Velocity Financial, Inc. (VEL)

NYSE: VEL · Real-Time Price · USD
18.02
+0.21 (1.18%)
Mar 30, 2026, 4:00 PM EDT - Market closed
Market Cap707.02M +7.7%
Revenue (ttm)225.61M +27.0%
Net Income103.71M +53.5%
EPS2.75 +43.8%
Shares Out 39.24M
PE Ratio6.55
Forward PE6.51
Dividendn/a
Ex-Dividend Daten/a
Volume115,271
Open17.83
Previous Close17.81
Day's Range17.83 - 18.19
52-Week Range16.12 - 21.40
Beta0.77
AnalystsStrong Buy
Price Target22.00 (+22.09%)
Earnings DateMar 11, 2026

About VEL

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded i... [Read more]

Sector Financials
IPO Date Jan 17, 2020
Employees 371
Stock Exchange NYSE
Ticker Symbol VEL
Full Company Profile

Financial Performance

In 2025, Velocity Financial's revenue was $225.61 million, an increase of 27.00% compared to the previous year's $177.65 million. Earnings were $103.71 million, an increase of 53.45%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for VEL stock is "Strong Buy." The 12-month stock price target is $22.0, which is an increase of 22.09% from the latest price.

Price Target
$22.0
(22.09% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

Velocity Financial, Inc. (VEL) Q4 2025 Earnings Call Transcript

Velocity Financial, Inc. (VEL) Q4 2025 Earnings Call Transcript

19 days ago - Seeking Alpha

Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $105.1 million and core net income...

19 days ago - Business Wire

Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced the closing of Velocity Commercia...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Date of Fourth Quarter and Full Year 2025 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its fourth quarter and full year 2025 res...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital,...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Proposed Offering of $500 Million of Senior Notes Due 2031

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, today announced preliminary unaudited results for the ...

2 months ago - Business Wire

Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnership

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announces an agreement to sell $133.2 million in UPB o...

3 months ago - Business Wire

Velocity Financial, Inc. (VEL) Q3 2025 Earnings Call Transcript

Velocity Financial, Inc. ( VEL) Q3 2025 Earnings Call November 6, 2025 5:00 PM EST Company Participants Christopher Oltmann - Corporate Treasurer & Director of Investor Relations Christopher Farrar -...

5 months ago - Seeking Alpha

Velocity Financial, Inc. Reports Third Quarter 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $25.4 million and core net income ...

5 months ago - Business Wire

Velocity Financial, Inc. Announces Date of Third Quarter 2025 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its third quarter 2025 results after the ...

5 months ago - Business Wire

Velocity Financial, Inc. Announces Dual Listing on NYSE Texas

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announced today the dual listing of its common stock o...

8 months ago - Business Wire

Velocity Financial, Inc. (VEL) Q2 2025 Earnings Call Transcript

Velocity Financial, Inc. (NYSE:VEL) Q2 2025 Earnings Conference Call August 7, 2025 5:00 PM ET Company Participants Christopher D. Farrar - Co-Founder, CEO, President & Director Christopher J.

8 months ago - Seeking Alpha

Velocity Financial, Inc. Reports Second Quarter 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $26.0 million and core net income ...

8 months ago - Business Wire

Velocity Financial, Inc. Announces Date of Second Quarter 2025 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its second quarter 2025 results after the...

8 months ago - Business Wire

Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Kroll Bond Rating Agency (“...

9 months ago - Business Wire

Velocity Financial: Another Good Performance And Potential Acquisition Target

Velocity Financial continues to impress with its vertically integrated real estate finance model, though share performance has lagged expectations. The company's main revenue streams are interest inco...

10 months ago - Seeking Alpha

Velocity Financial, Inc. (VEL) Q1 2025 Earnings Call Transcript

Velocity Financial, Inc. (NYSE:VEL) Q1 2025 Results Conference Call May 1, 2025 5:00 PM ET Company Participants Chris Oltmann - Director, Investor Relations Chris Farrar - President & Chief Executive...

11 months ago - Seeking Alpha

Velocity Financial, Inc. Reports First Quarter 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $18.9 million and core net income ...

11 months ago - Business Wire

Velocity Financial Is Firing On All Cylinders

Velocity Financial produced another strong quarter, with shares still in the same trading range, and management is optimistic about FY25. The company's business is less rate-sensitive, focusing on rea...

1 year ago - Seeking Alpha

Velocity Financial, Inc. (VEL) Q4 2024 Earnings Call Transcript

Velocity Financial, Inc. (NYSE:VEL) Q4 2024 Earnings Conference Call March 6, 2025 5:00 PM ET Company Participants Chris Oltmann - Director, Investor Relations Chris Farrar - President & Chief Execut...

1 year ago - Seeking Alpha

Velocity Financial, Inc. Reports Fourth Quarter and Full Year 2024 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $68.4 million and core net income ...

1 year ago - Business Wire

Velocity Financial, Inc. Announces Date of Fourth Quarter and Full-Year 2024 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in commercial investor loans, will release its fourth quarter and full-year 2024 resu...

1 year ago - Business Wire

Velocity Financial, Inc. (VEL) Q3 2024 Earnings Call Transcript

Velocity Financial, Inc. (NYSE:VEL) Q3 2024 Earnings Conference Call November 7, 2024 5:00 PM ET Company Participants Chris Oltmann - Director of Investor Relations Chris Farrar - President & CEO Mar...

1 year ago - Seeking Alpha

Velocity Financial, Inc. Reports Third Quarter 2024 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $15.8 million and core net income ...

1 year ago - Business Wire