Usio, Inc. Statistics
Total Valuation
Usio, Inc. has a market cap or net worth of $46.03 million. The enterprise value is $40.98 million.
Important Dates
The next confirmed earnings date is Wednesday, August 6, 2025, after market close.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Usio, Inc. has 26.61 million shares outstanding. The number of shares has increased by 1.72% in one year.
| Current Share Class | 26.61M |
| Shares Outstanding | 26.61M |
| Shares Change (YoY) | +1.72% |
| Shares Change (QoQ) | -2.01% |
| Owned by Insiders (%) | 18.08% |
| Owned by Institutions (%) | 26.86% |
| Float | 21.80M |
Valuation Ratios
The trailing PE ratio is 14.46 and the forward PE ratio is 30.51.
| PE Ratio | 14.46 |
| Forward PE | 30.51 |
| PS Ratio | 0.55 |
| Forward PS | 0.46 |
| PB Ratio | 2.42 |
| P/TBV Ratio | 2.51 |
| P/FCF Ratio | 15.07 |
| P/OCF Ratio | 11.01 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 54.28, with an EV/FCF ratio of 13.42.
| EV / Earnings | 12.34 |
| EV / Sales | 0.49 |
| EV / EBITDA | 54.28 |
| EV / EBIT | n/a |
| EV / FCF | 13.42 |
Financial Position
The company has a current ratio of 1.12, with a Debt / Equity ratio of 0.19.
| Current Ratio | 1.12 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.19 |
| Debt / EBITDA | 2.79 |
| Debt / FCF | 1.20 |
| Interest Coverage | -27.43 |
Financial Efficiency
Return on equity (ROE) is 19.38% and return on invested capital (ROIC) is -4.33%.
| Return on Equity (ROE) | 19.38% |
| Return on Assets (ROA) | -0.86% |
| Return on Invested Capital (ROIC) | -4.33% |
| Return on Capital Employed (ROCE) | -6.52% |
| Revenue Per Employee | $756,491 |
| Profits Per Employee | $29,916 |
| Employee Count | 111 |
| Asset Turnover | 0.80 |
| Inventory Turnover | 165.54 |
Taxes
| Income Tax | -2.63M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +9.84% in the last 52 weeks. The beta is 1.50, so Usio, Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.50 |
| 52-Week Price Change | +9.84% |
| 50-Day Moving Average | 1.54 |
| 200-Day Moving Average | 1.58 |
| Relative Strength Index (RSI) | 56.08 |
| Average Volume (20 Days) | 83,042 |
Short Selling Information
The latest short interest is 42,387, so 0.16% of the outstanding shares have been sold short.
| Short Interest | 42,387 |
| Short Previous Month | 49,654 |
| Short % of Shares Out | 0.16% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 0.37 |
Income Statement
In the last 12 months, Usio, Inc. had revenue of $83.97 million and earned $3.32 million in profits. Earnings per share was $0.12.
| Revenue | 83.97M |
| Gross Profit | 19.57M |
| Operating Income | -1.43M |
| Pretax Income | -461,027 |
| Net Income | 3.32M |
| EBITDA | 754,946 |
| EBIT | -1.43M |
| Earnings Per Share (EPS) | $0.12 |
Full Income StatementBalance Sheet
The company has $8.72 million in cash and $3.67 million in debt, giving a net cash position of $5.05 million or $0.19 per share.
| Cash & Cash Equivalents | 8.72M |
| Total Debt | 3.67M |
| Net Cash | 5.05M |
| Net Cash Per Share | $0.19 |
| Equity (Book Value) | 18.99M |
| Book Value Per Share | 0.72 |
| Working Capital | 10.17M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $4.18 million and capital expenditures -$1.13 million, giving a free cash flow of $3.05 million.
| Operating Cash Flow | 4.18M |
| Capital Expenditures | -1.13M |
| Free Cash Flow | 3.05M |
| FCF Per Share | $0.11 |
Full Cash Flow StatementMargins
Gross margin is 23.31%, with operating and profit margins of -1.70% and 3.95%.
| Gross Margin | 23.31% |
| Operating Margin | -1.70% |
| Pretax Margin | 0.82% |
| Profit Margin | 3.95% |
| EBITDA Margin | 0.90% |
| EBIT Margin | -1.70% |
| FCF Margin | 3.64% |
Dividends & Yields
Usio, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.72% |
| Shareholder Yield | -1.72% |
| Earnings Yield | 7.21% |
| FCF Yield | 6.63% |
Analyst Forecast
The average price target for Usio, Inc. is $4.00, which is 131.21% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $4.00 |
| Price Target Difference | 131.21% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jul 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
Usio, Inc. has an Altman Z-Score of 0.24 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.24 |
| Piotroski F-Score | 5 |
