Velocity Financial, Inc. (VEL)

NYSE: VEL · Real-Time Price · USD
18.47
+0.23 (1.26%)
Apr 6, 2026, 4:00 PM EDT - Market closed
Market Cap724.68M +12.2%
Revenue (ttm)225.61M +27.0%
Net Income103.71M +53.5%
EPS2.75 +43.8%
Shares Out 39.24M
PE Ratio6.71
Forward PE6.67
Dividendn/a
Ex-Dividend Daten/a
Volume169,202
Open18.27
Previous Close18.24
Day's Range17.90 - 18.54
52-Week Range16.12 - 21.40
Beta0.75
AnalystsStrong Buy
Price Target22.00 (+19.11%)
Earnings DateApr 30, 2026

About VEL

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded i... [Read more]

Sector Financials
IPO Date Jan 17, 2020
Employees 371
Stock Exchange NYSE
Ticker Symbol VEL
Full Company Profile

Financial Performance

In 2025, Velocity Financial's revenue was $225.61 million, an increase of 27.00% compared to the previous year's $177.65 million. Earnings were $103.71 million, an increase of 53.45%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for VEL stock is "Strong Buy." The 12-month stock price target is $22.0, which is an increase of 19.11% from the latest price.

Price Target
$22.0
(19.11% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $105.1 million and core net income...

26 days ago - Business Wire

Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced the closing of Velocity Commercia...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Date of Fourth Quarter and Full Year 2025 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its fourth quarter and full year 2025 res...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital,...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Proposed Offering of $500 Million of Senior Notes Due 2031

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, today announced preliminary unaudited results for the ...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnership

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announces an agreement to sell $133.2 million in UPB o...

3 months ago - Business Wire

Velocity Financial, Inc. Reports Third Quarter 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $25.4 million and core net income ...

5 months ago - Business Wire

Velocity Financial, Inc. Announces Date of Third Quarter 2025 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its third quarter 2025 results after the ...

5 months ago - Business Wire

Velocity Financial, Inc. Announces Dual Listing on NYSE Texas

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announced today the dual listing of its common stock o...

8 months ago - Business Wire

Velocity Financial, Inc. Reports Second Quarter 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $26.0 million and core net income ...

8 months ago - Business Wire

Velocity Financial, Inc. Announces Date of Second Quarter 2025 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its second quarter 2025 results after the...

9 months ago - Business Wire

Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Kroll Bond Rating Agency (“...

9 months ago - Business Wire

Velocity Financial, Inc. Reports First Quarter 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $18.9 million and core net income ...

1 year ago - Business Wire

Velocity Financial, Inc. Reports Fourth Quarter and Full Year 2024 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $68.4 million and core net income ...

1 year ago - Business Wire

Velocity Financial, Inc. Announces Date of Fourth Quarter and Full-Year 2024 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in commercial investor loans, will release its fourth quarter and full-year 2024 resu...

1 year ago - Business Wire

Velocity Financial, Inc. Reports Third Quarter 2024 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $15.8 million and core net income ...

1 year ago - Business Wire

Velocity Financial, Inc. Announces Date of Third Quarter 2024 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in commercial investor loans, will release its third quarter 2024 results after the m...

1 year ago - Business Wire

Velocity Financial, Inc. Reports Second Quarter 2024 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $14.7 million and core net income ...

1 year ago - Business Wire

Velocity Financial, Inc. Announces Date of Second Quarter 2024 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in commercial investor loans, will release its second quarter 2024 results after the ...

1 year ago - Business Wire

Velocity Financial, Inc. Reports First Quarter 2024 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $17.3 million and core net income ...

2 years ago - Business Wire

Velocity Financial, Inc. Announces Date of First Quarter 2024 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in commercial investor loans, will release its first quarter 2024 results after the m...

2 years ago - Business Wire

Velocity Financial, Inc. Corrects Typographical Error in Fourth Quarter and Full-Year 2023 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), filed its fourth quarter and full year 2023 results on March 7, 2024. It has recently come to ...

2 years ago - Business Wire

Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2023 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $52.3 million and core net income ...

2 years ago - Business Wire

Velocity Financial, Inc. Announces Issuance of $75 Million of Senior Secured Notes

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in business purpose loans, today announced the issuance of $75 million principa...

2 years ago - Business Wire