Usio, Inc. Statistics
Total Valuation
Usio, Inc. has a market cap or net worth of $37.68 million. The enterprise value is $32.91 million.
Important Dates
The last earnings date was Wednesday, November 12, 2025, after market close.
| Earnings Date | Nov 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Usio, Inc. has 27.31 million shares outstanding. The number of shares has increased by 0.26% in one year.
| Current Share Class | 27.31M |
| Shares Outstanding | 27.31M |
| Shares Change (YoY) | +0.26% |
| Shares Change (QoQ) | +1.65% |
| Owned by Insiders (%) | 19.26% |
| Owned by Institutions (%) | 26.00% |
| Float | 19.23M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.44 |
| Forward PS | 0.39 |
| PB Ratio | 2.02 |
| P/TBV Ratio | 2.01 |
| P/FCF Ratio | 29.54 |
| P/OCF Ratio | 15.35 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 134.18, with an EV/FCF ratio of 26.18.
| EV / Earnings | n/a |
| EV / Sales | 0.39 |
| EV / EBITDA | 134.18 |
| EV / EBIT | n/a |
| EV / FCF | 26.18 |
Financial Position
The company has a current ratio of 1.13, with a Debt / Equity ratio of 0.19.
| Current Ratio | 1.13 |
| Quick Ratio | 0.17 |
| Debt / Equity | 0.19 |
| Debt / EBITDA | 4.17 |
| Debt / FCF | 2.80 |
| Interest Coverage | -36.11 |
Financial Efficiency
Return on equity (ROE) is -2.06% and return on invested capital (ROIC) is -4.73%.
| Return on Equity (ROE) | -2.06% |
| Return on Assets (ROA) | -1.00% |
| Return on Invested Capital (ROIC) | -4.73% |
| Return on Capital Employed (ROCE) | -7.99% |
| Revenue Per Employee | $754,148 |
| Profits Per Employee | -$3,494 |
| Employee Count | 111 |
| Asset Turnover | 0.78 |
| Inventory Turnover | 173.04 |
Taxes
In the past 12 months, Usio, Inc. has paid $549,287 in taxes.
| Income Tax | 549,287 |
| Effective Tax Rate | 340.11% |
Stock Price Statistics
The stock price has decreased by -44.13% in the last 52 weeks. The beta is 1.28, so Usio, Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.28 |
| 52-Week Price Change | -44.13% |
| 50-Day Moving Average | 1.42 |
| 200-Day Moving Average | 1.49 |
| Relative Strength Index (RSI) | 47.31 |
| Average Volume (20 Days) | 73,138 |
Short Selling Information
The latest short interest is 36,669, so 0.13% of the outstanding shares have been sold short.
| Short Interest | 36,669 |
| Short Previous Month | 43,908 |
| Short % of Shares Out | 0.13% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 0.80 |
Income Statement
In the last 12 months, Usio, Inc. had revenue of $83.71 million and -$387,785 in losses. Loss per share was -$0.02.
| Revenue | 83.71M |
| Gross Profit | 19.88M |
| Operating Income | -1.70M |
| Pretax Income | 161,502 |
| Net Income | -387,785 |
| EBITDA | 245,273 |
| EBIT | -1.70M |
| Loss Per Share | -$0.02 |
Full Income StatementBalance Sheet
The company has $7.75 million in cash and $3.52 million in debt, with a net cash position of $4.23 million or $0.15 per share.
| Cash & Cash Equivalents | 7.75M |
| Total Debt | 3.52M |
| Net Cash | 4.23M |
| Net Cash Per Share | $0.15 |
| Equity (Book Value) | 18.69M |
| Book Value Per Share | 0.68 |
| Working Capital | 10.00M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $2.42 million and capital expenditures -$1.16 million, giving a free cash flow of $1.26 million.
| Operating Cash Flow | 2.42M |
| Capital Expenditures | -1.16M |
| Free Cash Flow | 1.26M |
| FCF Per Share | $0.05 |
Full Cash Flow StatementMargins
Gross margin is 23.75%, with operating and profit margins of -2.04% and -0.46%.
| Gross Margin | 23.75% |
| Operating Margin | -2.04% |
| Pretax Margin | 0.19% |
| Profit Margin | -0.46% |
| EBITDA Margin | 0.29% |
| EBIT Margin | -2.04% |
| FCF Margin | 1.50% |
Dividends & Yields
Usio, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.26% |
| Shareholder Yield | -0.26% |
| Earnings Yield | -1.04% |
| FCF Yield | 3.39% |
Analyst Forecast
The average price target for Usio, Inc. is $4.00, which is 189.86% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $4.00 |
| Price Target Difference | 189.86% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jul 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
Usio, Inc. has an Altman Z-Score of 0.25 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.25 |
| Piotroski F-Score | 4 |
