Usio, Inc. Statistics
Total Valuation
Usio, Inc. has a market cap or net worth of $38.98 million. The enterprise value is $34.79 million.
Important Dates
The last earnings date was Wednesday, March 26, 2025, after market close.
| Earnings Date | Mar 26, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Usio, Inc. has 26.51 million shares outstanding. The number of shares has increased by 1.36% in one year.
| Current Share Class | 26.51M |
| Shares Outstanding | 26.51M |
| Shares Change (YoY) | +1.36% |
| Shares Change (QoQ) | -0.58% |
| Owned by Insiders (%) | 27.27% |
| Owned by Institutions (%) | 29.13% |
| Float | 16.75M |
Valuation Ratios
The trailing PE ratio is 12.25 and the forward PE ratio is 10.02.
| PE Ratio | 12.25 |
| Forward PE | 10.02 |
| PS Ratio | 0.48 |
| Forward PS | 0.40 |
| PB Ratio | 2.04 |
| P/TBV Ratio | 2.13 |
| P/FCF Ratio | 20.47 |
| P/OCF Ratio | 13.46 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 43.87, with an EV/FCF ratio of 18.27.
| EV / Earnings | 10.52 |
| EV / Sales | 0.42 |
| EV / EBITDA | 43.87 |
| EV / EBIT | n/a |
| EV / FCF | 18.27 |
Financial Position
The company has a current ratio of 1.12, with a Debt / Equity ratio of 0.20.
| Current Ratio | 1.12 |
| Quick Ratio | 0.17 |
| Debt / Equity | 0.20 |
| Debt / EBITDA | 2.89 |
| Debt / FCF | 2.03 |
| Interest Coverage | -27.33 |
Financial Efficiency
Return on equity (ROE) is 19.32% and return on invested capital (ROIC) is -4.43%.
| Return on Equity (ROE) | 19.32% |
| Return on Assets (ROA) | -0.86% |
| Return on Invested Capital (ROIC) | -4.43% |
| Return on Capital Employed (ROCE) | -6.60% |
| Revenue Per Employee | $658,189 |
| Profits Per Employee | $26,234 |
| Employee Count | 126 |
| Asset Turnover | 0.77 |
| Inventory Turnover | 153.20 |
Taxes
| Income Tax | -2.63M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -13.53% in the last 52 weeks. The beta is 1.82, so Usio, Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.82 |
| 52-Week Price Change | -13.53% |
| 50-Day Moving Average | 1.72 |
| 200-Day Moving Average | 1.57 |
| Relative Strength Index (RSI) | 43.08 |
| Average Volume (20 Days) | 107,705 |
Short Selling Information
The latest short interest is 31,631, so 0.12% of the outstanding shares have been sold short.
| Short Interest | 31,631 |
| Short Previous Month | 35,143 |
| Short % of Shares Out | 0.12% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 0.27 |
Income Statement
In the last 12 months, Usio, Inc. had revenue of $82.93 million and earned $3.31 million in profits. Earnings per share was $0.12.
| Revenue | 82.93M |
| Gross Profit | 19.61M |
| Operating Income | -1.47M |
| Pretax Income | -461,027 |
| Net Income | 3.31M |
| EBITDA | 792,957 |
| EBIT | -1.47M |
| Earnings Per Share (EPS) | $0.12 |
Full Income StatementBalance Sheet
The company has $8.06 million in cash and $3.87 million in debt, giving a net cash position of $4.19 million or $0.16 per share.
| Cash & Cash Equivalents | 8.06M |
| Total Debt | 3.87M |
| Net Cash | 4.19M |
| Net Cash Per Share | $0.16 |
| Equity (Book Value) | 19.16M |
| Book Value Per Share | 0.72 |
| Working Capital | 10.21M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $2.90 million and capital expenditures -$991,881, giving a free cash flow of $1.90 million.
| Operating Cash Flow | 2.90M |
| Capital Expenditures | -991,881 |
| Free Cash Flow | 1.90M |
| FCF Per Share | $0.07 |
Full Cash Flow StatementMargins
Gross margin is 23.65%, with operating and profit margins of -1.77% and 3.99%.
| Gross Margin | 23.65% |
| Operating Margin | -1.77% |
| Pretax Margin | 0.82% |
| Profit Margin | 3.99% |
| EBITDA Margin | 0.96% |
| EBIT Margin | -1.77% |
| FCF Margin | 2.30% |
Dividends & Yields
Usio, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.36% |
| Shareholder Yield | -1.36% |
| Earnings Yield | 8.48% |
| FCF Yield | 4.89% |
Analyst Forecast
The average price target for Usio, Inc. is $5.00, which is 240.14% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $5.00 |
| Price Target Difference | 240.14% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on July 23, 2015. It was a reverse split with a ratio of 0.0666666:1.
| Last Split Date | Jul 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 0.0666666:1 |
Scores
Usio, Inc. has an Altman Z-Score of 0.23 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.23 |
| Piotroski F-Score | 4 |