin 0.41%
EBIT Margin -1.21%
FCF Margin n/a

Dividends & Yields

Usio, Inc. does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -2.26%
Shareholder Yield -2.26%
Earnings Yield -2.30%
FCF Yield -0.36%

Analyst Forecast

The average price target for Usio, Inc. is $5.75, which is 108.33% higher than the current price. The consensus rating is "Buy".

Price Target $5.75
Price Target Difference 108.33%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.

Last Split Date Jul 23, 2015
Split Type Reverse
Split Ratio 1:15

Scores

Altman Z-Score n/a
Piotroski F-Score 3