Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
48.16
+1.69 (3.64%)
At close: Nov 10, 2026, 4:00 PM EST
48.16
0.00 (0.00%)
Pre-market: Nov 11, 2026, 4:33 AM EST
UVE Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,522 | 1,459 | 1,393 | 1,271 | 1,149 | 1,058 |
Total Interest & Dividend Income | 80.15 | 70.63 | 59.15 | 48.45 | 25.79 | 12.54 |
Gain (Loss) on Sale of Investments | 2.42 | 4.52 | 8.62 | 10.82 | -12.8 | 1.86 |
Other Revenue | 63.2 | 69.65 | 60.2 | 61.5 | 60.86 | 49.28 |
| 1,668 | 1,604 | 1,521 | 1,392 | 1,223 | 1,122 | |
Revenue Growth | 5.51% | 5.48% | 9.27% | 13.82% | 8.99% | 4.58% |
Policy Benefits | 955.89 | 985.88 | 1,087 | 992.64 | 938.4 | 779.21 |
Policy Acquisition & Underwriting Costs | 268.23 | 250.25 | 233.44 | 208.01 | - | - |
Selling, General & Administrative | - | - | - | - | 300.17 | 307.78 |
Other Operating Expenses | 126.56 | 118.3 | 108.64 | 96.06 | - | - |
Total Operating Expenses | 1,351 | 1,354 | 1,429 | 1,297 | 1,243 | 1,093 |
Operating Income | 317.18 | 249.49 | 91.09 | 94.88 | -20.64 | 29.05 |
Interest Expense | -7.27 | -6.42 | -6.48 | -6.53 | -6.61 | -0.64 |
EBT Excluding Unusual Items | 309.91 | 243.07 | 84.61 | 88.35 | -27.25 | 28.41 |
Pretax Income | 309.91 | 243.07 | 84.61 | 88.35 | -27.25 | 28.41 |
Income Tax Expense | 77.33 | 60.12 | 25.68 | 21.53 | -4.99 | 8.01 |
Net Income | 232.58 | 182.95 | 58.93 | 66.82 | -22.26 | 20.41 |
Preferred Dividends & Other Adjustments | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Net Income to Common | 232.57 | 182.94 | 58.92 | 66.81 | -22.27 | 20.4 |
Net Income Growth | 90.05% | 210.50% | -11.82% | - | - | 6.82% |
Shares Outstanding (Basic) | 28 | 28 | 28 | 30 | 31 | 31 |
Shares Outstanding (Diluted) | 29 | 29 | 29 | 30 | 31 | 31 |
Shares Change | 0.14% | -1.09% | -2.90% | -1.96% | -1.78% | -2.08% |
EPS (Basic) | 8.44 | 6.56 | 2.07 | 2.24 | -0.72 | 0.65 |
EPS (Diluted) | 8.02 | 6.32 | 2.01 | 2.22 | -0.72 | 0.65 |
EPS Growth | 89.46% | 214.43% | -9.46% | - | - | 8.53% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 360.37 | 377.06 | 129.99 | 66.95 | 319.62 | 227.15 |
Free Cash Flow Per Share | 12.43 | 13.02 | 4.44 | 2.22 | 10.39 | 7.26 |
Dividend Per Share | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Operating Margin | 19.02% | 15.55% | 5.99% | 6.82% | -1.69% | 2.59% |
Profit Margin | 13.94% | 11.41% | 3.88% | 4.80% | -1.82% | 1.82% |
Free Cash Flow Margin | 21.61% | 23.51% | 8.55% | 4.81% | 26.14% | 20.25% |
EBITDA | 323.57 | 255.94 | 97.2 | 102.19 | -13.34 | 35.96 |
EBITDA Margin | 19.40% | 15.96% | 6.39% | 7.34% | -1.09% | 3.21% |
D&A For EBITDA | 6.4 | 6.44 | 6.12 | 7.31 | 7.3 | 6.91 |
EBIT | 317.18 | 249.49 | 91.09 | 94.88 | -20.64 | 29.05 |
EBIT Margin | 19.02% | 15.55% | 5.99% | 6.82% | -1.69% | 2.59% |
Effective Tax Rate | 24.95% | 24.73% | 30.35% | 24.37% | - | 28.18% |
Revenue as Reported | 1,668 | 1,604 | 1,521 | 1,392 | 1,223 | 1,122 |